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SOLVES

Active Private limited companyfounded 2018active for 7 yearsSint-Barbarastraat 22, 3590 DiepenbeekKBO/BCE: BE 0715.992.533
SOLVES
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Overview

Lifetime

7 annual accounts with figures on one time axis
peak €146,537 (2024)
€104,838▼ 28.5%
lowest -€23,922 (2020)
€68,412▼ 32.4%
peak €380,116 (2025)
€380,116▲ 21.9%
€16,205▼ 18.1%
Board1 name since 2018
1 directorSCRAYEN Eric Paulus Hendrikus
Documentsfilings and deeds
05-08-20265 days late
2025micro format
Gross margin from €146,537 to €104,838Result from €101,176 to €68,412Equity from €311,704 to €380,116Debts from €19,787 to €16,205Cash from €58,607 to €36,200

Key points

from the 2025 annual accounts

Equity

€380,116 ▲ 21.9%

SOLVES has made a profit without a break since 2021.

Filings

7 annual accounts 3 late
AprilJune31 JulyOctober202020222024

The 2019 accounts came latest: 24 days after the end of the period.

Position in the sector

95.9%

Higher solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.

Checked score

96
Excellent
Financially stronger than 67% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 95.9% of total assets
61-11short-term debt 4.1% · cash 9.1%
90-10return on assets 17.3%

Score breakdown

lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 14-08-2026)
Equity €380,116 (95.9% of total assets)
Size: total assets €396,322
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 53% on liquidity, 60% on profitability and 68% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as SOLVES has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SOLVES itself is lower: 0.1% within 12 months. It rests on far more data about SOLVES than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for SOLVES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 23.96 (16.08 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 9.1% of total assets. 4.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 14-08-2026)
NBB · annual accounts
lowers risk · Equity €380,116 (95.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €396,322
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
5 days late
2024
3 days early
2023
24 days late
2022
6 days early
2021
27 days early
2020
51 days early
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SE
SCRAYEN Eric Paulus Hendrikus
Director, since 18-12-2018
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0715992533
Legal-form change · Resignations & appointments Change of role: SCRAYEN Eric Paulus Hendrikus, from manager to director · Director discharge: SCRAYEN Eric Paulus Hendrikus · General meeting of 16-03-2023 · Gazette deed
Incorporation Founder: SCRAYEN Eric Paulus Hendrikus · Founding capital of €18,600, 186 shares, €12,400 paid up · Appointment: SCRAYEN Eric Paulus Hendrikus (manager) · published on 21-12-2018 · Gazette deed
First establishment Sint-Barbarastraat 22, Diepenbeek
All 17 events

Comparable companies

same main activity, similar in size and age
Company
SOLVES Diepenbeek €396,322 €104,838 95.9% -
IL Projects Hasselt €404,942 €110,723 20.1% -
GROEMA INVEST Lommel €472,679 €114,358 8.7% -
OUI MAIS Leopoldsburg €338,462 €107,424 48.0% -
COUNTZ Alken €475,049 €108,391 1.3% -
Flexi Professionals Beringen €433,153 €117,769 96.1% 0
Mar_Co Hasselt €405,802 €134,345 90.9% -

These companies have the same main activity as SOLVES: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €338,000 and €475,000, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 19-12-2018Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.283.535.1013590 Diepenbeek, since 19-12-2018
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Annual accounts 2025

€104,838▼ 28.5%
≈ €180,000estimated
€68,412▼ 32.4%
€380,116▲ 21.9%
€396,322▲ 19.6%
≈ 0 FTEestimated
Filing
Filed on 05-08-2026
Financials

Insights on SOLVES

SOLVES files the micro format. That format states no turnover. The gross margin rose from €53,645 in 2019 to €104,838 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 05-08-2026, 5 days late
€104,838
▼ 28.5%
€98,141
▼ 30.9%
€68,412
▼ 32.4%
€372,008
▲ 24.7%
95.9%
▲ 1.9 percentage points
23.96
▲ 7.88

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €150,000 and €210,000.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €396,322 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

95.9%

Higher than 95% of 39,368 companies in 2025.

23.96

Higher than 95% of 38,051 companies in 2025.

17.3%

Higher than 55% of 38,523 companies in 2025.

SOLVES Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 396,322331,491229,694159,26096,46226,43978,656
20 --0231471711951
21/28 8,10913,4054,0484,5792,147-9,367
21 ------0
22/27 7,95913,2553,8984,4291,997-9,367
22 ------0
23 1,0001,5202,0412,561--0
24 6,95911,7351,8581,8681,997-9,367
26 ------0
27 ------0
28 150150150150150-0
29/58 388,213318,086225,646154,45193,84425,72868,338
290 ------0
291 ------0
3 ------0
30/36 ------0
37 ------0
40/41 1,74024,47911,97918212,887-8,500
40 1,74024,47911,97918212,887-8,500
41 ------0
50/53 350,274235,000140,000---0
54/58 36,20058,60773,667154,26980,95825,72857,655
490/1 ------2,183
Balance sheet: equity and liabilities
10/49 396,322331,491229,694159,26096,46226,43978,656
10/15 380,116311,704210,528151,58476,63617,57741,499
10/11 12,40012,40012,40012,40012,40012,40012,400
100 ------18,600
101 ------6,200
11 -----12,4000
1100/10 ------0
1109/19 -----12,400-
12 ------0
13 391,638323,226222,050163,10688,15829,09929,099
130/1 ---1,8601,8601,860-
130 ------1,860
1311 ---1,8601,8601,860-
1312 ------0
1319 ------0
132 ------0
133 391,638323,226222,050161,24686,29827,23927,239
14 -23,922-23,922-23,922-23,922-23,922-23,9220
15 ------0
160/5 ------0
160 ------0
161 ------0
162 ------0
163 ------0
164/5 ------0
168 ------0
17/49 16,20519,78719,1667,67619,8268,86237,157
175 ------0
176 ------0
178/9 ------0
42/48 16,20519,78719,1667,67619,8268,86235,361
42 ------19,376
430/8 ------0
439 ------0
44 011,5631,790-1971,352617
440/4 011,5631,790-1971,352617
441 ------0
46 ------0
45 14,7646,17415,8586,89019,250-12,903
450/3 14,7646,17415,8586,89019,250-12,903
454/9 ------0
47/48 1,4412,0501,5177863797,5102,464
492/3 ------1,796
Income statement
76A ------0
9900 104,838146,53792,662122,38385,834-12,46153,645
62 1168721027840-0
630 5,2971,2061,3397502599,60710,253
631/4 ------0
635/8 ------0
640/8 1,2843,1202,8305,8463,7155681,284
649 ------0
66A ------0
9901 98,141142,12588,284115,50981,821-22,63642,108
75/76B 4,8136,921092-0
75 4,8136,921092-0
76B ------0
65/66B 1004723857556940951
65 1004723857556940951
66B ------0
9903 102,854148,57587,898115,44381,767-23,57641,157
67/77 34,44247,39828,95440,49522,70934612,058
9904 68,412101,17658,94474,94859,058-23,92229,099
789 ------0
689 ------0
9905 68,412101,17658,94474,94859,058-23,92229,099
Appropriation of the result
9906 44,49077,25535,02251,02735,137-23,92229,099
14P -23,922-23,922-23,922-23,922-23,922--
791/2 ------0
691/2 68,412101,17658,94474,94859,058-29,099
691 ------0
6920 ------1,860
6921 68,412101,17658,94474,94859,058-27,239
694 ------0
695 ------0
696 ------0
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 05-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 5 days after the deadline. Filed on 5 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00398722.

Financial year Type Filed Reference Document
31-12-2025 micro format 05-08-2026 2026-00398722 PDF
31-12-2024 micro format 28-07-2025 2025-00346799 PDF
31-12-2023 micro format 24-08-2024 2024-00379814 PDF
31-12-2022 micro format 25-07-2023 2023-00269634 PDF
31-12-2021 micro format 04-07-2022 2022-20137492 PDF
31-12-2020 micro format 10-06-2021 2021-18900586 PDF
31-12-2019 micro format 24-08-2020 2020-43800003 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
103,437143,33189,623116,25982,080-13,02952,361
73,708102,38260,28375,69859,317-14,31539,352
010,5625782,9422,16595119,371
-22,408-15,059-80,60273,31155,230-31,927-
372,008298,299206,480146,77474,01816,86632,977
95.9%94.0%91.7%95.2%79.4%66.5%52.8%
23.9616.0811.7720.124.732.901.93
0.040.060.090.050.260.500.90
18.0%32.5%28.0%49.4%77.1%-136.1%70.1%
17.3%30.5%25.7%47.1%61.2%-90.5%37.0%
over 100over 100over 100over 100over 100--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€10,562€578€2,942€2,015
Financial fixed assets----€150
€5,297€1,206€1,339€750€259

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SOLVES

The operating result for 2025 is 31% lower than in 2024.

Debt's share of the balance-sheet total falls from 6.0% to 4.1%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, no change since 2023
SCRAYEN Eric Paulus Hendrikus
Director (not named in the articles)
since 18-12-2018 term without a fixed end
listed in the 2025 annual accounts, filed on 05-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 28-03-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
SCRAYEN Eric Paulus Hendrikus
Director (not named in the articles)
BoardEarlier
Mandates as a list
  • SCRAYEN Eric Paulus Hendrikus
    • Manager, from 18-12-2018 to 28-03-2023
    • Director (not named in the articles), appointed by deed of 28-03-2023, still in office

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€12,400
Source
2025 annual accounts

Articles of association

deed of 28-03-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 10:00

Network & group

No group

SOLVES has no parent and no holdings in its annual accounts. SCRAYEN Eric Paulus Hendrikus is the only director. SOLVES shares no director with another company.

Timeline

Timeline

17 events since 2018

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 5 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0715992533
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2024
Highest result from 2019 to 2025 net €101,176 ▲71.6% The operating result of €142,125 and the net result of €101,176 are both a record.
Annual accounts 2023 filed PDFmicro format · 24 days late
2023
Equity above €200,000 equity €210,528 ▲38.9% After 3 profitable years in a row, equity reaches €210,528.
Annual accounts 2022 filed PDFmicro format · 6 days before the deadline
Legal-form change · Resignations & appointmentsChange of role: SCRAYEN Eric Paulus Hendrikus, from manager to director · Director discharge: SCRAYEN Eric Paulus Hendrikus · General meeting of 16-03-20237 points ▸

Open the deed in the Belgian Official Gazette

2022
Liquidity more than quadruples current ratio 20.12 The current ratio rises from 4.73 to 20.12. Short-term debt falls from €19,826 to €7,676.
Equity above €150,000 equity €151,584 ▲97.8% After 2 profitable years in a row, equity reaches €151,584.
Annual accounts 2021 filed PDFmicro format · 27 days before the deadline
2021
Back to profit net €59,058 The net result is €59,058, after one loss-making year.
Annual accounts 2020 filed PDFmicro format · 51 days before the deadline
2020
Weakest financial year net -€23,922 The net result drops to -€23,922, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFmicro format · 24 days late
2018
IncorporationFounder: SCRAYEN Eric Paulus Hendrikus · Founding capital of €18,600, 186 shares, €12,400 paid up · Appointment: SCRAYEN Eric Paulus Hendrikus (manager) · published on 21-12-20185 points ▸

Open the deed in the Belgian Official Gazette

First establishment Sint-Barbarastraat 22, Diepenbeek

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 19 December 2018, SOLVES was incorporated.1 SCRAYEN Eric Paulus Hendrikus has served as director since 2018.2 Total assets went from €78,656 in 2019 to €396,322 in 2025.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2025
  3. 3National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0715.992.533
VAT number
BE 0715.992.533
Peppol ID
0208:0715992533
Other Peppol ID
9925:BE0715992533
Legal form
Private limited company
Status
Active, normal situation
Founded
19-12-2018
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 10:00
deed of 28-03-2023 (in Dutch)
Peppol
Reachable since 01-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SOLVES in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-03-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 28-03-2023 (in Dutch)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
Codes under NACEBEL 2008
70220 Business consulting main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle verzekeringen,herverzekeringen en dekkingen inzake alle risico’s in de hoedanigheid van makelaar,agent of tussenpersoon…”
4 activities
  1. Alle verzekeringen,herverzekeringen en dekkingen inzake alle risico’s in de hoedanigheid van makelaar,agent of tussenpersoon
  2. Studie,organisatie,advies en dienstverlening inzake verzekeringen,juridische,fiscale,administratieve en financiële aangelegenheden
  3. Alle leningen,financieringen en hypotheken voor eigen rekening of voor rekening van derden
  4. Alle plaatsingen en beleggingen,participaties en uitgiften van geldwaardige titels,roerende waarden en onroerende goederen
deed of 28-03-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Sint-Barbarastraat 22 registered office 3590 Diepenbeek 66220 Insurance agents and brokers 19-12-2018 2.283.535.101

Buildings and parcels at the address

Ground area
1,374 m²
Buildings
189 m²
Volume, LiDAR
943 m³
Tallest building
7.6 m
Buildings to scale, each on its own parcel
189 m², 7.6 m 189 m², 7.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
71011I1104/00A0001,374 m² 1 · 189 m² 7.6 m · 2

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