SOMA-TECH
ActiveSOMA-TECH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €13k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-14
Solvency69▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.99 in 2023; short-term debt: 56.4% and cash: 5.6% of total assets), but 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.6%
Return on assets
10.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
69 d late
2022
86 d late
2020
136 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 2.2%
2023 · €14k
2020: €0
2022: €21k
2023: €14k
2020 → 2024
Working capital
€56k▲ 31.9%
2023 · €42k
2022: €28k
2023: €42k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202220232024Trend
Equity€6k-€28k▲ 359%€42k▲ 48.3%€56k▲ 31.9%
Operating result€22k€20k▼ 5.9%€20k▼ 3.0%
Net result€0-€21k€14k▼ 34.0%€13k▼ 2.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 3% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €128k
Equity
€56k▲ 31.9%
Debt
€72k▲ 69.1%
The debt ratio rises from 50.2% to 56.4%. Equity and debt are higher.
Key figures and ratios
Solvency
43.6%▼
2023 · 49.8%
Current ratio
1.77▼
2023 · 1.99
Quick ratio
1.77▼
2023 · 1.99
Debt / equity
1.29▲
2023 · 1.01
ROE
24.2%▼
2023 · 32.6%
ROA
10.5%▼
2023 · 16.2%
Debt
€72k▲
2023 · €43k
Debt ≤ 1 year
€72k▲
2023 · €43k
Income taxes
€6k▼
2023 · €6k
Staff costs
€237k▲
2023 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€128k▲
Current assets29/58€85k€128k▲
Amounts receivable within one year40/41€82k€120k▲
Trade receivables40€82k€120k▲
Cash at bank and in hand54/58€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€85k€128k▲
Equity10/15€42k€56k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€36k€49k▲
Amounts payable17/49€43k€72k▲
Amounts payable within one year42/48€43k€72k▲
Trade debts44€24k€42k▲
Suppliers440/4€24k€42k▲
Taxes, remuneration and social security45€19k€30k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€16k€23k▲
Income statement
Code20232024
Remuneration, social security and pensions62€96k€237k▲
Gross operating margin9900€117k€257k▲
Operating profit (loss)9901€20k€20k▼
Financial income75/76B-€579
Recurring financial income75-€579
Financial charges65/66B€516€945▲
Recurring financial charges65€516€945▲
Profit (loss) for the period before taxes9903€20k€19k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€14k€13k▼
Profit (loss) for the period to be appropriated9905€14k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€49k▲
Profit (loss) brought forward from the previous period14P€22k€36k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 86 days late
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Muriers 106041 CharleroiGround area
483 m²
Building footprint
153 m²
Volume, LiDAR
707 m³
Parcel 52028D0215/00W000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028D0215/00W000 | Wallonia | 483 m² | 1 · 153 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2020
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
82990Other business support services
70200Business and other management consultancy
70220Business consulting
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.