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My Reading Pack

Active
Private limited company (pre-2019)founded 2014active for 12 yearsSint-Jobsesteenweg 405, 1180 Ukkel, BelgiumKBO/BCE: BE 0544.569.282
Summary

My Reading Pack has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,891 and a net result of €5,604. Equity has been growing by about 49% per year since 2018. Its solvency ranks better than 68% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-01-2014 Normal situation
Activity
Agents in non-specialised wholesale trade NACE 46190and 9 others
Establishment unit
2.226.500.683 1180 Ukkel, since 20-01-2014
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€5,796
▲ 13.4%
Turnover
≈ €41,000
estimated
Profit
€5,604
▲ 53.0%
Equity
€3,891
Total assets
€6,221
▼ 37.9%
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises riskLast filed accounts filed 28 days late; 1 of the last 3 accounts lateSize: total assets €6,221lowers riskFounded in 2014Figures for financial year 2025 (filed on 28-08-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 88+80
equity 62.5% of total assets
Liquidity 44+35
short-term debt 37.5% · cash 9.0%
Profitability 100=
return on assets 90.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%▲ +0.2 percentage points vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025 08-2025: 2.2%▲ +0.7 percentage points vs 07-2025 09-2025: 1.1%▼ -1.1 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.2%▲ +0.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▲ +0.3 percentage points vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.2 percentage points vs 06-2026 08-2026: 2.2%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.8%▼ -1.4 percentage points vs 08-2026 10-2026: 0.3%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 68% of them on solvency, 42% on liquidity, 95% on profitability and 98% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
raises risk · Size: total assets €6,221
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
31 days late
2023
27 days late
2022
25 days late
2021
30 days late
2020
26 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €5,604 6 years View

Recent changes

  1. · Gazette deed Registered office moved from Ixelles to BruxellesResignation: Mathieu VAN DER BRUGGEN (director) · Appointment: Gharbaoui Jamal (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as My Reading Pack: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €3,370 and €14,000, founded between 2011 and 2017.

CompanyTotal assetsGross margin
My Reading Pack Ukkel€6,221€5,796
ENNIO ENER Charleroi€4,408€4,942
JT INVEST Beyne-Heusay€13,002€5,832
VALKENBURG Haacht€10,659€10,988
Serendip Schilde€12,751€8,020
ESKWAD Mouscron€3,371€3,384
G-PAQ Chimay€13,950€4,039
Full comparison

Key facts about My Reading Pack

What is the company number of My Reading Pack?
The company number of My Reading Pack is 0544.569.282. The VAT number is the same number with BE in front: BE 0544.569.282.
Where is My Reading Pack based?
The registered office is at Sint-Jobsesteenweg 405, 1180 Ukkel.Company details
What does My Reading Pack do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of My Reading Pack?
The legal form of My Reading Pack is Private limited company (pre-2019) (BVBA).
When was My Reading Pack founded?
My Reading Pack was founded on 20-01-2014.
Is My Reading Pack still active?
Yes, My Reading Pack is an active enterprise in the KBO register.
What is the turnover of My Reading Pack?
The turnover in financial year 2025 is ≈ €41,000. This figure is estimated from the gross margin of €5,796 and 30 comparable companies (NACE 46190). It probably lies between €21,000 and €79,000. It is a rough estimate.Financials
Is My Reading Pack profitable?
In financial year 2025, My Reading Pack made a profit of €5,604.
Where can I find the annual accounts of My Reading Pack?
My Reading Pack filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of My Reading Pack due?
My Reading Pack must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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