Beltratec
ActiveBeltratec has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €18k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+98
Solvency26▼-64
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.71 in 2024), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
43 d early
2024
54 d early
2023
23 d early
2022
22 d early
2021
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 66.4%
2024 · €48k
2021: €30k
2022: €43k
2023: €47k
2024: €48k
2021 → 2025
Total assets
€84k▼ 4.9%
2024 · €88k
2021: €73k
2022: €72k
2023: €74k
2024: €88k
2021 → 2025
Net result
€18k▲ 9,840%
2024 · €185
2021: €25k
2022: €12k
2023: €5k
2024: €185
2021 → 2025
Working capital
€7k▼ 76.3%
2024 · €29k
2021: €2k
2022: €21k
2023: €33k
2024: €29k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€43k▲ 40.8%€47k▲ 11.6%€48k▲ 0.4%€16k▼ 66.4%
Operating result€34k-€17k▼ 48.8%€8k▼ 51.1%€2k▼ 74.1%€27k▲ 1,145%
Net result€25k-€12k▼ 51.2%€5k▼ 60.0%€185▼ 96.2%€18k▲ 9,840%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,145% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€9k▼ 51.2%
Current assets
€75k▲ 7.6%
Equity and liabilities €84k
Equity
€16k▼ 66.4%
Debt
€68k▲ 66.8%
The debt ratio rises from 46.1% to 80.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€31k▲
2024 · €9k
Cash flow
€22k▲
2024 · €7k
Solvency
19.1%▼
2024 · 53.9%
Current ratio
1.10▼
2024 · 1.71
Quick ratio
1.10▼
2024 · 1.71
Debt / equity
4.25▲
2024 · 0.86
ROE
114.8%▲
2024 · 0.4%
ROA
21.9%▲
2024 · 0.2%
Interest coverage
201.49▲
2024 · 20.66
Debt
€68k▲
2024 · €41k
Debt ≤ 1 year
€68k▲
2024 · €41k
Income taxes
€9k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€84k▼
Fixed assets21/28€19k€9k▼
Tangible fixed assets22/27€19k€9k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€12k€4k▼
Current assets29/58€70k€75k▲
Amounts receivable within one year40/41€16k€3k▼
Trade receivables40€16k€3k▼
Current investments50/53€43k€48k▲
Cash at bank and in hand54/58€11k€23k▲
Equity and liabilities
Total equity and liabilities10/49€88k€84k▼
Equity10/15€48k€16k▼
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Share premium1100/10€5k€5k=
Reserves13€43k€11k▼
Distributable reserves133€43k€11k▼
Amounts payable17/49€41k€68k▲
Amounts payable within one year42/48€41k€68k▲
Trade debts44€15k€47▼
Suppliers440/4€15k€47▼
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€2k€17k▲
Other amounts payable47/48€23k€51k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€3k▼
Other operating charges640/8€1k€910▼
Gross operating margin9900€10k€32k▲
Operating profit (loss)9901€2k€27k▲
Financial charges65/66B€449€152▼
Recurring financial charges65€449€152▼
Profit (loss) for the period before taxes9903€2k€27k▲
Income taxes67/77€2k€9k▲
Profit (loss) for the period9904€185€18k▲
Profit (loss) for the period to be appropriated9905€185€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€185€18k▲
Transfer from equity791/2-€50k
Transfer to equity691/2€185€18k▲
To other reserves6921€185€18k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €185 ▼96.2%
Net result drops to €185, the lowest in the series; recovery starts the following year.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voorhout(KEM) 549190 StekeneGround area
1,528 m²
Building footprint
173 m²
Volume, LiDAR
69 m³
Parcel 46024A1637/00K000, Flanders · tallest building 10.6 m. Linked by address, not a title deed.
1 establishment unit
Beltratec
since 20202.306.214.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1637/00K000 | Flanders | 1,528 m² | 1 · 173 m² | 10.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400RKK1MLGNNATD04
Similar companies · same sector, comparable size
PHARMALY
BE 1019.512.758
Mons · Eq €16k
SOMAI
BE 0690.821.825
Kortenberg · Eq €16k
Boduco
BE 0758.499.220
Houthulst · Eq €16k
ARCADIA
BE 0447.939.169
Ottignies-Louvain-la-Neuve · Eq €16k
ESTIA
BE 0750.681.614
Leuven · Eq €16k
Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 5,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2020
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.