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SOPARFIN

Active
Public limited companyfounded 199531 yrs activeLijsterbessebomenlaan 8, 1180 Ukkel, BelgiumKBO/BCE: BE 0455.630.675
Summary

SOPARFIN has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €135,910 and a net result of €290,758. Equity is shrinking by ~16.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 15% of 7098 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-02-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 d early
2024
89 d early
2023
148 d early
2022
142 d early
2021
152 d early
2020
70 d early
2019
92 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 109 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 9 December (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOPARFIN was incorporated on 13 July 1995.1 Total assets fell from EUR 4.4 million in 2018 to EUR 3.7 million in 2025 and headcount from 0.9 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€135,910
2024 · -€156,504
Total assets
€3.7m▼ 1.3%
2024 · €3.7m
Net result
€290,758
2024 · -€27,213
Working capital
-€2.2m▲ 10.8%
2024 · -€2.5m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€55,685€20,553▼ 63.1%-€44,352€11,096-€219,191
Net result€130,795above the sector's middle half-€2,091below the sector's middle half-€95,287below the sector's middle half▼ 4,456%-€27,213below the sector's middle half▲ 71.4%€290,758above the sector's middle half
Equity-€31,913below the sector's middle half▲ 80.4%-€34,004below the sector's middle half▼ 6.6%-€129,291below the sector's middle half▼ 280%-€156,504below the sector's middle half▼ 21.0%€135,910within the sector's middle half
Total assets€4.0mabove the sector's middle half▲ 3.6%€3.9mabove the sector's middle half▼ 1.6%€3.8mabove the sector's middle half▼ 3.9%€3.7mabove the sector's middle half▼ 2.1%€3.7mabove the sector's middle half▼ 1.3%
Debt€4.0m▲ 0.2%€4.0m▼ 1.5%€3.9m▼ 1.4%€3.9m▼ 1.3%€3.5m▼ 8.9%
Working capital-€2.8mbelow the sector's middle half▲ 1.7%-€2.6mbelow the sector's middle half▲ 5.0%-€2.6mbelow the sector's middle half▲ 0.6%-€2.5mbelow the sector's middle half▲ 5.2%-€2.2mbelow the sector's middle half▲ 10.8%
Solvency-0.8%below the sector's middle half▲ 3.4pp-0.9%below the sector's middle half▼ 0.1pp-3.4%below the sector's middle half▼ 2.6pp-4.2%below the sector's middle half▼ 0.8pp3.7%below the sector's middle half▲ 7.9pp
Current ratio0.07below the sector's middle half▲ 0.020.10below the sector's middle half▲ 0.030.09below the sector's middle half▼ 0.010.12below the sector's middle half▲ 0.030.11below the sector's middle half▼ 0.01
Return on assets (ROA)3.3%within the sector's middle half▲ 6.8pp-0.1%within the sector's middle half▼ 3.3pp-2.5%below the sector's middle half▼ 2.5pp-0.7%below the sector's middle half▲ 1.8pp8.0%within the sector's middle half▲ 8.7pp
Staff (FTE)0.92▲ 122%2=2.2▲ 10.0%2▼ 9.1%
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000Operating result 2021: €55,685€55,685Net result 2021: €130,795€130,795Operating result 2022: €20,553€20,553Net result 2022: -€2,091-€2,091Operating result 2023: -€44,352-€44,352Net result 2023: -€95,287-€95,287Operating result 2024: €11,096€11,096Net result 2024: -€27,213-€27,213Operating result 2025: -€219,191-€219,191Net result 2025: €290,758€290,75820212022202320242025-€400,000-€200,000€0€200,000Operating result 2023: -€44,352-€44,400Net result 2023: -€95,287-€95,300Operating result 2024: €11,096€11,100Net result 2024: -€27,213-€27,200Operating result 2025: -€219,191-€219,000Net result 2025: €290,758€291,000202320242025
The operating result turns negative in 2025: a loss of €219,191 after €11,096 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.7m
Fixed assets €3.4m ▲ 0.7%
Current assets €259,605 ▼ 22.2%
Equity and liabilities €3.7m
Equity €135,910
Debt €3.5m
Debt finances 96.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
ROE
213.9%
Debt ≤ 1 year
€2.5m▼
2024 · €2.8m
Debt > 1 year
€1.1m=
2024 · €1.1m
Income taxes
€223▲
2024 · €218
Staff costs
€66,409▼
2024 · €66,807
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.7m€3.7m▼
Fixed assets21/28€3.4m€3.4m▲
Tangible fixed assets22/27€648,387€672,451▲
Land and buildings22€595,461€631,064▲
Plant, machinery and equipment23€6,988€4,601▼
Furniture and vehicles24€45,938€36,786▼
Financial fixed assets28€2.7m€2.7m=
Current assets29/58€333,684€259,605▼
Amounts receivable within one year40/41€92,222€217,734▲
Trade receivables40€92,120€215,726▲
Other amounts receivable41€102€2,007▲
Cash at bank and in hand54/58€237,888€36,124▼
Deferred charges and accrued income490/1€3,574€5,748▲
Equity and liabilities
Total equity and liabilities10/49€3.7m€3.7m▼
Equity10/15-€156,504€135,910▲
Contributions10/11€7.0m€7.0m=
Capital10€7.0m€7.0m=
Issued capital100€7.0m€7.0m=
Reserves13€3,158€3,158=
Non-distributable reserves130/1€3,158€3,158=
Legal reserve130€3,158€3,158=
Profit (loss) carried forward14-€7.2m-€6.9m▲
Amounts payable17/49€3.9m€3.5m▼
Amounts payable after more than one year17€1.1m€1.1m=
Other amounts payable178/9€1.1m€1.1m=
Amounts payable within one year42/48€2.8m€2.5m▼
Trade debts44€22,494€8,112▼
Suppliers440/4€22,494€8,112▼
Taxes, remuneration and social security45€10,436€8,607▼
Taxes450/3€4,423€252▼
Remuneration and social security454/9€6,014€8,355▲
Other amounts payable47/48€2.8m€2.5m▼
Income statement Code20242025
Remuneration, social security and pensions62€66,807€66,409▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52,816€50,047▼
Other operating charges640/8€51,257€150,494▲
Non-recurring operating charges66A-€110,875
Gross operating margin9900€181,976€158,634▼
Operating profit (loss)9901€11,096-€219,191▼
Financial income75/76B-€544,037
Recurring financial income75-€433,162
Non-recurring financial income76B-€110,875
Financial charges65/66B€38,092€33,864▼
Recurring financial charges65€38,092€33,864▼
Profit (loss) for the period before taxes9903-€26,995€290,982▲
Income taxes67/77€218€223▲
Profit (loss) for the period9904-€27,213€290,758▲
Profit (loss) for the period to be appropriated9905-€27,213€290,758▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7.2m-€6.9m▲
Profit (loss) brought forward from the previous period14P-€7.1m-€7.2m▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€6,340----
Remuneration, social security and pensions62-€53,024€58,573€66,807€66,409▼ 0.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39,891€38,224€49,986€52,816€50,047▼ 5.2%
Other operating charges640/8-€30,704€61,814€51,257€150,494▲ 194%
Non-recurring operating charges66A----€110,875-
Gross operating margin9900€190,050€142,506€126,020€181,976€158,634▼ 12.8%
Operating profit (loss)9901€55,685€20,553-€44,352€11,096-€219,191▼ 2,075%
Financial income75/76B-€99,709€3,069-€544,037-
Recurring financial income75€75,547€99,709€3,069-€433,162-
Non-recurring financial income76B----€110,875-
Financial charges65/66B-€122,353€54,004€38,092€33,864▼ 11.1%
Recurring financial charges65€438€11,479€53,654€38,092€33,864▼ 11.1%
Non-recurring financial charges66B-€110,875€350---
Profit (loss) for the period before taxes9903€130,795-€2,091-€95,287-€26,995€290,982▲ 1,178%
Income taxes67/77---€218€223▲ 2.5%
Profit (loss) for the period9904€130,795-€2,091-€95,287-€27,213€290,758▲ 1,168%
Profit (loss) for the period to be appropriated9905€130,795-€2,091-€95,287-€27,213€290,758▲ 1,168%
Line20212022202320242025Change
Assets
Total assets20/58€4.0m€3.9m€3.8m€3.7m€3.7m▼ 1.3%
Fixed assets21/28€3.8m€3.6m€3.5m€3.4m€3.4m▲ 0.7%
Tangible fixed assets22/27€703,967€673,894€691,815€648,387€672,451▲ 3.7%
Land and buildings22-€666,668€629,369€595,461€631,064▲ 6.0%
Plant, machinery and equipment23-€5,959€9,376€6,988€4,601▼ 34.2%
Furniture and vehicles24-€1,267€53,070€45,938€36,786▼ 19.9%
Financial fixed assets28€3.1m€3.0m€2.8m€2.7m€2.7m=
Current assets29/58€209,655€288,583€247,954€333,684€259,605▼ 22.2%
Amounts receivable after more than one year29-€55,992----
Other amounts receivable291-€55,992----
Amounts receivable within one year40/41€95,434€89,239€67,642€92,222€217,734▲ 136%
Trade receivables40-€89,137€67,540€92,120€215,726▲ 134%
Other amounts receivable41-€102€102€102€2,007▲ 1,867%
Cash at bank and in hand54/58€52,229€136,143€172,800€237,888€36,124▼ 84.8%
Deferred charges and accrued income490/1-€7,209€7,512€3,574€5,748▲ 60.8%
Equity and liabilities
Total equity and liabilities10/49€4.0m€3.9m€3.8m€3.7m€3.7m▼ 1.3%
Equity10/15-€31,913-€34,004-€129,291-€156,504€135,910▲ 187%
Contributions10/11€7.0m€7.0m€7.0m€7.0m€7.0m=
Capital10-€7.0m€7.0m€7.0m€7.0m=
Issued capital100-€7.0m€7.0m€7.0m€7.0m=
Reserves13€3,158€3,158€3,158€3,158€3,158=
Non-distributable reserves130/1-€3,158€3,158€3,158€3,158=
Legal reserve130-€3,158€3,158€3,158€3,158=
Profit (loss) carried forward14-€7.0m-€7.0m-€7.1m-€7.2m-€6.9m▲ 4.1%
Amounts payable17/49€4.0m€4.0m€3.9m€3.9m€3.5m▼ 8.9%
Amounts payable after more than one year17€1.1m€1.1m€1.1m€1.1m€1.1m=
Other amounts payable178/9-€1.1m€1.1m€1.1m€1.1m=
Amounts payable within one year42/48€3.0m€2.9m€2.9m€2.8m€2.5m▼ 12.2%
Trade debts44€20,236€20,020€13,217€22,494€8,112▼ 63.9%
Suppliers440/4-€20,020€13,217€22,494€8,112▼ 63.9%
Taxes, remuneration and social security45-€10,642€10,814€10,436€8,607▼ 17.5%
Taxes450/3-€4,730€4,312€4,423€252▼ 94.3%
Remuneration and social security454/9-€5,912€6,501€6,014€8,355▲ 38.9%
Other amounts payable47/48-€2.9m€2.8m€2.8m€2.5m▼ 11.7%
Line20212022202320242025Change
Profit (loss) for the period9904€130,795-€2,091-€95,287-€27,213€290,758▲ 1,168%
+ Depreciation and write-downs630€39,891€38,224€49,986€52,816€50,047▼ 5.2%
Operating cash flow (approximation)€170,686€36,133-€45,301€25,603€340,805▲ 1,231%
Investment in fixed assets (approximation)-€102,723€61,047€111,078-€74,111▼ 167%
Change in cash-€83,914€36,657€65,088-€201,765▼ 410%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
16-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Back to profitnet €290,758
Net result €290,758 after 3 loss-making years.
30-09
Financial Equity above €100,000Eq €135,910
Equity rises from -€156,504 to €135,910.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
09-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
29-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-09
Financial Back to profitnet €130,795
Net result €130,795 after 2 loss-making years.
19-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Weakest financial yearnet -€281,086
Net result drops to -€281,086, the lowest in the series; recovery starts the following year.
22-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
07-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
5,152 m²
Building footprint
209 m²
Volume, LiDAR
1,416 m³
Parcel 21614H0055/02W030, Brussels · tallest building 15.8 m, ±2 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
SOPARFIN
Lijsterbessebomenlaan 8, 1180 UkkelInsurance, reinsurance and pension funding, except compulsory social security
since 19952.072.646.411
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614H0055/02W030 Brussels 5,152 m² 1 · 209 m² 15.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,710 companies in sector 73200 we hold annual accounts for 1,787. 1,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded13-07-1995
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
73200Market research and public opinion polling
Contact
Phone 023753024Ukkel
Fax 023753651Ukkel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0455630675
Also 9925:BE0455630675
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.