SOLVES
ActiveSummary
SOLVES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380k and a net result of €68k. Equity is growing by ~44.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 23.96 against 16.08 in 2024; short-term debt: 4.1% and cash: 9.1% of total assets), and 4.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
5 d late
2024
3 d early
2023
24 d late
2022
6 d early
2021
27 d early
2020
51 d early
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€380k▲ 21.9%
2024 · €312k
Total assets
€396k▲ 19.6%
2024 · €331k
Net result
€68k▼ 32.4%
2024 · €101k
Working capital
€372k▲ 24.7%
2024 · €298k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€82k€116k▲ 41.2%€88k▼ 23.6%€142k▲ 61.0%€98k▼ 30.9%
Net result€59k€75k▲ 26.9%€59k▼ 21.4%€101k▲ 71.6%€68k▼ 32.4%
Equity€77k▲ 336%€152k▲ 97.8%€211k▲ 38.9%€312k▲ 48.1%€380k▲ 21.9%
Total assets€96k▲ 265%€159k▲ 65.1%€230k▲ 44.2%€331k▲ 44.3%€396k▲ 19.6%
Debt€20k▲ 124%€8k▼ 61.3%€19k▲ 150%€20k▲ 3.2%€16k▼ 18.1%
Working capital€74k▲ 339%€147k▲ 98.3%€206k▲ 40.7%€298k▲ 44.5%€372k▲ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €396k
Fixed assets
€8k ▼ 39.5%
Current assets
€388k ▲ 22.0%
Equity and liabilities €396k
Equity
€380k ▲ 21.9%
Debt
€16k ▼ 18.1%
Debt's share of the balance-sheet total falls from 6.0% to 4.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▼
2024 · €143k
Cash flow
€74k▼
2024 · €102k
Current ratio
23.96▲
2024 · 16.08
Debt to equity
0.04▼
2024 · 0.06
ROE
18.0%▼
2024 · 32.5%
ROA
17.3%▼
2024 · 30.5%
Interest coverage
1035.62▲
2024 · 303.92
Debt ≤ 1 year
€16k▼
2024 · €20k
Income taxes
€34k▼
2024 · €47k
Staff costs
€116▲
2024 · €87
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €40 | €278 | €210 | €87 | €116 | ▲ 33.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €259 | €750 | €1k | €1k | €5k | ▲ 339% |
| Other operating charges640/8 | €4k | €6k | €3k | €3k | €1k | ▼ 58.8% |
| Gross operating margin9900 | €86k | €122k | €93k | €147k | €105k | ▼ 28.5% |
| Operating profit (loss)9901 | €82k | €116k | €88k | €142k | €98k | ▼ 30.9% |
| Financial income75/76B | €2 | €9 | €0 | €7k | €5k | ▼ 30.5% |
| Recurring financial income75 | €2 | €9 | €0 | €7k | €5k | ▼ 30.5% |
| Financial charges65/66B | €56 | €75 | €385 | €472 | €100 | ▼ 78.8% |
| Recurring financial charges65 | €56 | €75 | €385 | €472 | €100 | ▼ 78.8% |
| Profit (loss) for the period before taxes9903 | €82k | €115k | €88k | €149k | €103k | ▼ 30.8% |
| Income taxes67/77 | €23k | €40k | €29k | €47k | €34k | ▼ 27.3% |
| Profit (loss) for the period9904 | €59k | €75k | €59k | €101k | €68k | ▼ 32.4% |
| Profit (loss) for the period to be appropriated9905 | €59k | €75k | €59k | €101k | €68k | ▼ 32.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96k | €159k | €230k | €331k | €396k | ▲ 19.6% |
| Formation expenses20 | €471 | €231 | €0 | - | - | - |
| Fixed assets21/28 | €2k | €5k | €4k | €13k | €8k | ▼ 39.5% |
| Tangible fixed assets22/27 | €2k | €4k | €4k | €13k | €8k | ▼ 40.0% |
| Plant, machinery and equipment23 | - | €3k | €2k | €2k | €1,000 | ▼ 34.2% |
| Furniture and vehicles24 | €2k | €2k | €2k | €12k | €7k | ▼ 40.7% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €94k | €154k | €226k | €318k | €388k | ▲ 22.0% |
| Amounts receivable within one year40/41 | €13k | €182 | €12k | €24k | €2k | ▼ 92.9% |
| Trade receivables40 | €13k | €182 | €12k | €24k | €2k | ▼ 92.9% |
| Current investments50/53 | - | - | €140k | €235k | €350k | ▲ 49.1% |
| Cash at bank and in hand54/58 | €81k | €154k | €74k | €59k | €36k | ▼ 38.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96k | €159k | €230k | €331k | €396k | ▲ 19.6% |
| Equity10/15 | €77k | €152k | €211k | €312k | €380k | ▲ 21.9% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €88k | €163k | €222k | €323k | €392k | ▲ 21.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €86k | €161k | €222k | €323k | €392k | ▲ 21.2% |
| Profit (loss) carried forward14 | €-24k | €-24k | €-24k | €-24k | €-24k | = |
| Amounts payable17/49 | €20k | €8k | €19k | €20k | €16k | ▼ 18.1% |
| Amounts payable within one year42/48 | €20k | €8k | €19k | €20k | €16k | ▼ 18.1% |
| Trade debts44 | €197 | - | €2k | €12k | €0 | ▼ 100% |
| Suppliers440/4 | €197 | - | €2k | €12k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €19k | €7k | €16k | €6k | €15k | ▲ 139% |
| Taxes450/3 | €19k | €7k | €16k | €6k | €15k | ▲ 139% |
| Other amounts payable47/48 | €379 | €786 | €2k | €2k | €1k | ▼ 29.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €75k | €59k | €101k | €68k | ▼ 32.4% |
| + Depreciation and write-downs630 | €259 | €750 | €1k | €1k | €5k | ▲ 339% |
| Operating cash flow (approximation) | €59k | €76k | €60k | €102k | €74k | ▼ 28.0% |
| Investment in fixed assets (approximation) | - | €-3k | €-809 | €-11k | €0 | ▲ 100% |
| Change in cash | - | €73k | €-81k | €-15k | €-22k | ▼ 48.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €101k ▲71.6%
Operating result €142k, net result €101k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Equity above €200kEq €211k ▲38.9%
3 profitable years in a row build equity to €211k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 20.12
Current ratio from 4.73 to 20.12; short-term debt falls from €20k to €8k.
31-12
Financial
Equity above €150kEq €152k ▲97.8%
2 profitable years in a row build equity to €152k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €59k
Net result €59k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2018
Ground area
1,374 m²
Building footprint
189 m²
Volume, LiDAR
943 m³
Parcel 71011I1104/00A000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Barbarastraat 22, 3590 Diepenbeek
since 20182.283.535.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I1104/00A000 | Flanders | 1,374 m² | 1 · 189 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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QUENZ
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PROJECTONTWIKKELING,MANAGEMENT & ADVIES
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 36,685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.