Anthu is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €979k and a net result of €102k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
81 d early
2024
29 d early
2023
14 d early
2022
31 d early
2021
45 d early
2020
40 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€979k▲ 11.6%
2024 · €877k
2018: €319k
2019: €395k
2020: €482k
2021: €535k
2022: €672k
2023: €753k
2024: €877k
2018 → 2025
Net result
€102k▼ 18.2%
2024 · €124k
2018: €313k
2019: €76k
2020: €74k
2021: €53k
2022: €137k
2023: €81k
2024: €124k
2018 → 2025
Total assets
€1.38M▼ 8.1%
2024 · €1.50M
2018: €1.72M
2019: €1.62M
2020: €1.97M
2021: €1.67M
2022: €1.66M
2023: €1.57M
2024: €1.50M
2018 → 2025
Solvency
71.2%▲ 12.5pp
2024 · 58.6%
2018: 18.6%
2019: 24.4%
2020: 24.5%
2021: 32.0%
2022: 40.4%
2023: 48.1%
2024: 58.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€535k-€672k▲ 25.6%€753k▲ 12.1%€877k▲ 16.5%€979k▲ 11.6%
Operating result€76k-€169k▲ 121%€112k▼ 33.4%€169k▲ 50.3%€137k▼ 18.8%
Net result€53k-€137k▲ 159%€81k▼ 40.7%€124k▲ 53.3%€102k▼ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€1.29M▼ 7.4%
Current assets
€91k▼ 16.5%
Equity and liabilities €1.38M
Equity
€979k▲ 11.6%
Debt
€397k▼ 35.9%
The debt ratio falls from 41.4% to 28.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
71.2%▲
2024 · 58.6%
ROE
10.4%▼
2024 · 14.2%
ROA
7.4%▼
2024 · 8.3%
Debt
€397k▼
2024 · €619k
Debt ≤ 1 year
€181k▼
2024 · €278k
Debt > 1 year
€215k▼
2024 · €339k
Income taxes
€29k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.50M€1.38M▼
Fixed assets21/28€1.39M€1.29M▼
Tangible fixed assets22/27€1.39M€1.29M▼
Land and buildings22€1.16M€1.12M▼
Furniture and vehicles24€225k€167k▼
Current assets29/58€109k€91k▼
Amounts receivable within one year40/41€49k€38k▼
Trade receivables40€48k€29k▼
Other amounts receivable41€180€9k▲
Cash at bank and in hand54/58€55k€47k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.38M▼
Equity10/15€877k€979k▲
Contributions10/11€19k€19k=
Reserves13€859k€960k▲
Distributable reserves133€859k€960k▲
Amounts payable17/49€619k€397k▼
Amounts payable after more than one year17€339k€215k▼
Financial debts170/4€339k€215k▼
Amounts payable within one year42/48€278k€181k▼
Current portion of amounts payable after more than one year42€188k€124k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€23k€22k▼
Taxes450/3€23k€22k▼
Other amounts payable47/48€65k€31k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150k€151k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€326k€295k▼
Operating profit (loss)9901€169k€137k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€160k€131k▼
Income taxes67/77€36k€29k▼
Profit (loss) for the period9904€124k€102k▼
Profit (loss) for the period to be appropriated9905€124k€102k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€102k▼
Transfer to equity691/2€124k€102k▼
To other reserves6921€124k€102k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €53k ▼28.9%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €535k ▲11%
4 profitable years in a row build equity to €535k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
West Zeestraat(KIE) 39130 Beveren-Kruibeke-ZwijndrechtGround area
7,010 m²
Building footprint
3,007 m²
Volume, LiDAR
15,902 m³
Parcel 46012A0228/00H000, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Anthu
since 20172.263.320.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012A0228/00H000 | Flanders | 7,010 m² | 1 · 3,007 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.