VD PHARMA CONSULTING
ActiveThe computed 12-month bankruptcy probability of VD PHARMA CONSULTING is 2.0% (moderate). The 2025 annual accounts show equity of €915 and a net result of €1k. Its solvency ranks better than 63% of 11200 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +73 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+65
Growth78
Stability82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€915
2024 · €-454
2024: €-454
2024 → 2025
Total assets
€2k▲ 1,201%
2024 · €120
2024: €120
2024 → 2025
Net result
€1k
2024 · €-2k
2024: €-2k
2024 → 2025
Working capital
€915
2024 · €-454
2024: €-454
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-454-€915
Operating result€-2k-€1k
Net result€-2k-€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €2k in 2024.
Balance-sheet composition
Equity and liabilities €2k
Equity
€915
Debt
€647
Debt finances 41.4% of the balance-sheet total.
Key figures and ratios
Debt
€647▲
2024 · €574
Debt ≤ 1 year
€647▲
2024 · €574
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120€2k▲
Current assets29/58€120€2k▲
Amounts receivable within one year40/41€120-
Other amounts receivable41€120-
Cash at bank and in hand54/58€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€120€2k▲
Equity10/15€-454€915▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-2k€-1k▲
Amounts payable17/49€574€647▲
Amounts payable within one year42/48€574€647▲
Taxes, remuneration and social security45-€647
Taxes450/3-€647
Other amounts payable47/48€574-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€2k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€38-
Gross operating margin9900€-2k€1k▲
Operating profit (loss)9901€-2k€1k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B-€83
Recurring financial charges65-€83
Profit (loss) for the period before taxes9903€-2k€1k▲
Profit (loss) for the period9904€-2k€1k▲
Profit (loss) for the period to be appropriated9905€-2k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-1k▲
Profit (loss) brought forward from the previous period14P-€-2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity times 12current ratio 2.41
Current ratio from 0.21 to 2.41.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Déportés 927061 SoigniesGround area
1,276 m²
Building footprint
230 m²
Volume, LiDAR
2,235 m³
2 parcels, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VD PHARMA CONSULTING
since 20242.360.525.187
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55006D0157/03D000 | Wallonia | 727 m² | 1 · 97 m² | 6.9 m · 2 fl. |
| 53020D1449/00D000 | Wallonia | 549 m² | 1 · 133 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PM INTERIEUR
BE 0454.663.249
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MODESTY
BE 0670.422.725
La Louvière · Eq €840
ESA GROUP
BE 1006.445.967
Antwerpen · Eq €1k
MUMKIN
BE 0668.843.407
Leuven · Eq €793
Patri Monia
BE 0555.688.947
Deinze · Eq €770
Of 1,734 companies in sector 46150 we hold annual accounts for 750. 85 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2024
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.