SoLoT3
ActiveSoLoT3 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.03M and a net result of €44k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 3168 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+4
Solvency100=
Growth63▲+1
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.2 against 7.54 in 2024), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
43 d early
2023
20 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€625k▲ 3.2%
2024 · €605k
2022: €618k
2023: €597k
2024: €605k
2022 → 2025
EBIT margin
2.9%▲ 3.1pp
2024 · -0.2%
2022: 11.8%
2023: -0.1%
2024: -0.2%
2022 → 2025
Net result
€44k▲ 23.9%
2024 · €35k
2022: €7k
2023: €394k
2024: €35k
2022 → 2025
Working capital
€1.72M▼ 13.0%
2024 · €1.97M
2022: €-232k
2023: €2.24M
2024: €1.97M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€618k-€597k▼ 3.3%€605k▲ 1.3%€625k▲ 3.2%
Equity€2.56M-€2.95M▲ 15.4%€2.99M▲ 1.2%€3.03M▲ 1.5%
Operating result€73k-€-744€-1k▼ 78.6%€18k
Net result€7k-€394k▲ 5,819%€35k▼ 91.1%€44k▲ 23.9%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.46M
Fixed assets
€2.33M=
Current assets
€2.13M▼ 6.6%
Equity and liabilities €4.46M
Equity
€3.03M▲ 1.5%
Debt
€1.43M▼ 11.9%
The debt ratio falls from 35.2% to 32.1%: equity grows while debt is paid down.
Key figures and ratios
Solvency
67.9%▲
2024 · 64.8%
Current ratio
5.20▼
2024 · 7.54
Quick ratio
5.20▼
2024 · 7.54
Debt / equity
0.47▼
2024 · 0.54
ROE
1.4%▲
2024 · 1.2%
ROA
1.0%▲
2024 · 0.8%
Debt
€1.43M▼
2024 · €1.62M
Debt ≤ 1 year
€409k▲
2024 · €302k
Debt > 1 year
€1.02M▼
2024 · €1.32M
Income taxes
€15k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.61M€4.46M▼
Fixed assets21/28€2.33M€2.33M=
Financial fixed assets28€2.33M€2.33M=
Affiliated companies280/1€2.33M€2.33M=
Participating interests280€2.33M€2.33M=
Current assets29/58€2.28M€2.13M▼
Amounts receivable after more than one year29€1.80M€1.50M▼
Other amounts receivable291€1.80M€1.50M▼
Amounts receivable within one year40/41€361k€400k▲
Trade receivables40€61k€100k▲
Other amounts receivable41€300k€300k=
Cash at bank and in hand54/58€52k€173k▲
Deferred charges and accrued income490/1€63k€54k▼
Equity and liabilities
Total equity and liabilities10/49€4.61M€4.46M▼
Equity10/15€2.99M€3.03M▲
Contributions10/11€2.55M€2.55M=
Profit (loss) carried forward14€436k€479k▲
Amounts payable17/49€1.62M€1.43M▼
Amounts payable after more than one year17€1.32M€1.02M▼
Financial debts170/4€1.20M€900k▼
Credit institutions173€1.20M€900k▼
Other amounts payable178/9€118k€118k=
Amounts payable within one year42/48€302k€409k▲
Current portion of amounts payable after more than one year42€300k€300k=
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€0€100k▲
Suppliers440/4€0€100k▲
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Operating income70/76A€605k€625k▲
Turnover70€605k€625k▲
Operating charges60/66A€606k€606k=
Services and other goods61€605k€605k=
Other operating charges640/8€968€998▲
Operating profit (loss)9901€-1k€18k▲
Financial income75/76B€87k€75k▼
Recurring financial income75€87k€75k▼
Income from current assets751€87k€75k▼
Other financial income752/9-€0
Financial charges65/66B€43k€35k▼
Recurring financial charges65€43k€35k▼
Debt charges650€42k€35k▼
Other financial charges652/9€90€138▲
Profit (loss) for the period before taxes9903€43k€58k▲
Income taxes67/77€8k€15k▲
Taxes670/3€8k€15k▲
Profit (loss) for the period9904€35k€44k▲
Profit (loss) for the period to be appropriated9905€35k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€436k€479k▲
Profit (loss) brought forward from the previous period14P€401k€436k▲
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Highest result since 2022net €394k ▲5819%
Net result €394k, the highest in the series.
31-12
Financial
Liquidity times 24current ratio 8.47
Current ratio from 0.35 to 8.47; short-term debt falls from €357k to €300k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arianelaan 311200 Sint-Lambrechts-WoluweGround area
1.0 ha
Building footprint
4,009 m²
Volume, LiDAR
33,493 m³
Parcel 21018A0007/00D003, Brussels · tallest building 20.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0007/00D003 | Brussels | 1.0 ha | 1 · 4,009 m² | 20.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHORUS
BE 0456.864.951
Brussel · Eq €3.03M
MD INVEST
BE 0474.191.230
Waregem · Eq €3.03M
GROEP VB
BE 0462.638.530
Ieper · Eq €3.03M
Yserhuis
BE 0898.724.301
Diksmuide · Eq €3.03M
Annebel Investments
BE 0891.325.773
Hamont-Achel · Eq €3.03M
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 15,694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.