Solution4U
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of Solution4U is 3.0% (moderate). The 2025 annual accounts show negative equity (-€22,557) and a net result of -€15,129. Equity has been shrinking by about 180% per year since 2023. Its solvency ranks better than 5% of 13,716 sector peers (NACE 46, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 18-02-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Heikantstraat 228, 2900 Schoten
- Activity
- Agents in the wholesale of furniture, household goods and hardware NACE 46150
- Establishment unit
- 2.342.387.969 2900 Schoten, since 18-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.0%
- Gross margin
- -€13,496
- ▼ 75.0%
- Loss
- €15,129
- ▲ 31.0%
- Equity
- -€22,557
- ▼ 204%
- Total assets
- €187
- ▼ 96.0%
Score breakdownraises riskLast filed accounts filed 61 days late; 3 of the last 3 accounts lateLoss of €15,129, the second in a row (financial year 2025)Negative equity -€22,557lowers riskSize: total assets €187Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 5% on liquidity, 6% on profitability and 2% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 3 accounts on average 76 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00545910.
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 30-09-2026
- Format
- micro format
- Reference
- 2026-00545910
2023 to 2025, 3 financial years
The operating result for 2025 is a loss of €14,941, larger than the loss of €10,889 in 2024. It is the lowest result since 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets and working capital.
Companies with the same profile, two years later
Historical observationIn July 2024, 7,639 companies had the same profile as Solution4U has now. Two years later, 8.8% had gone bankrupt and 84.9% were still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Solution4U itself: 3.0% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Solution4U. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,152 | €1,313 | €457 | ▼ 65.2% |
| Other operating charges640/8 | €890 | €1,862 | €988 | ▼ 46.9% |
| Gross operating margin9900 | €7,590 | -€7,714 | -€13,496 | ▼ 75.0% |
| Operating profit (loss)9901 | €2,548 | -€10,889 | -€14,941 | ▼ 37.2% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €38 | €451 | €56 | ▼ 87.5% |
| Recurring financial charges65 | €38 | €451 | €56 | ▼ 87.5% |
| Profit (loss) for the period before taxes9903 | €2,510 | -€11,340 | -€14,997 | ▼ 32.3% |
| Income taxes67/77 | €1,890 | €208 | €132 | ▼ 36.4% |
| Profit (loss) for the period9904 | €620 | -€11,547 | -€15,129 | ▼ 31.0% |
| Profit (loss) for the period to be appropriated9905 | €620 | -€11,547 | -€15,129 | ▼ 31.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €18,243 | €4,618 | €187 | ▼ 96.0% |
| Fixed assets21/28 | €1,769 | €457 | - | - |
| Tangible fixed assets22/27 | €1,769 | €457 | - | - |
| Furniture and vehicles24 | €1,769 | €457 | - | - |
| Current assets29/58 | €16,474 | €4,162 | €187 | ▼ 95.5% |
| Amounts receivable within one year40/41 | €16,341 | €400 | €80 | ▼ 79.9% |
| Trade receivables40 | €16,337 | - | - | - |
| Other amounts receivable41 | €4 | €400 | €80 | ▼ 79.9% |
| Cash at bank and in hand54/58 | €16 | €3,762 | €3 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | €117 | - | €104 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €18,243 | €4,618 | €187 | ▼ 96.0% |
| Equity10/15 | €4,120 | -€7,427 | -€22,557 | ▼ 204% |
| Contributions10/11 | €3,500 | €3,500 | €3,500 | = |
| Profit (loss) carried forward14 | €620 | -€10,927 | -€26,057 | ▼ 138% |
| Amounts payable17/49 | €14,123 | €12,046 | €22,744 | ▲ 88.8% |
| Amounts payable after more than one year17 | - | - | €5,000 | - |
| Financial debts170/4 | - | - | €5,000 | - |
| Amounts payable within one year42/48 | €10,315 | €12,046 | €17,744 | ▲ 47.3% |
| Trade debts44 | €315 | €1,736 | €6,933 | ▲ 299% |
| Suppliers440/4 | €315 | €1,736 | €6,933 | ▲ 299% |
| Taxes, remuneration and social security45 | €7,562 | €7,752 | €8,588 | ▲ 10.8% |
| Taxes450/3 | €4,776 | €3,388 | €1,958 | ▼ 42.2% |
| Remuneration and social security454/9 | €2,787 | €4,364 | €6,630 | ▲ 51.9% |
| Other amounts payable47/48 | €2,437 | €2,558 | €2,223 | ▼ 13.1% |
| Accrued charges and deferred income492/3 | €3,808 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €620 | -€11,547 | -€15,129 | ▼ 31.0% |
| + Depreciation and write-downs630 | €4,152 | €1,313 | €457 | ▼ 65.2% |
| Operating cash flow (approximation) | €4,772 | -€10,235 | -€14,673 | ▼ 43.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - |
| Change in cash | - | €3,746 | -€3,759 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Comparable companies
These companies have the same main activity as Solution4U: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €276 and €1,560, founded between 2017 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| Solution4U Schoten | 2023 | €187 | -€22,557 | -€13,496 | -€15,129 | 2025 |
| TISIR.BE Anderlecht | 2021 | €276 | -€5,558 | €122 | €67 | 2025 |
| ADAUPERAN Oupeye | 2020 | €458 | €29 | €1,192 | €531 | 2025 |
| ACOADE Hasselt | 2022 | €1,050 | -€36,185 | -€2,864 | -€3,281 | 2025 |
| SAID TNS 509 La Bruyère | 2023 | €1,142 | €371 | -€387 | -€729 | 2024 |
| VD PHARMA CONSULTING Soignies | 2024 | €1,562 | €915 | €1,448 | €1,368 | 2025 |
| LP Investments Antwerpen | 2017 | €1,155 | €174 | -€2,257 | -€2,982 | 2025 |
They were chosen from the 776 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| EBERHARDT Joeri Rosette Frank Arthur Louis |
|
The board according to the articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer, Bestuursorgaan”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 22-02-2023 (in Dutch)
Owners and capital
Capital transactions
- EBERHARDT Joeri Rosette Frank Arthur Louis 100 shares (100%) · €3,500
- 22-02-2023 Incorporation · €3,500 · 100 shares
Shares according to the articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Gelijk recht in de winstverdeling, gelijk recht in het vereffeningsaldo”
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Vergoeding bestuurders, algemene kosten”“Dagelijks bestuur, bestuursorgaan”“Toezicht, één of meerdere commissarissen”“Bestemming winst-reserves, algemene vergadering”1 more provision in the deed, see the deed of 22-02-2023
Articles of association, deed of 22-02-2023 (in Dutch)
Group and network
Connections & network
1 current directorThe network starts from the directors of Solution4U. Every other company they run is a node.
History
On 18 February 2023, Solution4U was incorporated as a private limited company by one natural person, with a starting capital of €3,500.12 EBERHARDT Joeri Rosette Frank Arthur Louis is statutory director of the company, appointed in the act of 22-02-2023.2 The company has filed 3 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
22-02
Gazette deed
IncorporationAppointment: EBERHARDT Joeri Rosette Frank Arthur Louis (statutory director) · Founder · Founding capital8 points ▸
- Incorporation, 17-02-2023
- Founder, EBERHARDT Joeri Rosette Frank Arthur Louis
- Founding capital, €3,500
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Director appointment, EBERHARDT Joeri Rosette Frank Arthur Louis (statutory director), mentioned 2 times in the deed
- Board rule, 1, “oprichter” (deed in Dutch)
- Pre-incorporation commitments, “takeover, verbintenissen,verplichtingen,activiteiten in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
- Other provision, “uittreksel voorafgaand registratie, voldoen openbaarmakingsvereiste” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202513 activities
- De installatie, import, export, aan- en verkoop, onderhoud en reiniging van fotovoltaïsche zonnepanelen, omvormers en andere toebehoren, het plaatsen en monteren van fotovoltaïsche installaties (zonnecelpanelen), het aansluiten van deze installaties op het openbaar distributienet;
- De verkoop van elektriciteit uit eigen energiebronnen (onder andere zonnepanelen);
- Het aanleggen, onderhouden, monteren en demonteren, het fabriceren van elektrotechnische installaties en artikelen, van brandbeveiliging en diefstalbeveiliging, van telefoon--installaties, almede van de hieraan aanverwante installa-ties en artikelen, in de meest ruime zin van het woord;
- De import en export van, en de groot- en kleinhandel, agentuur en vertegenwoordiging in alle goederen in de ruimste zin van de betekenis, zowel fysiek ter plaatse als online, en dit rechtstreeks of onrechtstreeks als makelaar, als agent, commissionair, bemiddelaar of tussenpersoon in het algemeen en dit zowel voor eigen rekening als voor rekening van derden;
- Het voeren van een algemene bouwonderneming en een onderne-ming voor het optrekken van gebouwen; het voeren van een onderneming met de volgende aktiviteiten: het bedekken van gebouwen; slopingswerken van gebouwen en alle soorten af-braakwerken; waterdichtingswerken; het schilderen van gebou-wen; alle soorten bezettingswerken; het leggen van tegelvloe-ren en mozaiek, en het plaatsen van alle andere wand- en vloerbekledingen; het uitvoeren van alle soorten elektrici-teitswerken met inbegrip van plaatsing en herstelling;
- Het aanleggen van zwemvijvers en andere tuininfrastructuur;
- Bouw van speel- en sportterreinen, zwembaden, enzovoort;
- Aanmaken en verhandelen van cryptovaluta, bitcoins, ethereums en altcoins;
- Wisselkantoor;
- Valutatrading;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals aan-en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen;
- Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11040D0252/00L010 | Flanders | 574 m² | 1 · 249 m² | 9.6 m · 3 |