Financials
- Fiscal year
- 2025
- Total assets
- €241,358
- Loss
- -€29,857
- Solvency
- 52.8%
Total assets▼ 23.4%
Net result
20192025
PHILIVET
ActiveSummary
PHILIVET has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,474 and a net result of -€29,857. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 46 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Veterinary services
NACE 75000
1 site
Size
€241,358total assets 2025
- Staff
- 3.3 FTE
- Equity
- €127,474
- Loss
- -€29,857
Structure
- Board
- 1 member
Accounts 57 d early1 of 5 deeds read
Why 86- Loss of €29,857, the second in a row (FY 2025)- 1 change of registered office in 24 months+ Sector Veterinary activities (NACE 75)+ Liquidity: current ratio 2.37, cash €89,011Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 54% of its sector peers (NACE 75, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
78+33
equity 52.8% of total assets
Liquidity
78+61
short-term debt 38.2% · cash 36.9%
Profitability
3-27
return on assets -12.4%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%▼ -1.4% vs 11-2024
01-2025: 0.4%▲ +60.4% vs 12-2024highest value
02-2025: 0.4%▼ -20.3% vs 01-2025
03-2025: 0.4%● 0.0% vs 02-2025
04-2025: 0.4%● 0.0% vs 03-2025
05-2025: 0.4%● 0.0% vs 04-2025
06-2025: 0.4%● 0.0% vs 05-2025
07-2025: 0.4%● 0.0% vs 06-2025
08-2025: 0.4%● 0.0% vs 07-2025
09-2025: 0.4%▲ +9.5% vs 08-2025
10-2025: 0.4%▲ +6.9% vs 09-2025
11-2025: 0.4%▼ -3.3% vs 10-2025
12-2025: 0.4%▼ -1.5% vs 11-2025
01-2026: 0.1%▼ -77.7% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%● 0.0% vs 03-2026lowest value
05-2026: 0.1%● 0.0% vs 04-2026lowest value
06-2026: 0.1%● 0.0% vs 05-2026lowest value
07-2026: 0.3%▲ +185% vs 06-2026
08-2026: 0.3%● 0.0% vs 07-2026
09-2026: 0.3%▲ +11.8% vs 08-2026
10-2026: 0.3%▲ +4.9% vs 09-2026
- Loss of €29,857, the second in a row (FY 2025) raises the probability
- 1 change of registered office in 24 months raises the probability
- Sector Veterinary activities (NACE 75) lowers the probability
- Liquidity: current ratio 2.37, cash €89,011 lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.15 in 2024; short-term debt: 38.2% and cash: 36.9% of total assets), and 47.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 75, micro). Better than this share of them on solvency 52%, liquidity 68%, profitability 3%, growth against the median 91%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
3 d early
2023
15 d early
2022
on the day
2021
3 d early
2020
2 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
- Resignations: FERAUX Laurent, MABILLE Dorothée and…Appointment: BeVet (sole director) ·…
- Annual accounts filedfiscal year 2025 · full…
- Liquidity doublescurrent ratio 2.37
Key points
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€29,857 View
- Positive: Equity rose in 2025from €62,155 to €127,474 ▲ 105% View
- Caution: Board changedlatest change 05-06-2026 · 1 in office 1 joined · 3 left View
- Caution: Among the weakest 7% on net resultsector median €63,186 · 46 companies -€29,857 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Network & group
- Connected companies
- 2
Timeline
- Events
- 16
- Since
- 2016
- Next accounts
- by 31-01-2027
- 05-06-2026Resignations: FERAUX Laurent, MABILLE Dorothée and WILLAME…
- 05-12-2025Annual accounts filed
- 30-06-2025Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Veterinary servicesNACE 75000
- Founded
- 29-12-2011
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 51
- Financial year
- From 1 January to 31 December
- Annual meeting
- Third Wednesday of June at 18:00
- Purpose
- La fourniture de conseils, d'assistance et de services en matière de soins d'animaux, et…
- Statutory auditor
- No statutory auditor
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