SOPHIA GOLD
ActiveSummary
The computed 12-month bankruptcy probability of SOPHIA GOLD is 4.0% (elevated). For SOPHIA GOLD, at least two annual filings are missing. The 2021 annual accounts show negative equity (-€22,590) and a net result of €10,752. Equity has been shrinking by about 65% per year since 2018. Its solvency ranks better than 5% of 13,315 sector peers (NACE 46, financial year 2021). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Overview
Official details
Source: KBO- Status
- Active since 19-12-2017 Normal situation
- Legal form
- General partnership
- Activity
- Agents in non-specialised wholesale trade NACE 46190and 2 others
- Establishment unit
- 2.272.155.021 1600 Sint-Pieters-Leeuw, since 30-01-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.0%
2021 figures too old to score
Annual accounts 2021
- Gross margin
- €11,919
- Turnover
- ≈ €84,000
- estimated
- Profit
- €10,752
- Equity
- -€22,590
- ▲ 32.2%
- Total assets
- €4,623
- ▲ 9.3%
- Negative equity on 31-12-2021
- 2022 accounts not filed, 1190 days past the deadline
Signalsraises riskFigures for financial year 2021 (filed on 02-09-2022)Ex-officio strike-off in the KBOTwo or more financial years not filed2021 accounts filed 29 days lateAdministrative warnings in the KBO publicationslowers riskLegal form: general partnershipSize: total assets €4,623Show the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2021. They are too old for a current score.
Bankruptcy probability: Elevated
Filing: At least two annual filings are missing
Financial strength, FY 2021 · tick: 2020
Weak
Solvency
0=
equity -488.6% of total assets
Liquidity
15-2
short-term debt 588.6% · cash 12.3%
Profitability
100+100
return on assets 232.6%
Bankruptcy probability within 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.6%
01-2025: 4.6%● unchanged vs 12-2024
02-2025: 4.6%● unchanged vs 01-2025
03-2025: 4.6%● unchanged vs 02-2025
04-2025: 4.6%● unchanged vs 03-2025
05-2025: 2.8%▼ -1.8 percentage points vs 04-2025lowest value
06-2025: 2.8%● unchanged vs 05-2025lowest value
07-2025: 5.1%▲ +2.3 percentage points vs 06-2025highest value
08-2025: 5.0%▼ -0.1 percentage points vs 07-2025
09-2025: 4.9%▼ -0.1 percentage points vs 08-2025
10-2025: 4.9%● unchanged vs 09-2025
11-2025: 4.9%● unchanged vs 10-2025
12-2025: 4.5%▼ -0.4 percentage points vs 11-2025
01-2026: 4.4%▼ -0.1 percentage points vs 12-2025
02-2026: 4.2%▼ -0.2 percentage points vs 01-2026
03-2026: 4.2%● unchanged vs 02-2026
04-2026: 4.2%● unchanged vs 03-2026
05-2026: 4.2%● unchanged vs 04-2026
06-2026: 4.2%● unchanged vs 05-2026
07-2026: 4.2%● unchanged vs 06-2026
08-2026: 4.1%▼ -0.1 percentage points vs 07-2026
09-2026: 4.1%● unchanged vs 08-2026
10-2026: 4.0%▼ -0.1 percentage points vs 09-2026
11-2026: 4.0%● unchanged vs 10-2026
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2022 year end31-07-2023 deadline02-11-2026 today
raises risk · 2021 accounts filed 29 days late
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 29-08-2022, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
29 days late
2020
68 days early
2019
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 12 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Key points
Recent changes
- · KBO administration Address struckLt. Graffplein 15 1780 Lt. Graffplein 15, 1780 Wemmel · event 26-05-2025
- · Gazette deed Company renamed to SOPHIA GOLD
- · Gazette deed Capital decrease of €16,100 to €2,500Resignation: Hadi Muhammad (director) · Appointment: Yolanda Agudelo Gutierrez (manager)
Comparable companies
These companies have the same main activity as SOPHIA GOLD: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €3,370 and €11,500, founded between 2014 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| SOPHIA GOLD | €4,623 | €11,919 |
| PAL-AX Mons | €6,162 | €10,742 |
| ENNIO ENER Charleroi | €4,408 | €4,942 |
| AFRICAN EXCLUSIVES Perwez | €8,209 | €8,333 |
| My Reading Pack Ukkel | €6,221 | €5,796 |
| PERMANENT SOLUTIONS Nivelles | €11,460 | €9,408 |
| ESKWAD Mouscron | €3,371 | €3,384 |
Key facts about SOPHIA GOLD
- What is the company number of SOPHIA GOLD?
- The company number of SOPHIA GOLD is 0686.607.273. The VAT number is the same number with BE in front: BE 0686.607.273.
- What does SOPHIA GOLD do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of SOPHIA GOLD?
- The legal form of SOPHIA GOLD is General partnership (VOF).
- When was SOPHIA GOLD founded?
- SOPHIA GOLD was founded on 19-12-2017.
- Is SOPHIA GOLD still active?
- Yes, SOPHIA GOLD is an active enterprise in the KBO register.Company details
- What is the turnover of SOPHIA GOLD?
- The turnover in financial year 2021 is ≈ €84,000. This figure is estimated from the gross margin of €11,919 and 30 comparable companies (NACE 46190). It probably lies between €43,000 and €160,000. It is a rough estimate.Financials
- Is SOPHIA GOLD profitable?
- In financial year 2021, SOPHIA GOLD made a profit of €10,752.
- Where can I find the annual accounts of SOPHIA GOLD?
- SOPHIA GOLD filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2021.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.