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Solid Soft Design

Active
Private limited companyfounded 200026 yrs activePuursesteenweg(BOR) 200, 2880 Bornem, BelgiumKBO/BCE: BE 0472.478.387
Summary

Solid Soft Design has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,152 and a net result of -€3,251. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 20884 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100NACE 62010NACE 72220
1 site
Size
€87,991total assets 2025
Equity
€60,152
Loss
-€3,251
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 61 d early0 of 1 deed read
Why 93- Loss of €3,251 (FY 2025)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 3.54, cash €16,397+ Equity €60,152 (68.4% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 93+3
equity 68.4% of total assets
Liquidity 72+21
short-term debt 12.7% · cash 18.6%
Profitability 64-5
return on assets -3.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,833 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -1.0% vs 11-2024 01-2025: 0.2%▲ +57.3% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.1%▼ -2.6% vs 07-2025 09-2025: 0.1%▲ +0.7% vs 08-2025 10-2025: 0.2%▲ +8.8% vs 09-2025highest value 11-2025: 0.2%▼ -5.6% vs 10-2025 12-2025: 0.2%▲ +0.7% vs 11-2025 01-2026: 0.1%▼ -66.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%▲ +9.6% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 3.54, cash €16,397 lowers the probability
  • Equity €60,152 (68.4% of total assets) lowers the probability
  • Loss of €3,251 (FY 2025) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.54 against 3.45 in 2024; short-term debt: 12.7% and cash: 18.6% of total assets), and 31.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 61%, liquidity 55%, profitability 25%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.54, cash €16,397
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €60,152 (68.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €3,251 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
61 d early
2024
60 d early
2023
58 d early
2022
64 d early
2021
60 d early
2020
61 d early
2019
60 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€3,251
  3. Annual accounts filedfiscal year 2024 · micro…

Financials · fiscal year 2025, micro schema

Equity
€60,152▼ 12.1%
2024 · €68,403
Total assets
€87,991▼ 16.9%
2024 · €105,847
Net result
-€3,251
2024 · €157
Working capital
€28,255▲ 5.3%
2024 · €26,826
Trend over the years

2021 to 2025, 5 fiscal years 2019 to 2025, 7 fiscal years

The operating result turns negative in 2025: a loss of €888 after €3,411 in 2024, the lowest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result-€888 2025 Net result-€3,251 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€342-€14,266€17,692▲ 24.0%€15,528▼ 12.2%€28,236▲ 81.8%€3,411▼ 87.9%-€888
Net result-€2,412-€11,266within the sector's middle half€12,205within the sector's middle half▲ 8.3%€10,344within the sector's middle half▼ 15.2%€18,410within the sector's middle half▲ 78.0%€157below the sector's middle half▼ 99.1%-€3,251below the sector's middle half
Equity€16,022-€27,288within the sector's middle half▲ 70.3%€39,492within the sector's middle half▲ 44.7%€49,836within the sector's middle half▲ 26.2%€68,246within the sector's middle half▲ 36.9%€68,403within the sector's middle half▲ 0.2%€60,152within the sector's middle half▼ 12.1%
Total assets€74,616-€59,903below the sector's middle half▼ 19.7%€61,194below the sector's middle half▲ 2.2%€59,927below the sector's middle half▼ 2.1%€119,460within the sector's middle half▲ 99.3%€105,847within the sector's middle half▼ 11.4%€87,991within the sector's middle half▼ 16.9%
Debt€58,594-€32,615▼ 44.3%€21,702▼ 33.5%€10,091▼ 53.5%€51,214▲ 407%€37,444▼ 26.9%€27,839▼ 25.7%
Working capital-€336-€10,136below the sector's middle half€23,418within the sector's middle half▲ 131%€34,897within the sector's middle half▲ 49.0%€21,011within the sector's middle half▼ 39.8%€26,826within the sector's middle half▲ 27.7%€28,255within the sector's middle half▲ 5.3%
Solvency21.5%-45.6%within the sector's middle half▲ 24.1pp64.5%within the sector's middle half▲ 19.0pp83.2%above the sector's middle half▲ 18.6pp57.1%within the sector's middle half▼ 26.0pp64.6%within the sector's middle half▲ 7.5pp68.4%within the sector's middle half▲ 3.7pp
Current ratio0.99-1.53within the sector's middle half▲ 0.542.41within the sector's middle half▲ 0.885.45above the sector's middle half▲ 3.042.58within the sector's middle half▼ 2.863.45within the sector's middle half▲ 0.863.54within the sector's middle half▲ 0.09
Return on assets (ROA)-3.2%-18.8%within the sector's middle half▲ 22.0pp19.9%within the sector's middle half▲ 1.1pp17.3%within the sector's middle half▼ 2.7pp15.4%within the sector's middle half▼ 1.8pp0.1%below the sector's middle half▼ 15.3pp-3.7%below the sector's middle half▼ 3.8pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,991
Fixed assets €48,600 ▼ 28.6%
Current assets €39,391 ▲ 4.2%
Equity and liabilities €87,991
Equity €60,152 ▼ 12.1%
Debt €27,839 ▼ 25.7%
Debt's share of the balance-sheet total falls from 35.4% to 31.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,566▼
2024 · €22,667
Cash flow
€16,204▼
2024 · €19,413
Debt to equity
0.46▼
2024 · 0.55
ROE
-5.4%▼
2024 · 0.2%
Interest coverage
8.76▼
2024 · 9.46
Debt ≤ 1 year
€11,136▲
2024 · €10,967
Debt > 1 year
€16,482▼
2024 · €26,478
Income taxes
€249▼
2024 · €863
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€105,847€87,991▼
Fixed assets21/28€68,055€48,600▼
Tangible fixed assets22/27€68,055€48,600▼
Land and buildings22€3,846€3,205▼
Plant, machinery and equipment23€11,043€8,545▼
Furniture and vehicles24€53,165€36,850▼
Current assets29/58€37,793€39,391▲
Amounts receivable within one year40/41€29,063€13,562▼
Trade receivables40€20,625€10,541▼
Other amounts receivable41€8,439€3,021▼
Cash at bank and in hand54/58€1,070€16,397▲
Deferred charges and accrued income490/1€7,660€9,432▲
Equity and liabilities
Total equity and liabilities10/49€105,847€87,991▼
Equity10/15€68,403€60,152▼
Contributions10/11€6,200€6,200=
Reserves13€62,203€53,952▼
Distributable reserves133€62,203€53,952▼
Amounts payable17/49€37,444€27,839▼
Amounts payable after more than one year17€26,478€16,482▼
Financial debts170/4€26,478€16,482▼
Amounts payable within one year42/48€10,967€11,136▲
Current portion of amounts payable after more than one year42€10,205€9,996▼
Trade debts44€584€766▲
Suppliers440/4€584€766▲
Taxes, remuneration and social security45-€374
Taxes450/3-€374
Other amounts payable47/48€178-
Accrued charges and deferred income492/3-€221
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,256€19,454▲
Other operating charges640/8€704€834▲
Gross operating margin9900€23,371€19,400▼
Operating profit (loss)9901€3,411-€888▼
Financial income75/76B€4€5▲
Recurring financial income75€4€5▲
Financial charges65/66B€2,395€2,119▼
Recurring financial charges65€2,395€2,119▼
Profit (loss) for the period before taxes9903€1,020-€3,002▼
Income taxes67/77€863€249▼
Profit (loss) for the period9904€157-€3,251▼
Profit (loss) for the period to be appropriated9905€157-€3,251▼
Appropriation of the result
Profit (loss) to be appropriated9906€157-€3,251▼
Transfer from equity791/2-€8,251
Transfer to equity691/2€157-
To other reserves6921€157-
Profit to be distributed694/7-€5,000
Return on contributions (dividend)694-€5,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,108€18,930€17,997€3,960€13,311€19,256€19,454▲ 1.0%
Other operating charges640/8---€415€916€704€834▲ 18.4%
Gross operating margin9900€18,742€33,681€36,205€19,903€42,463€23,371€19,400▼ 17.0%
Operating profit (loss)9901-€342€14,266€17,692€15,528€28,236€3,411-€888▼ 126%
Financial income75/76B-----€4€5▲ 49.2%
Recurring financial income75€11----€4€5▲ 49.2%
Financial charges65/66B---€904€1,917€2,395€2,119▼ 11.5%
Recurring financial charges65€1,854€1,574€1,293€904€1,917€2,395€2,119▼ 11.5%
Profit (loss) for the period before taxes9903-€2,185€12,692€16,399€14,624€26,318€1,020-€3,002▼ 394%
Income taxes67/77€228€1,426€4,194€4,280€7,908€863€249▼ 71.2%
Profit (loss) for the period9904-€2,412€11,266€12,205€10,344€18,410€157-€3,251▼ 2,174%
Profit (loss) for the period to be appropriated9905-€2,412€11,266€12,205€10,344€18,410€157-€3,251▼ 2,174%
Line2019202020212022202320242025Change
Assets
Total assets20/58€74,616€59,903€61,194€59,927€119,460€105,847€87,991▼ 16.9%
Fixed assets21/28€46,984€30,531€21,140€17,180€85,171€68,055€48,600▼ 28.6%
Tangible fixed assets22/27€46,984€30,531€21,140€17,180€85,171€68,055€48,600▼ 28.6%
Land and buildings22---€5,128€4,487€3,846€3,205▼ 16.7%
Plant, machinery and equipment23---€8,454€11,204€11,043€8,545▼ 22.6%
Furniture and vehicles24---€3,598€69,480€53,165€36,850▼ 30.7%
Current assets29/58€27,632€29,372€40,054€42,747€34,289€37,793€39,391▲ 4.2%
Amounts receivable within one year40/41€20,654€18,833€34,800€20,108€19,477€29,063€13,562▼ 53.3%
Trade receivables40---€18,375€17,416€20,625€10,541▼ 48.9%
Other amounts receivable41---€1,732€2,061€8,439€3,021▼ 64.2%
Cash at bank and in hand54/58€1€1,712€4,452€14,822€4,634€1,070€16,397▲ 1,432%
Deferred charges and accrued income490/1---€7,818€10,177€7,660€9,432▲ 23.1%
Equity and liabilities
Total equity and liabilities10/49€74,616€59,903€61,194€59,927€119,460€105,847€87,991▼ 16.9%
Equity10/15€16,022€27,288€39,492€49,836€68,246€68,403€60,152▼ 12.1%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200=
Reserves13€8,860€20,860€32,860€42,860€62,046€62,203€53,952▼ 13.3%
Non-distributable reserves130/1---€1,860----
Reserves not available under the articles1311---€1,860----
Distributable reserves133---€41,000€62,046€62,203€53,952▼ 13.3%
Profit (loss) carried forward14€962€228€432€776----
Amounts payable17/49€58,594€32,615€21,702€10,091€51,214€37,444€27,839▼ 25.7%
Amounts payable after more than one year17€29,769€12,890€5,066€2,220€37,863€26,478€16,482▼ 37.8%
Financial debts170/4---€2,220€37,863€26,478€16,482▼ 37.8%
Amounts payable within one year42/48€27,967€19,235€16,636€7,850€13,278€10,967€11,136▲ 1.5%
Current portion of amounts payable after more than one year42---€2,846€10,830€10,205€9,996▼ 2.0%
Trade debts44€4,691€651€749€628-€584€766▲ 31.2%
Suppliers440/4---€628-€584€766▲ 31.2%
Taxes, remuneration and social security45---€4,375€2,448-€374-
Taxes450/3---€1,853€2,448-€374-
Remuneration and social security454/9---€2,522----
Other amounts payable47/48-----€178--
Accrued charges and deferred income492/3---€21€72-€221-
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€2,412€11,266€12,205€10,344€18,410€157-€3,251▼ 2,174%
+ Depreciation and write-downs630€18,108€18,930€17,997€3,960€13,311€19,256€19,454▲ 1.0%
Operating cash flow (approximation)€15,696€30,196€30,201€14,304€31,722€19,413€16,204▼ 16.5%
Investment in fixed assets (approximation)--€2,477-€8,606€0-€81,302-€2,140€0▲ 100%
Change in cash-€1,710€2,740€10,370-€10,188-€3,564€15,327▲ 530%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 16,964 companies in this sector we hold annual accounts for 8,998. 7,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 24 July 2000, Solid Soft Design was incorporated.1 Total assets went from €74,616 in 2019 to €87,991 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
01-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Weakest financial yearnet -€3,251
Net result drops to -€3,251, the lowest in the series.
2024
02-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Highest result since 2019net €18,410 ▲78%
Operating result €28,236, net result €18,410, both a record.
2022
28-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Liquidity doublescurrent ratio 5.45
Current ratio from 2.41 to 5.45; short-term debt falls from €16,636 to €7,850.
2021
02-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
01-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Back to profitnet €11,266
Net result €11,266 after one loss-making year.
2019
02-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
28-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded24-07-2000
Fiscal year end30-06
Abbreviation NL SSD
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:0472478387
Also 9925:BE0472478387
Registered 29-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 5 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
1,661 m²
Building footprint
353 m²
Volume, LiDAR
1,202 m³
Parcel 12007D0266/00H004, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Puursesteenweg(BOR) 200, 2880 Bornem
NACE 7210001
since 2003unit no. 2.131.843.630
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12007D0266/00H004 Flanders 1,661 m² 1 · 353 m² 7.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.