Meraude
ActiveSummary
Meraude has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €22k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+4
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.34 against 4.39 in 2024; short-term debt: 13.6% and cash: 87.1% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
6 d early
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 30.5%
2024 · €73k
2021: €20k
2022: €34k
2023: €57k
2024: €73k
2021 → 2025
Total assets
€110k▲ 17.1%
2024 · €94k
2021: €35k
2022: €59k
2023: €86k
2024: €94k
2021 → 2025
Net result
€22k▲ 41.3%
2024 · €16k
2021: €17k
2022: €15k
2023: €23k
2024: €16k
2021 → 2025
Working capital
€95k▲ 32.5%
2024 · €72k
2021: €17k
2022: €30k
2023: €54k
2024: €72k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€34k▲ 74.0%€57k▲ 66.8%€73k▲ 27.6%€95k▲ 30.5%
Operating result€24k-€21k▼ 10.7%€32k▲ 48.0%€22k▼ 29.5%€31k▲ 38.7%
Net result€17k-€15k▼ 12.6%€23k▲ 57.1%€16k▼ 31.2%€22k▲ 41.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €110k
Equity
€95k ▲ 30.5%
Debt
€15k ▼ 29.1%
Debt's share of the balance-sheet total falls from 22.5% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €24k
Cash flow
€23k▲
2024 · €17k
Current ratio
7.34▲
2024 · 4.39
Debt to equity
0.16▼
2024 · 0.29
ROE
23.4%▲
2024 · 21.6%
ROA
20.2%▲
2024 · 16.7%
Interest coverage
137.36▲
2024 · 106.14
Debt ≤ 1 year
€15k▼
2024 · €21k
Income taxes
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€110k▲
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€1k-
Current assets29/58€93k€110k▲
Amounts receivable within one year40/41€0€13k▲
Trade receivables40€0€13k▲
Cash at bank and in hand54/58€91k€96k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€94k€110k▲
Equity10/15€73k€95k▲
Contributions10/11€3k€3k=
Reserves13€70k€92k▲
Distributable reserves133€70k€92k▲
Amounts payable17/49€21k€15k▼
Amounts payable within one year42/48€21k€15k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€17k€10k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€327€327=
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€101k€96k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€650€667▲
Gross operating margin9900€25k€33k▲
Operating profit (loss)9901€22k€31k▲
Financial charges65/66B€227€234▲
Recurring financial charges65€227€234▲
Profit (loss) for the period before taxes9903€22k€31k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€16k€22k▲
Profit (loss) for the period to be appropriated9905€16k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€22k▲
Transfer to equity691/2€16k€22k▲
To other reserves6921€16k€22k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €23k ▲57.1%
Operating result €32k, net result €23k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €15k ▼12.6%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Vincartpark 99220 Hamme (Vl.)Ground area
715 m²
Building footprint
134 m²
Volume, LiDAR
702 m³
Parcel 42452B1253/00F000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meraude
since 20202.313.308.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B1253/00F000 | Flanders | 715 m² | 1 · 134 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BINDERY MANAGEMENT
BE 0752.661.107
Grimbergen · Eq €95,046
GHEERAERT SHARED SERVICES
BE 0757.801.909
Zedelgem · Eq €95,043
BE-AM
BE 1006.517.629
Antwerpen · Eq €95,043
SOLUTIO
BE 0802.276.805
Hoeilaart · Eq €95,050
ESZE Administration & Consulting
BE 0767.942.070
Beerse · Eq €95,106
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.