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Complete company report
Generated 21-08-2026
Active BE 0865.707.281Non-profit association

SOLIDARITE SAINT FRANCOIS

Rue Louis Loiseau 39A ·5000 Namur, Belgium· 22 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of SOLIDARITE SAINT FRANCOIS is 0.1% (very low). The 2025 annual accounts show equity of €2.25M and a net result of €26k. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €2.25M
Net result €26k
Active 22 yrs
Publications 1
Financial profile 5 of 5 axes measured · computed by Checked
Health58Profitability35Solvency100Growth68Stability100
72 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 58
Profitability 35
Solvency 100
Growth 68
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
58 / 100 Fair
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 24-07-2026 with the NBB · fiscal year 2025 · volledig
€-20k€0€20k€40k€60kRevenue 2022: €42k€42kOperating result 2022: €49k€49kNet result 2022: €49k€49kRevenue 2025: €51k€51kOperating result 2025: €-8k€-8kNet result 2025: €26k€26k20222025
RevenueOperating resultNet result
Revenue
€51k
+19.9% 22-25
EBITDA
€-2k
- 22-25
Net profit
€26k
-47.9% 22-25
Cash flow
€31k
-39.6% 22-25
Total assets
€2.34M
+5.6% 22-25
Equity
€2.25M
+12.0% 22-25
Working capital
€2.27M
+3.4% 22-25
Debt
€90k
-56.5% 22-25
Show 10 other metrics
Debt ≤ 1y
€42k
+614.7% 22-25
Current ratio
55.12
-85.3% 22-25
Quick ratio
55.12
-85.3% 22-25
Solvency
96.1%
+6.1% 22-25
Debt / equity
0.04
-61.2% 22-25
ROE
1.1%
-53.5% 22-25
ROA
1.1%
-50.7% 22-25
Net margin
50.2%
-56.6% 22-25
EBITDA margin
-4.1%
- 22-25
Interest coverage
-6.72
- 22-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue€51k
EBITDA€-2k
Net profit€26k
Cash flow€31k
Staff costs-
Income taxes-
Dividends-
Total assets€2.34M
Equity€2.25M
Debt€90k
of which ≤ 1y€42k
of which > 1y-
Working capital€2.27M
Employees (FTE)-
Ratios (computed)
2025
Current ratio55.12
Quick ratio55.12
Working capital ratio97.4%
Solvency96.1%
Debt / equity0.04
Long-term debt ratio-
Interest coverage-6.72
Gross margin-428.4%
Net margin50.2%
ROA1.1%
ROE1.1%
EBITDA margin-4.1%
Days sales outstanding-
Days payable outstanding9d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.34M
Fixed assets 21/28€20k
Tangible fixed assets 22/27€20k
Current assets 29/58€2.32M
Investments 50/53€1.45M
Cash & bank 54/58€835k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.34M
Equity 10/15€2.25M
Accumulated profits (losses) 14€2.25M
Amounts payable 17/49€90k
Amounts payable within one year 42/48€42k
Trade debts payable within one year 44€6k
Income statement
Turnover 70€51k
Gross operating margin 9900€-271
Operating result 9901€-8k
Financial income 75€33k
Financial charges 65€311
Result before taxes 9903€26k
Net result for the period 9904€26k
Result to be appropriated 9905€26k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Non-profit association(017)
Incorporation10-06-2004
StatusActive
Postal code5000
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92302G0546/00G007 Wallonia 6,889 m² 1 · 1,530 m² 7.1 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2023
26-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
16-02-2023
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
16-02-2023 11 reappointed Director changes
  • Claire ANDRE, Commissaris
  • Liliane TOUSSAINT, Commissaris
  • Sophie LERUTH, Commissaris
  • Vincent CLABECQ, Commissaris
  • Pierre-Yves ERNEUX, Commissaris
  • Vincent PHILIPPE, Commissaris
  • Benoît LIBERT, Commissaris
  • Luc OGER, Commissaris
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR SOLIDARITE SAINT FRANCOIS
Registered office
Rue Louis Loiseau 39A
5000 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative