Summary
SONEAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.2m and a net result of €214,140. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 9872 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
65 d early
2022
56 d early
2021
52 d early
2020
68 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 59 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1.2m▲ 20.7%
2023 · €1.0m
Net result
€214,140▲ 24.1%
2023 · €172,519
Total assets
€1.3m▲ 20.2%
2023 · €1.1m
Solvency
97.4%▲ 0.4pp
2023 · 96.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€179,073▲ 4.1%€328,988▲ 83.7%€216,982▼ 34.0%€242,715▲ 11.9%€280,140▲ 15.4%
Net result€124,515above the sector's middle half▲ 2.0%€226,963above the sector's middle half▲ 82.3%€153,845above the sector's middle half▼ 32.2%€172,519above the sector's middle half▲ 12.1%€214,140above the sector's middle half▲ 24.1%
Equity€481,950above the sector's middle half▲ 34.8%€708,913above the sector's middle half▲ 47.1%€862,757above the sector's middle half▲ 21.7%€1.0mabove the sector's middle half▲ 20.0%€1.2mabove the sector's middle half▲ 20.7%
Total assets€546,618within the sector's middle half▲ 19.3%€737,956within the sector's middle half▲ 35.0%€893,581within the sector's middle half▲ 21.1%€1.1mabove the sector's middle half▲ 19.5%€1.3mabove the sector's middle half▲ 20.2%
Debt€64,668▼ 35.8%€29,043▼ 55.1%€30,824▲ 6.1%€32,571▲ 5.7%€33,729▲ 3.6%
Working capital€474,139above the sector's middle half▲ 38.6%€706,941above the sector's middle half▲ 49.1%€861,800above the sector's middle half▲ 21.9%€1.0mabove the sector's middle half▲ 19.3%€1.2mabove the sector's middle half▲ 20.6%
Solvency88.2%above the sector's middle half▲ 10.1pp96.1%above the sector's middle half▲ 7.9pp96.6%above the sector's middle half▲ 0.5pp96.9%above the sector's middle half▲ 0.4pp97.4%above the sector's middle half▲ 0.4pp
Current ratio8.33above the sector's middle half▲ 3.9325.34above the sector's middle half▲ 17.0128.98above the sector's middle half▲ 3.6432.56above the sector's middle half▲ 3.5837.75above the sector's middle half▲ 5.19
Return on assets (ROA)22.8%above the sector's middle half▼ 3.9pp30.8%above the sector's middle half▲ 8.0pp17.2%within the sector's middle half▼ 13.5pp16.2%within the sector's middle half▼ 1.1pp16.7%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.3m
Fixed assets
€9,787 ▲ 33.8%
Current assets
€1.3m ▲ 20.1%
Equity and liabilities €1.3m
Equity
€1.2m ▲ 20.7%
Debt
€33,729 ▲ 3.6%
Debt's share of the balance-sheet total falls from 3.1% to 2.6%. Equity and debt are higher.
Key figures and ratios
ROE
17.1%▲
2023 · 16.7%
Debt ≤ 1 year
€33,729▲
2023 · €32,571
Income taxes
€102,324▲
2023 · €90,138
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,457 | €5,839 | €986 | €1,486 | €2,435 | ▲ 63.9% |
| Other operating charges640/8 | - | €1,233 | €1,147 | €1,481 | €1,867 | ▲ 26.1% |
| Gross operating margin9900 | €187,588 | €336,060 | €219,115 | €245,682 | €284,442 | ▲ 15.8% |
| Operating profit (loss)9901 | €179,073 | €328,988 | €216,982 | €242,715 | €280,140 | ▲ 15.4% |
| Financial income75/76B | - | €981 | €129 | €20,183 | €36,593 | ▲ 81.3% |
| Recurring financial income75 | - | €981 | €129 | €20,183 | €36,593 | ▲ 81.3% |
| Financial charges65/66B | - | €294 | €407 | €242 | €270 | ▲ 11.6% |
| Recurring financial charges65 | €128 | €294 | €407 | €242 | €270 | ▲ 11.6% |
| Profit (loss) for the period before taxes9903 | €178,945 | €329,675 | €216,704 | €262,657 | €316,463 | ▲ 20.5% |
| Income taxes67/77 | €54,430 | €102,712 | €62,859 | €90,138 | €102,324 | ▲ 13.5% |
| Profit (loss) for the period9904 | €124,515 | €226,963 | €153,845 | €172,519 | €214,140 | ▲ 24.1% |
| Transfer from tax-exempt reserves789 | - | - | - | €53,400 | €0 | ▼ 100% |
| Transfer to tax-exempt reserves689 | - | €42,100 | €73,675 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €124,515 | €184,863 | €80,170 | €225,919 | €214,140 | ▼ 5.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €546,618 | €737,956 | €893,581 | €1.1m | €1.3m | ▲ 20.2% |
| Fixed assets21/28 | €7,811 | €1,972 | €986 | €7,312 | €9,787 | ▲ 33.8% |
| Tangible fixed assets22/27 | €7,811 | €1,972 | €986 | €7,312 | €9,787 | ▲ 33.8% |
| Plant, machinery and equipment23 | - | - | - | - | €4,137 | - |
| Furniture and vehicles24 | - | €1,972 | €986 | €7,312 | €5,650 | ▼ 22.7% |
| Current assets29/58 | €538,807 | €735,984 | €892,595 | €1.1m | €1.3m | ▲ 20.1% |
| Amounts receivable within one year40/41 | - | - | €4,679 | €4,679 | €408 | ▼ 91.3% |
| Trade receivables40 | - | - | - | - | €408 | - |
| Other amounts receivable41 | - | - | €4,679 | €4,679 | €0 | ▼ 100% |
| Current investments50/53 | - | - | - | €1.0m | €1.0m | = |
| Cash at bank and in hand54/58 | €537,131 | €734,650 | €886,514 | €54,386 | €267,809 | ▲ 392% |
| Deferred charges and accrued income490/1 | - | €1,335 | €1,402 | €1,470 | €5,141 | ▲ 250% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €546,618 | €737,956 | €893,581 | €1.1m | €1.3m | ▲ 20.2% |
| Equity10/15 | €481,950 | €708,913 | €862,757 | €1.0m | €1.2m | ▲ 20.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €463,350 | €690,313 | €844,157 | €1.0m | €1.2m | ▲ 21.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €95,500 | €169,175 | €115,775 | €115,775 | = |
| Distributable reserves133 | - | €592,953 | €673,122 | €900,901 | €1.1m | ▲ 23.8% |
| Amounts payable17/49 | €64,668 | €29,043 | €30,824 | €32,571 | €33,729 | ▲ 3.6% |
| Amounts payable within one year42/48 | €64,668 | €29,043 | €30,796 | €32,571 | €33,729 | ▲ 3.6% |
| Trade debts44 | €5,185 | €80 | €75 | €252 | €0 | ▼ 100% |
| Suppliers440/4 | - | €80 | €75 | €252 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €27,811 | €12,068 | €31,172 | €32,647 | ▲ 4.7% |
| Taxes450/3 | - | €27,811 | €12,068 | €31,172 | €32,647 | ▲ 4.7% |
| Other amounts payable47/48 | - | €1,153 | €18,653 | €1,147 | €1,083 | ▼ 5.6% |
| Accrued charges and deferred income492/3 | - | - | €28 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €124,515 | €226,963 | €153,845 | €172,519 | €214,140 | ▲ 24.1% |
| + Depreciation and write-downs630 | €7,457 | €5,839 | €986 | €1,486 | €2,435 | ▲ 63.9% |
| Operating cash flow (approximation) | €131,972 | €232,802 | €154,831 | €174,005 | €216,575 | ▲ 24.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€7,812 | -€4,910 | ▲ 37.1% |
| Change in cash | - | €197,518 | €151,864 | -€832,128 | €213,423 | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
11-03
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
11-03
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1mEq €1.0m ▲20%
6 profitable years in a row build equity to €1.0m.
21-11
State Gazette act
Demerger · Corporate purpose
Permanent representative · Net-asset statement
21-11
State Gazette act
Demerger · Accounting effect
Net-asset statement · Share issue
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
07-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €226,963 ▲82.3%
Operating result €328,988, net result €226,963, both a record.
Show earlier events
31-12
Financial
Liquidity triplescurrent ratio 25.34
Current ratio from 8.33 to 25.34; short-term debt falls from €64,668 to €29,043.
31-12
Financial
Equity above €500,000Eq €708,913 ▲47.1%
4 profitable years in a row build equity to €708,913.
24-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
State Gazette act
General meeting · Director appointment
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2016
Ground area
1,506 m²
Building footprint
164 m²
Volume, LiDAR
744 m³
Parcel 45057A0365/00T000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SONEAN
since 20162.257.940.165
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45057A0365/00T000 | Flanders | 1,506 m² | 1 · 164 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
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Shareholding
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Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,186 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0664737832
Also
9925:BE0664737832
Registered
20-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.