SOLVR
InactiveNo longer registered with the KBO since 10-08-2026; last annual accounts for fiscal year 2025.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€145k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
53 d early
2024
36 d early
2023
51 d early
2022
55 d early
2021
2 d late
2020
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-145k▼ 43.8%
2024 · €-101k
2020: €-24k
2021: €-81k
2022: €27k
2023: €73k
2024: €-101k
2020 → 2025
Total assets
€395k▲ 20.4%
2024 · €329k
2020: €59k
2021: €68k
2022: €203k
2023: €109k
2024: €329k
2020 → 2025
Net result
€-44k▲ 74.6%
2024 · €-174k
2020: €-114k
2021: €-57k
2022: €108k
2023: €47k
2024: €-174k
2020 → 2025
Working capital
€99k▼ 38.7%
2024 · €162k
2020: €-22k
2021: €-71k
2022: €16k
2023: €58k
2024: €162k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-81k-€27k€73k▲ 173%€-101k€-145k▼ 43.8%
Operating result€-54k-€-15k▲ 73.1%€53k€-168k€-28k▲ 83.6%
Net result€-57k-€108k€47k▼ 57.0%€-174k€-44k▲ 74.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €168k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395k
Fixed assets
€7k▼ 54.1%
Current assets
€388k▲ 24.1%
Key figures and ratios
EBITDA
€-24k▲
2024 · €-160k
Cash flow
€-41k▲
2024 · €-166k
Solvency
-36.7%▼
2024 · -30.8%
Current ratio
1.34▼
2024 · 2.07
Quick ratio
1.34▼
2024 · 2.07
Debt / equity
-3.72▲
2024 · -4.25
ROE
30.4%▼
2024 · 172.6%
ROA
-11.2%▲
2024 · -53.1%
Interest coverage
-1.44▲
2024 · -24.20
Debt
€541k▲
2024 · €430k
Debt ≤ 1 year
€289k▲
2024 · €151k
Debt > 1 year
€251k▼
2024 · €278k
Income taxes
€425▼
2024 · €530
Staff costs
€14k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€329k€395k▲
Fixed assets21/28€16k€7k▼
Tangible fixed assets22/27€16k€7k▼
Plant, machinery and equipment23€6k€492▼
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26€16-
Current assets29/58€313k€388k▲
Amounts receivable within one year40/41€274k€382k▲
Trade receivables40€259k€380k▲
Other amounts receivable41€15k€2k▼
Cash at bank and in hand54/58€37k€2k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€329k€395k▲
Equity10/15€-101k€-145k▼
Contributions10/11€90k€90k=
Profit (loss) carried forward14€-191k€-235k▼
Amounts payable17/49€430k€541k▲
Amounts payable after more than one year17€278k€251k▼
Financial debts170/4€3k€649▼
Other amounts payable178/9€275k€250k▼
Amounts payable within one year42/48€151k€289k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€30k€14k▼
Suppliers440/4€30k€14k▼
Taxes, remuneration and social security45€2k€955▼
Taxes450/3€530€955▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€117k€272k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A€6k€5k▼
Remuneration, social security and pensions62€62k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€35k-
Gross operating margin9900€-61k€-8k▲
Operating profit (loss)9901€-168k€-28k▲
Financial income75/76B€1k€625▼
Recurring financial income75€1k€625▼
Financial charges65/66B€7k€17k▲
Recurring financial charges65€7k€17k▲
Profit (loss) for the period before taxes9903€-174k€-44k▲
Income taxes67/77€530€425▼
Profit (loss) for the period9904€-174k€-44k▲
Profit (loss) for the period to be appropriated9905€-174k€-44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-191k€-235k▼
Profit (loss) brought forward from the previous period14P€-17k€-191k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Restructuring · End & cessationGeneral meeting · Merger · Dissolution8 facts ▸
State Gazette act
Restructuring · End & cessation
General meeting · Merger · Dissolution8 facts ▸
- General meeting, 2026-07-28
- Merger, absorption, 2026-01-01
- Dissolution, 2026-07-28
- Accounting effect, 2026-01-01
- Share cancellation, all shares of SOLVR
- Power of attorney, ABM Accountantsassociatie BV
- Exemption interim accounting, 12:51§2, 4° WVV, all shareholders of both companies
- Merger condition, EBF Consulting
23-06
State Gazette act
RestructuringMerger proposal · Merger · Accounting effect7 facts ▸
State Gazette act
Restructuring
Merger proposal · Merger · Accounting effect7 facts ▸
- Merger proposal, 2026-06-15
- Merger, EBF CONSULTING
- Accounting effect, 2026-01-01
- Corporate purpose, het uitvoeren van activiteiten van verzekeringsbemiddeling als verzekeringssubagent en dit onder de verantwoordelijkheid van de verzekeringsagent Verzekeringen…
- Corporate purpose, expertise van schade en risico, vaststellen van schade, analyseren van de risico's...; taxeren van roerende goederen en/of onroerende goederen; alle verrichting…
- No real estate, Het in te brengen vermogen van de Over te nemen vennootschap omvat geen onroerende goederen.
- Egm deadline, 2026-07-31
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-174k ▼475%
Net result drops to €-174k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.76
Current ratio from 1.09 to 2.76; short-term debt falls from €175k to €33k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €108k
Net result €108k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.41 to 1.09.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-01-2023
Heidi Geukens: Resigned as Director
12-01-2023
Robrecht Mas: Resigned as Director
01-03-2022
Anne-Lise Belmans: Resigned as Director
19-10-2020
Heidi Geukens: Resigned as Director
19-10-2020
Bart Vermeersch: Resigned as Director
Location & real-estate footprint
Registered office, Geel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerhoutseweg 392440 GeelGround area
2,439 m²
Building footprint
211 m²
Volume, LiDAR
1,134 m³
Parcel 13008I1920/00Z000, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008I1920/00Z000 | Flanders | 2,439 m² | 1 · 211 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Acquisitions and mergers
2 transactionsTaken over by:EBF Consulting
Taken over by:EBF CONSULTING
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 4,060 companies in sector 43240 we hold annual accounts for 1,616.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2019
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.