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SOLUTIONEVE

Active
Private limited companyfounded 2019active for 6 yearsNestor Plissartlaan 95, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0736.974.425
Summary

SOLUTIONEVE has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,168) and a net result of -€1,796. Equity is shrinking by about 20% per year across the filed financial years. Its solvency ranks better than 5% of 6,139 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€7,755total assets 2025
Equity
-€20,168
Loss
-€1,796
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
2025 accounts 73 days early
Why 53raises riskCapped at 59: negative equity2 of the last 3 lateNegative equity -€20,168lowers riskSize: total assets €7,755Liquidity: current ratio 0.26, cash €1,942Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 46, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -260.1% of total assets
Liquidity 31+18
short-term debt 360.1% · cash 25.0%
Profitability 0=
return on assets -23.2%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.7 percentage points vs 07-2025 09-2025: 2.9%▲ +0.3 percentage points vs 08-2025 10-2025: 4.4%▲ +1.5 percentage points vs 09-2025 11-2025: 4.6%▲ +0.2 percentage points vs 10-2025 12-2025: 5.8%▲ +1.2 percentage points vs 11-2025highest value 01-2026: 3.6%▼ -2.2 percentage points vs 12-2025 02-2026: 3.3%▼ -0.3 percentage points vs 01-2026 03-2026: 3.4%▲ +0.1 percentage points vs 02-2026 04-2026: 3.4%● unchanged vs 03-2026 05-2026: 3.4%● unchanged vs 04-2026 06-2026: 1.5%▼ -1.9 percentage points vs 05-2026lowest value 07-2026: 1.5%● unchanged vs 06-2026lowest value 08-2026: 1.5%● unchanged vs 07-2026lowest value 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.26, compared with 0.24 in 2024, below 1; short-term debt: 360.1% and cash: 25% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 29% on liquidity, 6% on profitability and 26% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €7,755
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 of the last 3 late
NBB · filings
raises risk · Negative equity -€20,168
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.26, cash €1,942
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2022232425
2020 to 2025 · latest year -€20,168
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
73 days early
2024
139 days late
2023
50 days late
2022
30 days late
2020
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 41 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 September (4 of the last 5 filed years within 88 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,796▲ 41.5%
2024 · -€3,070
Working capital
-€20,709▼ 9.5%
2024 · -€18,913
Trend over the years

2020 to 2025, 5 financial years

The operating result stays negative: a loss of €1,643 in 2025 against €2,917 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,643 2025 Net result-€1,796 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20202022202320242025
Operating result-€5,007--€3,650--€3,111▲ 14.8%-€2,917▲ 6.3%-€1,643▲ 43.7%
Net result-€5,007below the sector's middle half--€3,803below the sector's middle half--€3,272within the sector's middle half▲ 14.0%-€3,070below the sector's middle half▲ 6.2%-€1,796below the sector's middle half▲ 41.5%
Equity-€4,807below the sector's middle half--€12,030below the sector's middle half--€15,302below the sector's middle half▼ 27.2%-€18,372below the sector's middle half▼ 20.1%-€20,168below the sector's middle half▼ 9.8%
Total assets€5,893below the sector's middle half-€5,078below the sector's middle half-€7,763below the sector's middle half▲ 52.9%€6,482below the sector's middle half▼ 16.5%€7,755below the sector's middle half▲ 19.6%
Debt€10,700-€17,108-€23,065▲ 34.8%€24,854▲ 7.8%€27,923▲ 12.3%
Working capital-€9,446below the sector's middle half--€13,781below the sector's middle half--€16,128below the sector's middle half▼ 17.0%-€18,913below the sector's middle half▼ 17.3%-€20,709below the sector's middle half▼ 9.5%
Solvency-81.6%below the sector's middle half--236.9%below the sector's middle half--197.1%below the sector's middle half▲ 39.8pp-283.4%below the sector's middle half▼ 86.3pp-260.1%below the sector's middle half▲ 23.3pp
Current ratio0.12below the sector's middle half-0.19below the sector's middle half-0.30below the sector's middle half▲ 0.110.24below the sector's middle half▼ 0.060.26below the sector's middle half▲ 0.02
Return on assets (ROA)-85.0%below the sector's middle half--74.9%below the sector's middle half--42.1%below the sector's middle half▲ 32.7pp-47.4%below the sector's middle half▼ 5.2pp-23.2%below the sector's middle half▲ 24.2pp
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7,755
Fixed assets €541 =
Current assets €7,214 ▲ 21.4%
Equity and liabilities
Equity-€20,168
Debt€27,923
Equity is negative: debt (€27,923) exceeds the balance-sheet total (€7,755).
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.13▲
2024 · 0.10
Debt ≤ 1 year
€27,923▲
2024 · €24,854
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,007 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 82.9% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
82.9% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,007 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,482€7,755▲
Fixed assets21/28€541€541=
Tangible fixed assets22/27€541€541=
Furniture and vehicles24€541€541=
Current assets29/58€5,941€7,214▲
Stocks and contracts in progress3€3,496€3,496=
Stocks30/36€3,496€3,496=
Amounts receivable within one year40/41€1,755€1,776▲
Trade receivables40€210€210=
Other amounts receivable41€1,545€1,566▲
Cash at bank and in hand54/58€690€1,942▲
Equity and liabilities
Total equity and liabilities10/49€6,482€7,755▲
Equity10/15-€18,372-€20,168▼
Contributions10/11€200€200=
Profit (loss) carried forward14-€18,572-€20,368▼
Amounts payable17/49€24,854€27,923▲
Amounts payable within one year42/48€24,854€27,923▲
Other amounts payable47/48€24,854€27,923▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€285-
Other operating charges640/8€69€50▼
Gross operating margin9900-€2,562-€1,593▲
Operating profit (loss)9901-€2,917-€1,643▲
Financial charges65/66B€153€153=
Recurring financial charges65€153€153=
Profit (loss) for the period before taxes9903-€3,070-€1,796▲
Profit (loss) for the period9904-€3,070-€1,796▲
Profit (loss) for the period to be appropriated9905-€3,070-€1,796▲
Appropriation of the result
Profit (loss) to be appropriated9906-€18,572-€20,368▼
Profit (loss) brought forward from the previous period14P-€15,502-€18,572▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,361€2,285€925€285--
Other operating charges640/8-€394€491€69€50▼ 27.8%
Gross operating margin9900-€3,565-€971-€1,696-€2,562-€1,593▲ 37.8%
Operating profit (loss)9901-€5,007-€3,650-€3,111-€2,917-€1,643▲ 43.7%
Recurring financial income75€0-----
Financial charges65/66B-€153€161€153€153=
Recurring financial charges65€0€153€161€153€153=
Profit (loss) for the period before taxes9903-€5,007-€3,803-€3,272-€3,070-€1,796▲ 41.5%
Profit (loss) for the period9904-€5,007-€3,803-€3,272-€3,070-€1,796▲ 41.5%
Profit (loss) for the period to be appropriated9905-€5,007-€3,803-€3,272-€3,070-€1,796▲ 41.5%
Line20202022202320242025Change
Assets
Total assets20/58€5,893€5,078€7,763€6,482€7,755▲ 19.6%
Fixed assets21/28€4,639€1,751€826€541€541=
Tangible fixed assets22/27€4,639€1,751€826€541€541=
Furniture and vehicles24-€1,751€826€541€541=
Current assets29/58€1,254€3,327€6,937€5,941€7,214▲ 21.4%
Stocks and contracts in progress3--€3,496€3,496€3,496=
Stocks30/36--€3,496€3,496€3,496=
Amounts receivable within one year40/41€433€2,428€1,528€1,755€1,776▲ 1.2%
Trade receivables40-€1,600€210€210€210=
Other amounts receivable41-€829€1,318€1,545€1,566▲ 1.3%
Cash at bank and in hand54/58€611€858€1,913€690€1,942▲ 181%
Deferred charges and accrued income490/1-€40----
Equity and liabilities
Total equity and liabilities10/49€5,893€5,078€7,763€6,482€7,755▲ 19.6%
Equity10/15-€4,807-€12,030-€15,302-€18,372-€20,168▼ 9.8%
Contributions10/11-€200€200€200€200=
Profit (loss) carried forward14-€5,007-€12,230-€15,502-€18,572-€20,368▼ 9.7%
Amounts payable17/49€10,700€17,108€23,065€24,854€27,923▲ 12.3%
Amounts payable within one year42/48€10,700€17,108€23,065€24,854€27,923▲ 12.3%
Trade debts44--€457---
Suppliers440/4--€457---
Other amounts payable47/48-€17,108€22,608€24,854€27,923▲ 12.3%
Line20202022202320242025Change
Profit (loss) for the period9904-€5,007-€3,803-€3,272-€3,070-€1,796▲ 41.5%
+ Depreciation and write-downs630€1,361€2,285€925€285--
Operating cash flow (approximation)-€3,646-€1,518-€2,347-€2,785-€1,796▲ 35.5%
Investment in fixed assets (approximation)--€0€0€0-
Change in cash--€1,054-€1,223€1,252-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 full format 19-05-2026 2026-00113809
31-12-2024 full format 17-12-2025 2025-00583450
31-12-2023 micro format 19-09-2024 2024-00466513
31-12-2022 micro format 30-08-2023 2023-00401377
31-12-2020 micro format 30-09-2021 2021-69700264

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 5,993 active companies whose main activity is agents in non-specialised wholesale trade (NACE 46190), figures are known for 2,556. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors found in Belgian Official Gazette deeds yet. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SOLUTIONEVE was incorporated on 31 October 2019 as a private limited company.1 Total assets rose from €5,893 in 2020 to €7,755 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
19-05
NBB filing Annual accounts filed
financial year 2025 · full format
2025
17-12
NBB filing Annual accounts filed
financial year 2024 · full format · 139 days late
2024
19-09
NBB filing Annual accounts filed
financial year 2023 · micro format · 50 days late
2023
30-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 30 days late
2021
30-09
NBB filing Annual accounts filed
financial year 2020 · micro format · 61 days late
NBB filing

Register details

Identification
Legal formPrivate limited company
Founded31-10-2019
Financial year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
71113Urban planning and landscape architecture
81300Landscape service activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0736974425
Also 9925:BE0736974425
Registered 22-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
1,231 m²
Building footprint
217 m²
Building volume
2,622 m³
Parcel 21019A0182/00S005, Brussels · tallest building 13.9 m. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
SOLUTIONEVE
Nestor Plissartlaan 95, 1150 Sint-Pieters-WoluweAgents in non-specialised wholesale trade
since 2019unit no. 2.296.184.196
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21019A0182/00S005 Brussels 1,231 m² 1 · 217 m² 13.9 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.