SOMAI
ActiveSOMAI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €87k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency22▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.14 in 2024), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
67.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7690 sector peers (2025).
NBB · sector comparisonPosition among 7690 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-02-2026, 171 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
171 d early
2024
31 d early
2023
28 d early
2022
35 d early
2021
34 d early
2020
24 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 1.9%
2024 · €16k
2018: €21k
2019: €25k
2020: €37k
2021: €36k
2022: €36k
2023: €17k
2024: €16k
2018 → 2025
Total assets
€128k▲ 2.4%
2024 · €125k
2018: €45k
2019: €46k
2020: €59k
2021: €83k
2022: €59k
2023: €74k
2024: €125k
2018 → 2025
Net result
€87k▲ 21.0%
2024 · €72k
2018: €8k
2019: €5k
2020: €12k
2021: €21k
2022: €13k
2023: €35k
2024: €72k
2018 → 2025
Working capital
€15k▼ 3.9%
2024 · €15k
2018: €13k
2019: €17k
2020: €26k
2021: €28k
2022: €27k
2023: €13k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€36k▼ 0.6%€17k▼ 53.7%€16k▼ 1.4%€16k▼ 1.9%
Operating result€28k-€21k▼ 27.1%€40k▲ 93.9%€98k▲ 146%€119k▲ 21.4%
Net result€21k-€13k▼ 38.4%€35k▲ 176%€72k▲ 104%€87k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€1k▼ 45.0%
Current assets
€127k▲ 3.3%
Equity and liabilities €128k
Equity
€16k▼ 1.9%
Debt
€112k▲ 3.1%
The debt ratio rises from 86.9% to 87.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€120k▲
2024 · €99k
Cash flow
€88k▲
2024 · €73k
Solvency
12.5%▼
2024 · 13.1%
Current ratio
1.13▼
2024 · 1.14
Quick ratio
1.13▼
2024 · 1.14
Debt / equity
7.00▲
2024 · 6.66
ROE
542.8%▲
2024 · 440.0%
ROA
67.9%▲
2024 · 57.5%
Interest coverage
164.59▼
2024 · 368.41
Debt
€112k▲
2024 · €109k
Debt ≤ 1 year
€112k▲
2024 · €107k
Income taxes
€31k▲
2024 · €26k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€128k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€224€84▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€123k€127k▲
Amounts receivable within one year40/41€80k€90k▲
Trade receivables40€80k€90k▲
Other amounts receivable41-€3
Cash at bank and in hand54/58€42k€36k▼
Deferred charges and accrued income490/1€284€548▲
Equity and liabilities
Total equity and liabilities10/49€125k€128k▲
Equity10/15€16k€16k▼
Contributions10/11€1k€1k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€310€0▼
Amounts payable17/49€109k€112k▲
Amounts payable within one year42/48€107k€112k▲
Trade debts44€481€21▼
Suppliers440/4€481€21▼
Taxes, remuneration and social security45€25k€22k▼
Taxes450/3€25k€22k▼
Other amounts payable47/48€82k€89k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€984▼
Other operating charges640/8€482€1k▲
Gross operating margin9900€101k€123k▲
Operating profit (loss)9901€98k€119k▲
Financial income75/76B€40€0▼
Recurring financial income75€40€0▼
Financial charges65/66B€269€728▲
Recurring financial charges65€269€728▲
Profit (loss) for the period before taxes9903€98k€118k▲
Income taxes67/77€26k€31k▲
Profit (loss) for the period9904€72k€87k▲
Profit (loss) for the period to be appropriated9905€72k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€87k▲
Profit (loss) brought forward from the previous period14P€539€310▼
Profit to be distributed694/7€72k€87k▲
Return on contributions (dividend)694€72k€87k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €87k ▲21%
Operating result €119k, net result €87k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼41.2%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bankstraat 363078 KortenbergGround area
1,199 m²
Building footprint
126 m²
Volume, LiDAR
635 m³
Parcel 24026A0476/00X000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Somai BVBA
since 20182.273.309.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24026A0476/00X000 | Flanders | 1,199 m² | 1 · 126 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHARMALY
BE 1019.512.758
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ESTIA
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Dienstenwaaier
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 5,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2018
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.