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SOLVE

Active Private limited companyfounded 2016active for 10 yearsGrote Steenweg 135, 3350 LinterKBO/BCE: BE 0654.779.890

Overview

Lifetime

9 annual accounts with figures on one time axis
peak €160,802 (2017)
€31,262▼ 37.1%
lowest -€36,888 (2019)
€3,176▼ 83.9%
peak €33,888 (2017)
€31,076▲ 11.4%
€18,771▼ 32.6%
Board2 names since 2016
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €49,695 to €31,262Result from €19,699 to €3,176Debts from €27,831 to €18,771

Key points

from the 2025 annual accounts

Turnover

≈ €100,000 estimated

The micro format states no turnover.

Liquidity

1.80 was 4.05 in 2024

Short-term debts rose from €8,709 to €18,771.

Filings

9 annual accounts 61 days
AprilJune31 JulyOctober20202025

Latest accounts filed late: after the legal deadline.

Checked score

94
Excellent
Financially stronger than 54% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

87+12equity 62.3% of total assets
83-12short-term debt 37.7% · cash 42.8%
77-23return on assets 6.4%

Score breakdown

raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.80, cash €21,318
Size: total assets €49,847
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 55% of them on solvency, 67% on liquidity, 36% on profitability and 58% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as SOLVE has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SOLVE itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for SOLVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.8 (4.05 in 2024), above the usual 1.5. Short-term debt is 37.7% and cash 42.8% of total assets. 37.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.80, cash €21,318
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €49,847
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
61 days late
2024
21 days late
2023
29 days late
2022
20 days early
2021
4 days late
2020
29 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VS
Director, since 18-05-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0654779890
Amendment of the articles General meeting of 22-12-2023 · Gazette deed
General meeting of 28-02-2020 Gazette deed
Change of role: VERCAMMEN Steven, from manager to director Appointment: LANGENS Sarah (director) · Director discharge: VERCAMMEN Steven · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 28-08-2019 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
SOLVE Linter €49,847 €31,262 62.3% -
Jafra Consult Zaventem €47,292 €31,721 22.8% -
G&G Consulting Rotselaar €48,030 €35,068 76.0% -
GILLES ARBEAU Watermael-Boitsfort €47,594 €33,565 10.5% -
ABAONWAN Saint-Josse-ten-Noode €47,125 €30,448 48.2% -
Conative Aartselaar €52,279 €35,861 20.8% -
JuDeBo Zele €54,808 €27,699 69.2% -

These companies have the same main activity as SOLVE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €47,100 and €54,800, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 18-05-2016Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.255.038.0833350 Linter, since 06-06-2016
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Annual accounts 2025

€31,262▼ 37.1%
€3,176▼ 83.9%
€31,076▲ 11.4%
€49,847▼ 10.6%
Filing
Filed on 30-09-2026
Financials

Insights on SOLVE

SOLVE files the micro format. That format states no turnover. The gross margin fell from €160,802 in 2017 to €31,262 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-09-2026, 61 days late
€31,262
▼ 37.1%
€5,217
▼ 82.5%
€25,050
▼ 44.8%
€23,010
▼ 34.9%
62.3%
▲ 12.3 percentage points
1.80
▼ 2.25

Money flows

no detail for 2025

Balance sheet

balance sheet total €49,847 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

62.3%

Higher than 53% of 21,206 companies in 2025.

1.80

Higher than 39% of 20,569 companies in 2025.

6.4%

Higher than 28% of 20,744 companies in 2025.

SOLVE Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017
Balance sheet: assets
20/58 49,84755,73148,275100,94365,72465,42873,30455,43764,475
21/28 15,98920,43528,92650,85031,04748,50369,97714,26117,849
22/27 15,98920,43528,92650,85031,04748,50369,97714,26117,849
23 1,698673-14,46526,60339,61756,6497,4847,861
24 14,29119,76228,92636,3854,4438,88613,3286,7779,988
29/58 33,85835,29619,34950,09334,67716,9253,32841,17646,626
40/41 12,5401,88610,56534,75718,5135,5393,3289,08412,190
40 --10,56534,75718,513-3,328-6,879
41 12,5401,886---5,539-9,0845,311
54/58 21,31821,4108,78415,33516,16411,386-32,09234,436
490/1 -12,000-------
Balance sheet: equity and liabilities
10/49 49,84755,73148,275100,94365,72465,42873,30455,43764,475
10/15 31,07627,9008,20123,51319,5487,016-4,02332,86633,888
10/11 -------12,40012,400
100 -------18,60018,600
101 -------6,2006,200
13 15,00015,000-14,46014,46014,46014,4601,0741,074
130/1 ---14,46014,46014,46014,460--
130 -------1,0741,074
1311 ---14,46014,460----
1319 -----14,46014,460--
133 15,00015,000-------
14 16,07612,9008,2019,0535,088-7,444-18,48319,39120,414
17/49 18,77127,83140,07477,42946,17558,41277,32722,57130,586
17 -19,12219,12132,3686,75626,76156,9576,43010,616
170/4 -19,12219,12132,3686,75626,76156,9576,43010,616
42/48 18,7718,70920,95345,06139,41931,65120,37016,14219,971
42 --12,50012,50012,50012,500---
44 5247092,72712,6755,5697,80112,7261,8067,632
440/4 5247092,72712,6755,5697,80112,7261,8067,632
45 1,5008,0005,72617,0559,72111,3504,89514,33612,337
450/3 1,5008,0005,72617,0559,72111,3504,89514,33612,337
47/48 16,747--2,83211,629-2,749-2
Income statement
70 --120,775------
9900 31,26249,69524,75930,15731,20836,777-9,8027,582160,802
60/61 --96,630------
62 3,9883,578-------
630 19,83415,62722,44724,39717,45621,47424,6107,32211,913
640/8 2,2247536768494312891,151608117,631
9901 5,21729,7371,6364,91113,32115,014-35,564-34831,258
65/66B 5402,0381,0769467891,8641,324347770
65 5402,0381,0769467891,8641,324347770
9903 4,67627,6995603,96512,53213,150-36,888-69530,488
67/77 1,5008,0001,412--2,111-3289,000
9904 3,17619,699-8523,96512,53211,038-36,888-1,02321,488
9905 3,17619,699-8523,96512,53211,038-36,888-1,02321,488
Appropriation of the result
9906 16,07627,9008,2019,0535,088-7,444-18,48319,39121,488
14P 12,9008,2019,0535,088-7,444----
791/2 -----0---
691/2 -15,000------1,074
6920 --------1,074
6921 -15,000-------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00539233.

Financial year Type Filed Reference Document
31-12-2025 micro format 30-09-2026 2026-00539233 PDF
31-12-2024 micro format 21-08-2025 2025-00419625 PDF
31-12-2023 micro format 29-08-2024 2024-00392279 PDF
31-12-2022 micro format 11-07-2023 2023-00223187 PDF
31-12-2021 micro format 04-08-2022 2022-20268577 PDF
31-12-2020 micro format 29-08-2021 2021-55800141 PDF
31-12-2019 micro format 29-10-2020 2020-66400369 PDF
31-12-2018 micro format 21-08-2019 2019-49200589 PDF
31-12-2017 micro format 24-08-2018 2018-50200354 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017
25,05045,36424,08329,30830,77736,488-10,9536,97443,171
23,01035,32721,59528,36229,98932,512-12,2786,29933,401
15,38836,06252344,2000080,3263,73529,761
-9212,626-6,551-8294,778---2,344-
15,08726,587-1,6045,031-4,742-14,726-17,04225,03426,655
--1.4%------
62.3%50.1%17.0%23.3%29.7%10.7%-5.5%59.3%52.6%
1.804.050.921.110.880.530.162.552.33
0.601.004.893.292.368.33-0.690.90
10.2%70.6%-10.4%16.9%64.1%157.3%--3.1%63.4%
6.4%35.3%-1.8%3.9%19.1%16.9%-50.3%-1.8%33.3%
46.3622.2622.3830.9739.02----
--32 days------
--10 days------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€15,388€36,062€523€44,200-
€19,834€15,627€22,447€24,397€17,456

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SOLVE

The operating result for 2025 is 82% lower than in 2024.

Debt's share of the balance-sheet total falls from 49.9% to 37.7%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2019
Director (not named in the articles)
since 18-05-2016 term without a fixed end
earlier manager, until 02-09-2019
listed in the 2022 annual accounts, filed on 11-07-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 14. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
deed of 02-09-2019

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
VERCAMMEN Steven
Director (not named in the articles)
LANGENS Sarah
Director (not named in the articles)
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
  • VERCAMMEN Steven
    • Director (not named in the articles), from 18-05-2016 to date
    • Manager, until 02-09-2019
  • LANGENS Sarah
    • Director (not named in the articles), appointed by deed of 02-09-2019, no longer listed in the 2022 annual accounts

See the board, name and registered office on a given date →

Control

Capital

Capital
€12,400
Source
2018 annual accounts

Articles of association

deed of 02-09-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft ten laste overdrager,helft ten laste koper(s) naar evenredigheid aantal bij meer dan één koper, elke overdracht onder levenden,ten…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 20:00

Network & group

No group

SOLVE has no parent and no holdings in its annual accounts. VERCAMMEN Steven is the only director. SOLVE shares no director with another company.

Timeline

Timeline

19 events since 2016

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 61 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0654779890
Annual accounts 2024 filed PDFmicro format · 21 days late
2024
Back to profit net €19,699 The net result is €19,699, after one loss-making year.
Liquidity more than quadruples current ratio 4.05 The current ratio rises from 0.92 to 4.05. Short-term debt falls from €20,953 to €8,709.
Annual accounts 2023 filed PDFmicro format · 29 days late
Amendment of the articlesGeneral meeting of 22-12-20232 points ▸
  • General meeting, 22-12-2023
  • Power of attorney, PeterDRIESEN, mentioned twice in the deed
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFmicro format · 20 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 4 days late
General meeting of 28-02-20201 point ▸
  • General meeting, 28-02-2020
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2021
Annual accounts 2020 filed PDFmicro format · 29 days late
2020
Back to profit net €11,038 The net result is €11,038, after 2 loss-making years.
Annual accounts 2019 filed PDFmicro format · 90 days late
2019
Weakest financial year net -€36,888 The net result drops to -€36,888, the lowest from 2017 to 2025. It recovers the following year.
Change of role: VERCAMMEN Steven, from manager to directorAppointment: LANGENS Sarah (director) · Director discharge: VERCAMMEN Steven · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 28-08-20198 points ▸
  • Director resignation, VERCAMMEN Steven (manager)
  • Director appointment, VERCAMMEN Steven (director (not named in the articles))
  • Director discharge, VERCAMMEN Steven
  • Director appointment, LANGENS Sarah (director (not named in the articles))
  • Registered office clause, Grote Steenweg 135, 3350 Linter
  • General meeting, 28-08-2019
  • Legal-form conversion, from private limited company (pre-2019) to private limited company
  • 100 shares
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2018 filed PDFmicro format · 21 days late
2018
Annual accounts 2017 filed PDFmicro format · 24 days late
2016
First establishment Grote Steenweg 135, Linter
Incorporation PDFpublished on 20-05-2016

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SOLVE was incorporated on 18 May 2016.1 Total assets fell from €55,437 in 2018 to €49,847 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0654.779.890
VAT number
BE 0654.779.890
Peppol ID
0208:0654779890
Other Peppol ID
9925:BE0654779890
Legal form
Private limited company
Status
Active, normal situation
Founded
18-05-2016
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 20:00
deed of 02-09-2019 (in Dutch)
Peppol
Reachable since 01-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SOLVE in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-09-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 02-09-2019 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De activiteiten van een investeringsvennootschap,en te dien einde,de verwerving (door inschrijving,bod,aankoop of op een andere manier) en…”
7 activities
  1. De activiteiten van een investeringsvennootschap,en te dien einde,de verwerving (door inschrijving,bod,aankoop of op een andere manier) en het houden in naam van de vennootschap van aandelen,roerende waarden,biljetten,obligaties en effecten,uitgegeven of gewaarborgd door alle vennootschappen (ongeacht hun nationaliteit en ongeacht waar zij hun activiteiten uitoefenen) of door elke regeling,instelling of publieke overheid overal in de wereld
  2. De uitoefening en toepassing van alle rechten en machten die verleend worden door of gehecht zijn aan de eigendom van elk effect of roerende waarde en diensten verlenen op het gebied van management en andere diensten inzake leidinggeven,toezicht of raadgeving voor of met betrekking tot elke maatschappij waarin de vennootschap een belang heeft,tegen de voorwaarden die zij goed zal vinden
  3. Het ontwerp,de studie en de realisatie van software inzake beheersinformatica,industriële informatica,Internet of Things (IoT) toepassingen,artificiële intelligentie
  4. De raadgeving,vorming en rekrutering
  5. De commercialisering van informaticaproducten en –materialen
  6. Het organiseren van seminaries en voordrachten omtrent al deze technieken en dit zowel in binnen- en buitenland
  7. De studie,de adviesverlening,expertise,engineering en elke dienstverlening in het kader van de in het doel beschreven activiteiten
deed of 02-09-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Grote Steenweg 135 registered office 3350 Linter 06-06-2016 2.255.038.083

Buildings and parcels at the address

Ground area
211 m²
Buildings
214 m²
Volume, LiDAR
1,627 m³
Tallest building
11.1 m
Buildings to scale, each on its own parcel
213 m², 11.1 m 213 m², 11.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
24077E0654/00P000211 m² 1 · 213 m² 11.1 m · 3