JuDeBo
ActiveSummary
JuDeBo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €5k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+80
Solvency94▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 8.61 in 2024; short-term debt: 30.8% and cash: 63.8% of total assets), and 30.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
9.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-04-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
1 d early
2022
29 d early
2021
50 d early
2020
94 d early
2019
96 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€163k
EBIT margin
15.9%
Net result
€5k
2024 · €-29k
2018: €10k
2019: €18k▲ +77.9% vs 2018
2020: €21k▲ +18.7% vs 2019
2021: €16k▼ -23.5% vs 2020
2022: €23k▲ +38.0% vs 2021highest in 8 years
2023: €-85k▼ -476% vs 2022lowest in 8 years
2024: €-29k▲ +66.2% vs 2023
2025: €5k▲ +118% vs 2024
2018 → 2025
Working capital
€24k▼ 5.0%
2024 · €26k
2018: €63k
2019: €75k▲ +20.5% vs 2018
2020: €98k▲ +30.4% vs 2019
2021: €114k▲ +15.8% vs 2020
2022: €117k▲ +3.2% vs 2021highest in 8 years
2023: €56k▼ -52.1% vs 2022
2024: €26k▼ -54.3% vs 2023
2025: €24k▼ -5.0% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€163k-
Equity€124k-€147k▲ 18.3%€62k▼ 58.0%€33k▼ 46.8%€38k▲ 15.6%
2021: €124k
2022: €147k▲ +18.3% vs 2021highest in 5 years
2023: €62k▼ -58.0% vs 2022
2024: €33k▼ -46.8% vs 2023lowest in 5 years
2025: €38k▲ +15.6% vs 2024
Operating result€26k-€33k▲ 29.6%€-86k€-29k▲ 66.8%€5k
2021: €26k
2022: €33k▲ +29.6% vs 2021highest in 5 years
2023: €-86k▼ -358% vs 2022lowest in 5 years
2024: €-29k▲ +66.8% vs 2023
2025: €5k▲ +119% vs 2024
Net result€16k-€23k▲ 38.0%€-85k€-29k▲ 66.2%€5k
2021: €16k
2022: €23k▲ +38.0% vs 2021highest in 5 years
2023: €-85k▼ -476% vs 2022lowest in 5 years
2024: €-29k▲ +66.2% vs 2023
2025: €5k▲ +118% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€13k ▲ 90.6%
Current assets
€41k ▲ 41.8%
Equity and liabilities €55k
Equity
€38k ▲ 15.6%
Debt
€17k ▲ 399%
Debt's share of the balance-sheet total rises from 9.3% to 30.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €-25k
Cash flow
€9k▲
2024 · €-25k
Current ratio
2.45▼
2024 · 8.61
Debt to equity
0.44▲
2024 · 0.10
ROE
13.5%▲
2024 · -87.9%
ROA
9.3%▲
2024 · -79.7%
Interest coverage
25.35▲
2024 · -103.01
Debt ≤ 1 year
€17k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€36k€55k▲
Fixed assets21/28€7k€13k▲
Tangible fixed assets22/27€7k€13k▲
Land and buildings22€671€448▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€1k€10k▲
Current assets29/58€29k€41k▲
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€232€3k▲
Cash at bank and in hand54/58€27k€35k▲
Deferred charges and accrued income490/1€65-
Equity and liabilities
Total equity and liabilities10/49€36k€55k▲
Equity10/15€33k€38k▲
Contributions10/11€13k€13k=
Reserves13€134k€134k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€133k€133k=
Profit (loss) carried forward14€-114k€-109k▲
Amounts payable17/49€3k€17k▲
Amounts payable within one year42/48€3k€17k▲
Trade debts44€292€309▲
Suppliers440/4€292€309▲
Other amounts payable47/48€3k€17k▲
Income statement
Code20242025
Non-recurring operating income76A-€49k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€364€18k▲
Gross operating margin9900€-25k€28k▲
Operating profit (loss)9901€-29k€5k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€243€386▲
Recurring financial charges65€243€386▲
Profit (loss) for the period before taxes9903€-29k€5k▲
Profit (loss) for the period9904€-29k€5k▲
Profit (loss) for the period to be appropriated9905€-29k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-109k▲
Profit (loss) brought forward from the previous period14P€-85k€-114k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €163k | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €49k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €3k | €4k | €4k | ▲ 20.7% |
| Other operating charges640/8 | - | €10k | €5k | €364 | €18k | ▲ 4,818% |
| Gross operating margin9900 | €31k | €48k | €-78k | €-25k | €28k | ▲ 212% |
| Operating profit (loss)9901 | €26k | €33k | €-86k | €-29k | €5k | ▲ 119% |
| Financial income75/76B | - | €0 | €0 | - | €1 | - |
| Recurring financial income75 | €0 | €0 | €0 | - | €1 | - |
| Financial charges65/66B | - | €1k | €476 | €243 | €386 | ▲ 58.9% |
| Recurring financial charges65 | €1k | €1k | €476 | €243 | €386 | ▲ 58.9% |
| Profit (loss) for the period before taxes9903 | €24k | €32k | €-87k | €-29k | €5k | ▲ 118% |
| Income taxes67/77 | €8k | €9k | €-1k | - | - | - |
| Profit (loss) for the period9904 | €16k | €23k | €-85k | €-29k | €5k | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €16k | €23k | €-85k | €-29k | €5k | ▲ 118% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133k | €151k | €63k | €36k | €55k | ▲ 51.4% |
| Fixed assets21/28 | €10k | €29k | €5k | €7k | €13k | ▲ 90.6% |
| Tangible fixed assets22/27 | €10k | €29k | €5k | €7k | €13k | ▲ 90.6% |
| Land and buildings22 | - | €1k | €895 | €671 | €448 | ▼ 33.3% |
| Plant, machinery and equipment23 | - | €3k | €2k | €5k | €3k | ▼ 46.4% |
| Furniture and vehicles24 | - | €25k | €2k | €1k | €10k | ▲ 723% |
| Current assets29/58 | €123k | €122k | €57k | €29k | €41k | ▲ 41.8% |
| Amounts receivable within one year40/41 | €43k | €46k | €16k | €2k | €6k | ▲ 178% |
| Trade receivables40 | - | €262 | €656 | €2k | €4k | ▲ 82.0% |
| Other amounts receivable41 | - | €46k | €15k | €232 | €3k | ▲ 1,035% |
| Cash at bank and in hand54/58 | €79k | €75k | €40k | €27k | €35k | ▲ 30.5% |
| Deferred charges and accrued income490/1 | - | €249 | €2k | €65 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133k | €151k | €63k | €36k | €55k | ▲ 51.4% |
| Equity10/15 | €124k | €147k | €62k | €33k | €38k | ▲ 15.6% |
| Contributions10/11 | - | €13k | €13k | €13k | €13k | = |
| Reserves13 | €112k | €134k | €134k | €134k | €134k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €133k | €133k | €133k | €133k | = |
| Profit (loss) carried forward14 | - | - | €-85k | €-114k | €-109k | ▲ 4.5% |
| Amounts payable17/49 | €9k | €4k | €1k | €3k | €17k | ▲ 399% |
| Amounts payable within one year42/48 | €9k | €4k | €1k | €3k | €17k | ▲ 399% |
| Trade debts44 | €5k | €2k | €1k | €292 | €309 | ▲ 5.8% |
| Suppliers440/4 | - | €2k | €1k | €292 | €309 | ▲ 5.8% |
| Taxes, remuneration and social security45 | - | €2k | €7 | - | - | - |
| Taxes450/3 | - | €2k | €7 | - | - | - |
| Other amounts payable47/48 | - | - | - | €3k | €17k | ▲ 436% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €23k | €-85k | €-29k | €5k | ▲ 118% |
| + Depreciation and write-downs630 | €4k | €5k | €3k | €4k | €4k | ▲ 20.7% |
| Operating cash flow (approximation) | €20k | €28k | €-83k | €-25k | €9k | ▲ 137% |
| Investment in fixed assets (approximation) | - | €-24k | €21k | €-5k | €-11k | ▼ 103% |
| Change in cash | - | €-4k | €-35k | €-13k | €8k | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-85k
Net result drops to €-85k, the lowest in the series; recovery starts the following year.
01-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €23k ▲38%
Operating result €33k, net result €23k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 29.83
Current ratio from 14.04 to 29.83; short-term debt falls from €9k to €4k.
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €108k ▲24.9%
3 profitable years in a row build equity to €108k.
25-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2015
Ground area
498 m²
Building footprint
134 m²
Volume, LiDAR
712 m³
Parcel 42028B0667/00C000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rinkhout 239, 9240 Zele
since 20152.247.619.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B0667/00C000 | Flanders | 498 m² | 1 · 134 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-11-2015
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
77110Renting and leasing of cars and light motor vehicles
77210Renting and leasing of sports and recreation goods
85510Sports and recreation education
85599Other education
95100Repair and maintenance of computers and communication equipment
95290Repair and maintenance of other personal and household goods
Scores and ratios are computed by Checked and are not a credit decision.