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Yserhuis

Active
Private limited companyfounded 200818 yrs activeWoumenweg 120, 8600 Diksmuide, BelgiumKBO/BCE: BE 0898.724.301

Yserhuis has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.03M and a net result of €73k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 95% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 75.56; short-term debt: 1% and cash: 3.5% of total assets), and 1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99%
Return on assets
2.4%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
3 d late
2024
1 d late
2023
on the day
2022
25 d early
2021
2 d early
2020
13 d late
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€3.03M▲ 2.5%
2024 · €2.95M
2019: €2.75M 2020: €2.79M 2021: €2.85M 2022: €2.87M 2023: €2.89M 2024: €2.95M
2019 → 2025
Total assets
€3.06M▲ 3.1%
2024 · €2.97M
2019: €2.76M 2020: €2.79M 2021: €2.87M 2022: €2.89M 2023: €2.90M 2024: €2.97M
2019 → 2025
Net result
€73k▲ 10.0%
2024 · €67k
2019: €70k 2020: €35k 2021: €66k 2022: €16k 2023: €20k 2024: €67k
2019 → 2025
Working capital
€2.18M▲ 0.9%
2024 · €2.16M
2019: €2.04M 2020: €2.10M 2021: €2.20M 2022: €2.21M 2023: €2.17M 2024: €2.16M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.85M-€2.87M▲ 0.5%€2.89M▲ 0.7%€2.95M▲ 2.3%€3.03M▲ 2.5%
Operating result€-23k-€-20k▲ 14.0%€-16k▲ 22.3%€36k€42k▲ 18.4%
Net result€66k-€16k▼ 76.2%€20k▲ 28.7%€67k▲ 230%€73k▲ 10.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2021: €-23k€-23kNet result 2021: €66k€66kOperating result 2022: €-20k€-20kNet result 2022: €16k€16kOperating result 2023: €-16k€-16kNet result 2023: €20k€20kOperating result 2024: €36k€36kNet result 2024: €67k€67kOperating result 2025: €42k€42kNet result 2025: €73k€73k20212022202320242025
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.06M
Fixed assets €852k▲ 6.8%
Current assets €2.21M▲ 1.7%
Equity and liabilities €3.06M
Equity €3.03M▲ 2.5%
Debt €29k▲ 174%
The debt ratio rises from 0.4% to 1.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€54k
2024 · €50k
Cash flow
€85k
2024 · €81k
Solvency
99.0%
2024 · 99.6%
Current ratio
75.56
Quick ratio
75.56
Debt / equity
0.01
2024 · 0.00
ROE
2.4%
2024 · 2.3%
ROA
2.4%
2024 · 2.2%
Interest coverage
65.03
2024 · 730.83
Debt
€29k
2024 · €11k
Debt ≤ 1 year
€29k
2024 · €11k
Income taxes
€26k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.97M€3.06M
Fixed assets21/28€798k€852k
Tangible fixed assets22/27€302k€272k
Land and buildings22€297k€266k
Furniture and vehicles24€5k€5k
Financial fixed assets28€496k€580k
Current assets29/58€2.17M€2.21M
Amounts receivable after more than one year29€1.10M€1.10M=
Other amounts receivable291€1.10M€1.10M=
Amounts receivable within one year40/41€837k€922k
Trade receivables40€16k€49k
Other amounts receivable41€820k€873k
Current investments50/53€100k€75k
Cash at bank and in hand54/58€130k€108k
Deferred charges and accrued income490/1€385€454
Equity and liabilities
Total equity and liabilities10/49€2.97M€3.06M
Equity10/15€2.95M€3.03M
Contributions10/11€744k€744k=
Reserves13€2.21M€2.28M
Tax-exempt reserves132€8k€8k=
Distributable reserves133€2.20M€2.28M
Amounts payable17/49€11k€29k
Amounts payable within one year42/48€11k€29k
Trade debts44€733€20k
Suppliers440/4€733€20k
Taxes, remuneration and social security45€10k€9k
Taxes450/3€10k€7k
Remuneration and social security454/9-€1k
Other amounts payable47/48-€26
Income statement Code20242025
Non-recurring operating income76A€16k€33k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k
Other operating charges640/8€8k€10k
Gross operating margin9900€58k€64k
Operating profit (loss)9901€36k€42k
Financial income75/76B€58k€58k
Recurring financial income75€58k€58k
Financial charges65/66B€69€829
Recurring financial charges65€69€829
Profit (loss) for the period before taxes9903€93k€99k
Income taxes67/77€27k€26k
Profit (loss) for the period9904€67k€73k
Profit (loss) for the period to be appropriated9905€67k€73k
Appropriation of the result
Profit (loss) to be appropriated9906€67k€73k
Transfer to equity691/2€67k€73k
To other reserves6921€67k€73k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
03-11
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
31-03
Financial Highest result since 2019net €73k ▲10%
Operating result €42k, net result €73k, both a record.
2024
01-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Weakest financial yearnet €16k ▼76.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
13-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2019
19-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
25-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
03-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Woumenweg 1208600 Diksmuide
Ground area
7,867 m²
Building footprint
271 m²
Volume, LiDAR
1,603 m³
Parcel 32472B0606/00A002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Yserhuis
Woumenweg 120, 8600 DiksmuideFinancial service activities, except insurance and pension funding
since 20082.171.542.859
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32472B0606/00A002 Flanders 7,867 m² 1 · 271 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 15,750 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-06-2008
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.