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SoliFisc

Active
Private limited companyfounded 20233 yrs activeRue du Fond Cattelain 1, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0800.177.150
Summary

SoliFisc has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,891 and a net result of €25,434. Its solvency ranks better than 32% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▼-24
Solvency61=
Growth52
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.99 in 2024; short-term debt: 32.9% and cash: 3.6% of total assets), and 64.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 d early
2024
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SoliFisc was incorporated on 30 March 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€157,891▲ 15.9%
2024 · €136,260
Total assets
€442,090▲ 15.2%
2024 · €383,757
Net result
€25,434▼ 73.6%
2024 · €96,260
Working capital
€36,210▼ 72.2%
2024 · €130,111
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€135,260-€45,360▼ 66.5%
Net result€96,260above the sector's middle half-€25,434within the sector's middle half▼ 73.6%
Equity€136,260within the sector's middle half-€157,891within the sector's middle half▲ 15.9%
Total assets€383,757within the sector's middle half-€442,090within the sector's middle half▲ 15.2%
Debt€247,497-€284,199▲ 14.8%
Working capital€130,111within the sector's middle half-€36,210within the sector's middle half▼ 72.2%
Solvency35.5%within the sector's middle half-35.7%within the sector's middle half▲ 0.2pp
Current ratio1.99within the sector's middle half-1.25within the sector's middle half▼ 0.74
Return on assets (ROA)25.1%within the sector's middle half-5.8%below the sector's middle half▼ 19.3pp
Staff (FTE)1.7-2.7▲ 58.8%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2024: €135,260€135,260Net result 2024: €96,260€96,260Operating result 2025: €45,360€45,360Net result 2025: €25,434€25,43420242025€0€50,000€100,000€150,000Operating result 2024: €135,260€135,000Net result 2024: €96,260€96,300Operating result 2025: €45,360€45,400Net result 2025: €25,434€25,40020242025
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €442,090
Fixed assets €260,527 ▲ 113%
Current assets €181,563 ▼ 30.6%
Equity and liabilities €442,090
Equity €157,891 ▲ 15.9%
Debt €284,199 ▲ 14.8%
Debt's share of the balance-sheet total falls from 64.5% to 64.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€106,821▼
2024 · €164,492
Cash flow
€86,895▼
2024 · €125,492
Debt to equity
1.80▼
2024 · 1.82
ROE
16.1%▼
2024 · 70.6%
Interest coverage
15.67▼
2024 · 33.73
Debt ≤ 1 year
€145,353▲
2024 · €131,373
Debt > 1 year
€138,846▲
2024 · €116,124
Income taxes
€13,110▼
2024 · €34,124
Staff costs
€212,636▲
2024 · €119,576
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€383,757€442,090▲
Fixed assets21/28€122,273€260,527▲
Intangible fixed assets21€118,497€253,591▲
Tangible fixed assets22/27€3,776€6,936▲
Furniture and vehicles24€3,776€6,936▲
Current assets29/58€261,484€181,563▼
Amounts receivable within one year40/41€175,500€163,206▼
Trade receivables40€175,500€163,197▼
Other amounts receivable41€0€9▲
Cash at bank and in hand54/58€85,658€16,125▼
Deferred charges and accrued income490/1€326€2,231▲
Equity and liabilities
Total equity and liabilities10/49€383,757€442,090▲
Equity10/15€136,260€157,891▲
Contributions10/11€40,000€40,000=
Profit (loss) carried forward14€96,260€117,891▲
Amounts payable17/49€247,497€284,199▲
Amounts payable after more than one year17€116,124€138,846▲
Financial debts170/4€116,124€138,846▲
Amounts payable within one year42/48€131,373€145,353▲
Current portion of amounts payable after more than one year42€19,632€31,742▲
Financial debts43€2-
Credit institutions430/8€2-
Trade debts44€55,311€36,803▼
Suppliers440/4€55,311€36,803▼
Taxes, remuneration and social security45€55,244€72,929▲
Taxes450/3€43,473€45,569▲
Remuneration and social security454/9€11,771€27,360▲
Other amounts payable47/48€1,184€3,879▲
Income statement Code20242025
Remuneration, social security and pensions62€119,576€212,636▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,232€61,461▲
Other operating charges640/8€384€1,573▲
Gross operating margin9900€284,452€321,030▲
Operating profit (loss)9901€135,260€45,360▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€4,876€6,816▲
Recurring financial charges65€4,876€6,816▲
Profit (loss) for the period before taxes9903€130,384€38,544▼
Income taxes67/77€34,124€13,110▼
Profit (loss) for the period9904€96,260€25,434▼
Profit (loss) for the period to be appropriated9905€96,260€25,434▼
Appropriation of the result
Profit (loss) to be appropriated9906€96,260€121,694▲
Profit (loss) brought forward from the previous period14P-€96,260
Profit to be distributed694/7-€3,803
Employees696-€3,803

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€119,576€212,636▲ 77.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,232€61,461▲ 110%
Other operating charges640/8€384€1,573▲ 309%
Gross operating margin9900€284,452€321,030▲ 12.9%
Operating profit (loss)9901€135,260€45,360▼ 66.5%
Financial income75/76B€0€0▼ 66.7%
Recurring financial income75€0€0▼ 66.7%
Financial charges65/66B€4,876€6,816▲ 39.8%
Recurring financial charges65€4,876€6,816▲ 39.8%
Profit (loss) for the period before taxes9903€130,384€38,544▼ 70.4%
Income taxes67/77€34,124€13,110▼ 61.6%
Profit (loss) for the period9904€96,260€25,434▼ 73.6%
Profit (loss) for the period to be appropriated9905€96,260€25,434▼ 73.6%
Line20242025Change
Assets
Total assets20/58€383,757€442,090▲ 15.2%
Fixed assets21/28€122,273€260,527▲ 113%
Intangible fixed assets21€118,497€253,591▲ 114%
Tangible fixed assets22/27€3,776€6,936▲ 83.7%
Furniture and vehicles24€3,776€6,936▲ 83.7%
Current assets29/58€261,484€181,563▼ 30.6%
Amounts receivable within one year40/41€175,500€163,206▼ 7.0%
Trade receivables40€175,500€163,197▼ 7.0%
Other amounts receivable41€0€9▲ 6,400%
Cash at bank and in hand54/58€85,658€16,125▼ 81.2%
Deferred charges and accrued income490/1€326€2,231▲ 585%
Equity and liabilities
Total equity and liabilities10/49€383,757€442,090▲ 15.2%
Equity10/15€136,260€157,891▲ 15.9%
Contributions10/11€40,000€40,000=
Profit (loss) carried forward14€96,260€117,891▲ 22.5%
Amounts payable17/49€247,497€284,199▲ 14.8%
Amounts payable after more than one year17€116,124€138,846▲ 19.6%
Financial debts170/4€116,124€138,846▲ 19.6%
Amounts payable within one year42/48€131,373€145,353▲ 10.6%
Current portion of amounts payable after more than one year42€19,632€31,742▲ 61.7%
Financial debts43€2--
Credit institutions430/8€2--
Trade debts44€55,311€36,803▼ 33.5%
Suppliers440/4€55,311€36,803▼ 33.5%
Taxes, remuneration and social security45€55,244€72,929▲ 32.0%
Taxes450/3€43,473€45,569▲ 4.8%
Remuneration and social security454/9€11,771€27,360▲ 132%
Other amounts payable47/48€1,184€3,879▲ 228%
Line20242025Change
Profit (loss) for the period9904€96,260€25,434▼ 73.6%
+ Depreciation and write-downs630€29,232€61,461▲ 110%
Operating cash flow (approximation)€125,492€86,895▼ 30.8%
Investment in fixed assets (approximation)--€199,714-
Change in cash--€69,533-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2026
07-07
State Gazette act Incorporation · Founding capital
Founder · Capital contribution
2025
29-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Equity above €150,000Eq €157,891 ▲15.9%
2 profitable years in a row build equity to €157,891.
2024
15-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2023
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Fond Cattelain 11435 Mont-Saint-Guibert
1 establishment unit
SoliFisc
Rue du Fond Cattelain 1, 1435 Mont-Saint-GuibertCertified accountants and tax accountants
since 20232.343.438.044

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,514 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-03-2023
Fiscal year end31-03
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail andreea.gherasim@bat-advisors.eu
Phone +32499875106
E-invoicing
Reachable via Peppol
Peppol ID 0208:0800177150
Registered 13-01-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.