SOLUTIO
ActiveSummary
SOLUTIO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,050 and a net result of -€4,493. Its solvency ranks better than 86% of 9,643 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
- Equity
- €95,050
- Loss
- -€4,493
- DEMAERSCHALK MatthiasDirector
- KUNNEN JanDirector
- VAN HOESERLANDE Loic Herwig AngéliqueDirector
Why 68raises riskLast filed accounts filed 31 days late; 2 of the last 3 lateLoss of €4,493 (financial year 2025)Liquidity: current ratio 0.59, cash €4,395, halvedlowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 88% on solvency, 45% on liquidity, 33% on profitability and 32% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 31 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointments: KUNNEN Jan, VAN HOESERLANDE…
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00504280.
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €4,447 after €39,887 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,726 | €32,993 | ▼ 7.7% |
| Other operating charges640/8 | €772 | €400 | ▼ 48.2% |
| Gross operating margin9900 | €76,385 | €28,945 | ▼ 62.1% |
| Operating profit (loss)9901 | €39,887 | -€4,447 | - |
| Financial income75/76B | €138 | €41 | ▼ 70.1% |
| Recurring financial income75 | €138 | €41 | ▼ 70.1% |
| Financial charges65/66B | €500 | €87 | ▼ 82.7% |
| Recurring financial charges65 | €500 | €87 | ▼ 82.7% |
| Profit (loss) for the period before taxes9903 | €39,525 | -€4,493 | - |
| Income taxes67/77 | €1 | €0 | ▼ 80.3% |
| Profit (loss) for the period9904 | €39,524 | -€4,493 | - |
| Profit (loss) for the period to be appropriated9905 | €39,524 | -€4,493 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €173,656 | €109,933 | ▼ 36.7% |
| Fixed assets21/28 | €118,892 | €101,154 | ▼ 14.9% |
| Intangible fixed assets21 | €118,233 | €100,798 | ▼ 14.7% |
| Tangible fixed assets22/27 | €659 | €356 | ▼ 46.0% |
| Furniture and vehicles24 | €659 | €356 | ▼ 46.0% |
| Current assets29/58 | €54,764 | €8,779 | ▼ 84.0% |
| Amounts receivable within one year40/41 | €39,864 | €4,319 | ▼ 89.2% |
| Trade receivables40 | €26,422 | €726 | ▼ 97.3% |
| Other amounts receivable41 | €13,442 | €3,593 | ▼ 73.3% |
| Cash at bank and in hand54/58 | €14,895 | €4,395 | ▼ 70.5% |
| Deferred charges and accrued income490/1 | €4 | €64 | ▲ 15× |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €173,656 | €109,933 | ▼ 36.7% |
| Equity10/15 | €99,543 | €95,050 | ▼ 4.5% |
| Contributions10/11 | €60,019 | €60,019 | = |
| Profit (loss) carried forward14 | €39,524 | €35,031 | ▼ 11.4% |
| Amounts payable17/49 | €74,113 | €14,884 | ▼ 79.9% |
| Amounts payable within one year42/48 | €54,305 | €14,884 | ▼ 72.6% |
| Trade debts44 | €28,744 | €1,199 | ▼ 95.8% |
| Suppliers440/4 | €28,744 | €1,199 | ▼ 95.8% |
| Advances received on contracts in progress46 | €1,930 | €0 | ▼ 100% |
| Other amounts payable47/48 | €23,632 | €13,684 | ▼ 42.1% |
| Accrued charges and deferred income492/3 | €19,808 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €39,524 | -€4,493 | - |
| + Depreciation and write-downs630 | €35,726 | €32,993 | ▼ 7.7% |
| Operating cash flow (approximation) | €75,250 | €28,500 | ▼ 62.1% |
| Investment in fixed assets (approximation) | - | -€15,255 | - |
| Change in cash | - | -€10,500 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00504280 |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00483811 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 to 2025 · 5 entries · €83,000 awarded · €71,000 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 2 | €0 | €0 |
| 2024 | 1 | €24,000 | €12,000 |
| 2023 | 2 | €59,000 | €59,000 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DEMAERSCHALK Matthias |
|
| KUNNEN Jan |
|
| VAN HOESERLANDE Loic Herwig Angélique |
|
Owners and capital
Capital and shareholders
- KUNNEN Jan founder
- VAN HOESERLANDE Loic Herwig Angélique founder
- DEMAERSCHALK Matthias founder
- imec.istart fund (BE 0672.768.937)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 02-06-2023 Incorporation · €60,018.60 · 3,000 shares
Group and network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
02-06
Gazette deed
IncorporationAppointments: KUNNEN Jan, VAN HOESERLANDE Loic Herwig Angélique and DEMAERSCHALK Matthias · Founder · Capital contribution9 facts ▸
- Incorporation, 31-05-2023
- Founder, KUNNEN Jan
- Founder, VAN HOESERLANDE Loic Herwig Angélique
- Founder, DEMAERSCHALK Matthias
- Capital contribution
- Founding capital, €60,018.60
- Director appointment, KUNNEN Jan (director)
- Director appointment, VAN HOESERLANDE Loic Herwig Angélique (director)
- Director appointment, DEMAERSCHALK Matthias (director)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23033B0581/00R003 | Flanders | 343 m² | 1 · 145 m² | 11.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Growth consulting; Learn: Bijlessen aan studenten en werknemers, bedrijfspresentaties, en skills workshops; Connect…” (deed in Dutch)
32 activities (deed in Dutch)
- Growth consulting.
- Learn: Bijlessen aan studenten en werknemers, bedrijfspresentaties, en skills workshops.
- Connect: teambuildingactiviteiten, organisatie van evenementen, en rekrutering.
- Innovate: bedrijfsontwikkelingsactiviteiten in de vorm van advisering op vlak van bedrijfsvoering, strategie, business development, etc.
- Leveren van diensten als vertegenwoordiger van een bepaald merk of een bepaalde onderneming.
- Diverse administratieve activiteiten ten behoeve van kantoren.
- Overige zakelijke dienstverlening, n.e.g.
- Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering.
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.
- Detailhandel in allerlei producten via het internet (e-commerce) en programmeren van computerprogramma's.
- De aan- en verkoop, alsook het ontwerp, fabricage, levering en plaatsing van kantoorelementen en tools.
- Ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media.
- Managementactiviteiten van holdings: tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
- Activiteiten van hoofdkantoren.
- Handelsbemiddeling in goederen, algemeen assortiment, en andere goederen.
- Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis.
- Bemiddeling (zoeken voor een derde aannemer en/of beroepstakken).
- Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning, organisatie, efficiëntie, enz.
- Toezien op de werkzaamheden.
- Ontwikkeling van projecten.
- Het geven van opleidingen, trainingen en aanverwante.
- Onderzoek naar de omvang van de markt voor bepaalde producten, de ontvangst en de bekendheid van producten en koopgewoonten, met het oog op verkoopbevordering en ontwikkeling van nieuwe producten.
- Beleggen van commercieel, privaat, en eigen kapitaal in onder andere obligaties, FX, aandelen, …
- Ontwerpen en plaatsen van buitenreclame: reclameborden en -panelen, lichtkranten en neonreclame, aanbrengen van reclame op bussen, enz.
- Reclamebureaus.
- Beheer van residentieel en niet-residentieel onroerend goed voor een vast bedrag of op contractbasis.
- Innen van de huur.
- Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen.
- Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen.
- Handel in onroerend goed.
- Handelsbemiddeling in onroerend goed.
- Het uitvoeren van karweiwerken in de meest ruime zin.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SOLUTIO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)“1560 Hoeilaart,Edmond Vandervaerenstraat 45” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuurder(s)” (deed in Dutch)“Waarvoor overeenkomstig wet algemene vergadering bevoegd is, gezamenlijk” (deed in Dutch)“Bestuursorgaan kan bijzondere machten toekennen aan elke mandataris, collegiaal bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of May at 14:00