DIMANCEA CARMEN
ActiveDIMANCEA CARMEN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €117k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 1201 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency39▼-45
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 2.45 in 2023; short-term debt: 86% and cash: 83.9% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
2022
42 d early
2021
120 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€117k▲ 63.5%
2023 · €71k
2021: €15k
2022: €3k
2023: €71k
2021 → 2024
Working capital
€34k▼ 61.9%
2023 · €90k
2021: €20k
2022: €19k
2023: €90k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€19k▲ 15.4%€90k▲ 378%€34k▼ 62.0%
Operating result€24k-€9k▼ 61.8%€97k▲ 973%€157k▲ 61.8%
Net result€15k-€3k▼ 82.8%€71k▲ 2,728%€117k▲ 63.5%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 62% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €245k
Fixed assets
€13▼ 93.0%
Current assets
€245k▲ 60.9%
Equity and liabilities €245k
Equity
€34k▼ 62.0%
Debt
€211k▲ 239%
The debt ratio rises from 40.8% to 86.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€157k▲
2023 · €97k
Cash flow
€117k▲
2023 · €71k
Solvency
14.0%▼
2023 · 59.2%
Current ratio
1.16▼
2023 · 2.45
Quick ratio
1.16▼
2023 · 2.45
Debt / equity
6.15▲
2023 · 0.69
ROE
340.2%▲
2023 · 79.1%
ROA
47.6%▲
2023 · 46.8%
Interest coverage
995.63▲
2023 · 452.65
Debt
€211k▲
2023 · €62k
Debt ≤ 1 year
€211k▲
2023 · €62k
Income taxes
€42k▲
2023 · €26k
Staff costs
€104k▲
2023 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€152k€245k▲
Fixed assets21/28€186€13▼
Tangible fixed assets22/27€186€13▼
Furniture and vehicles24€186€13▼
Current assets29/58€152k€245k▲
Amounts receivable within one year40/41€39k€39k▼
Trade receivables40€37k€33k▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€113k€205k▲
Deferred charges and accrued income490/1€289€830▲
Equity and liabilities
Total equity and liabilities10/49€152k€245k▲
Equity10/15€90k€34k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€88k€33k▼
Amounts payable17/49€62k€211k▲
Amounts payable within one year42/48€62k€211k▲
Trade debts44€2k€10k▲
Suppliers440/4€2k€10k▲
Taxes, remuneration and social security45€49k€28k▼
Taxes450/3€38k€15k▼
Remuneration and social security454/9€11k€13k▲
Other amounts payable47/48€12k€173k▲
Income statement
Code20232024
Remuneration, social security and pensions62€92k€104k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€173€173=
Provisions for liabilities and charges: additions (uses and reversals)635/8€-8k-
Other operating charges640/8€444€2k▲
Gross operating margin9900€182k€263k▲
Operating profit (loss)9901€97k€157k▲
Financial income75/76B€223€2k▲
Recurring financial income75€223€2k▲
Financial charges65/66B€215€158▼
Recurring financial charges65€215€158▼
Profit (loss) for the period before taxes9903€97k€159k▲
Income taxes67/77€26k€42k▲
Profit (loss) for the period9904€71k€117k▲
Profit (loss) for the period to be appropriated9905€71k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€205k▲
Profit (loss) brought forward from the previous period14P€17k€88k▲
Profit to be distributed694/7-€173k
Return on contributions (dividend)694-€173k
Social balance
Average headcount (FTE)90872.02.2▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2021net €117k ▲63.5%
Operating result €157k, net result €117k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €3k ▼82.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 120 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Acteurs 187800 AthGround area
218 m²
Building footprint
85 m²
Parcel 51004A0460/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
DIMANCEA CARMEN
since 20212.322.032.421
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004A0460/00K002 | Wallonia | 218 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANILIGHT SYSTEMS
BE 0823.665.503
Vorst · Eq €34k
KPDV CONSULT
BE 0782.786.931
Zaventem · Eq €34k
GP - M CONSULT
BE 0829.837.770
Sint-Lambrechts-Woluwe · Eq €34k
WizardInc Consulting
BE 1012.276.063
Kampenhout · Eq €34k
FAIRPLAY CLEARANCE BELGIUM
BE 0792.691.621
Ukkel · Eq €34k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2021
Fiscal year end31-12
Abbreviation FR
DC
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.