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Complete company report
Generated 25-08-2026
Active BE 0840.156.194Non-profit association

SOLIDARITEITSKAS VAN HET FSMB-PERSONEEL

Zuidstraat 111 ·1000 Brussel, Belgium· 14 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of SOLIDARITEITSKAS VAN HET FSMB-PERSONEEL is 0.1% (very low). The 2025 annual accounts show equity of €289k and a net result of €-7k. Equity is shrinking by ~3.5% per year across the filed fiscal years. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €289k
Net result €-7k
Active 14 yrs
Board 7
Financial profile 5 of 5 axes measured · computed by Checked
Health62Profitability0Solvency100Growth58Stability100
64 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 62
Profitability 0
Solvency 100
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
62 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 02-06-2026 with the NBB · fiscal year 2025 · volledig
€-30k€-20k€-10k€0Operating result 2021: €-15k€-15kNet result 2021: €-9k€-9kOperating result 2022: €-18k€-18kNet result 2022: €-14k€-14kOperating result 2023: €-16k€-16kNet result 2023: €-24k€-24kOperating result 2024: €-22k€-22kNet result 2024: €1k€1kOperating result 2025: €-14k€-14kNet result 2025: €-7k€-7k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3.5%/year over 5 fiscal years, indicative, assuming unchanged policy.
€225k€250k€275k€300k€325k2026: €276k (€253k - €299k)2027: €266k (€243k - €289k)2028: €257k (€234k - €280k)2021: €332k2022: €318k2023: €294k2024: €296k2025: €289k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€-7k
- 21-25
Total assets
€291k
-2.5% 21-25
Equity
€289k
-2.2% 21-25
Working capital
€289k
-2.2% 21-25
Debt
€2k
-23.9% 21-25
Debt ≤ 1y
€2k
-23.9% 21-25
Current ratio
125.03
+28.1% 21-25
Quick ratio
125.03
+28.1% 21-25
Show 4 other metrics
Solvency
99.2%
+0.2% 21-25
Debt / equity
0.01
-22.1% 21-25
ROE
-2.3%
- 21-25
ROA
-2.3%
- 21-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA-
Net profit€-7k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€291k
Equity€289k
Debt€2k
of which ≤ 1y€2k
of which > 1y-
Working capital€289k
Employees (FTE)-
Ratios (computed)
2025
Current ratio125.03
Quick ratio125.03
Working capital ratio99.2%
Solvency99.2%
Debt / equity0.01
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-2.3%
ROE-2.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€291k
Current assets 29/58€291k
Investments 50/53€289k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€291k
Equity 10/15€289k
Accumulated profits (losses) 14€289k
Amounts payable 17/49€2k
Amounts payable within one year 42/48€2k
Income statement
Gross operating margin 9900€-88
Operating result 9901€-14k
Financial income 75€7k
Financial charges 65€189
Result before taxes 9903€-7k
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 9 directors
Directors derived from a single State Gazette act, under verification
All 7 current directors first appear in the same act (23035384). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Deweer Laura
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
  • Jemidar Nassera
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
  • Lacocque Alain
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
  • Laurent Bourgois
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
  • Laurent hubin
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
  • Lucia Farinella
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
Show 1 more sitting directors
  • Martinez Lovely
    Director
    State Gazette act 23035384 (13-03-2023)
    Current
    13-03-2023 → present
Former directors (2)
  • Allard Patric
    Director
    State Gazette act 23035384 (13-03-2023)
    Former
    - → 13-03-2023
  • Schiettecatte Alain
    Director
    State Gazette act 23035384 (13-03-2023)
    Former
    - → 13-03-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Non-profit association(017)
Incorporation11-10-2011
StatusActive
Postal code1000
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21004A0133/00C000 Brussels 1,501 m² 1 · 1,433 m² 32.8 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
02-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
21-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
22-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
13-03-2023
State Gazette act Director changes
2022
08-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
Belgian State Gazette reading coverage 0 of 10 acts read

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
13-03-2023 7 directors appointed, 2 resigning Director changes
  • Jemidar Nassera, Bestuurder
  • Laurent Bourgois, Bestuurder
  • Lacocque Alain, Bestuurder
  • Laurent hubin, Bestuurder
  • Deweer Laura, Bestuurder
  • Lucia Farinella, Bestuurder
  • Martinez Lovely, Bestuurder
  • Schiettecatte Alain, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR SOLIDARIS BRABANT
Legal nameNL SOLIDARITEITSKAS VAN HET FSMB-PERSONEEL
Registered office
Zuidstraat 111
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative