SONUWE
ActiveSONUWE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €205k and a net result of €14k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 232 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-51
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.03 against 3.09 in 2023), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
51 d early
2022
25 d early
2021
38 d early
2020
54 d early
2019
49 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€205k▲ 7.4%
2023 · €191k
2021: €146k
2022: €158k
2023: €191k
2021 → 2024
Total assets
€257k▼ 1.6%
2023 · €261k
2021: €218k
2022: €252k
2023: €261k
2021 → 2024
Net result
€14k▼ 56.5%
2023 · €32k
2021: €30k
2022: €13k
2023: €32k
2021 → 2024
Working capital
€145k▲ 19.0%
2023 · €122k
2021: €69k
2022: €86k
2023: €122k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€146k-€158k▲ 8.7%€191k▲ 20.4%€205k▲ 7.4%
Operating result€41k-€19k▼ 53.8%€50k▲ 163%€22k▼ 55.6%
Net result€30k-€13k▼ 57.9%€32k▲ 154%€14k▼ 56.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €257k
Fixed assets
€64k▼ 20.9%
Current assets
€193k▲ 7.0%
Equity and liabilities €257k
Equity
€205k▲ 7.4%
Debt
€52k▼ 26.0%
The debt ratio falls from 27.0% to 20.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€50k▼
2023 · €78k
Cash flow
€42k▼
2023 · €60k
Solvency
79.7%▲
2023 · 73.0%
Current ratio
4.03▲
2023 · 3.09
Quick ratio
2.71▲
2023 · 2.32
Debt / equity
0.26▼
2023 · 0.37
ROE
6.9%▼
2023 · 17.0%
ROA
5.5%▼
2023 · 12.4%
Interest coverage
124.33▼
2023 · 171.57
Debt
€52k▼
2023 · €71k
Debt ≤ 1 year
€48k▼
2023 · €58k
Debt > 1 year
€4k▼
2023 · €12k
Income taxes
€8k▼
2023 · €18k
Staff costs
€106k▲
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€261k€257k▼
Fixed assets
21/28€81k€64k▼
Intangible fixed assets
21€30k€15k▼
Tangible fixed assets
22/27€52k€49k▼
Current assets
29/58€180k€193k▲
Stocks & contracts in progress
3€45k€63k▲
Amounts receivable within one year
40/41€9k€14k▲
Cash & bank
54/58€123k€113k▼
Total equity & liabilities
10/49€261k€257k▼
Equity
10/15€191k€205k▲
Contributions / capital
10/11€70k€70k=
Reserves
13€121k€135k▲
Amounts payable
17/49€71k€52k▼
Amounts payable after one year
17€12k€4k▼
Amounts payable within one year
42/48€58k€48k▼
Trade debts payable within one year
44€31k€24k▼
Income statement
Code20232024
Gross operating margin
9900€124k€159k▲
Operating result
9901€50k€22k▼
Financial income
75€23€60▲
Financial charges
65€454€404▼
Result before taxes
9903€50k€22k▼
Income taxes
67/77€18k€8k▼
Net result for the period
9904€32k€14k▼
Result to be appropriated
9905€32k€14k▼
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €205k ▲7.4%
4 profitable years in a row build equity to €205k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €32k ▲154%
Operating result €50k, net result €32k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €13k ▼57.9%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €158k ▲8.7%
2 profitable years in a row build equity to €158k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Dierenartsenpraktijk Angélique & Maximilien Van Goethem
BE 0645.735.631
Geraardsbergen · Eq €205k
DUBOIS-MORALES
BE 0831.500.925
Liège · Eq €204k
Dierenartsenpraktijk Ter Turf
BE 0778.406.093
Berlare · Eq €204k
DIERENARTSENPRAKTIJK DE LOVAART
BE 0769.784.377
Veurne · Eq €204k
QUINTINUS
BE 0897.368.675
Sint-Truiden · Eq €205k
Of 6,098 companies in sector 75000 we hold annual accounts for 1,929. 1,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2013
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-08-2026. Scores and ratios are computed by Checked and are not a credit decision.