UP-TO-DATE WEBDESIGN
ActiveSummary
UP-TO-DATE WEBDESIGN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €196k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency37▲+20
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.01 in 2024; short-term debt: 54.2% and cash: 57.6% of total assets), and 87.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.3%
Return on assets
40.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2692 sector peers (2025).
NBB · sector comparisonPosition among 2692 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
125 d early
2023
1 d early
2022
4 d early
2021
2 d early
2020
8 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€60k
2024 · €-36k
2018: €20k
2019: €49k
2020: €36k
2021: €41k
2022: €33k
2023: €-121k
2024: €-36k
2018 → 2025
Total assets
€489k▲ 10.7%
2024 · €442k
2018: €134k
2019: €247k
2020: €330k
2021: €337k
2022: €343k
2023: €482k
2024: €442k
2018 → 2025
Net result
€196k▲ 131%
2024 · €85k
2018: €24k
2019: €21k
2020: €-13k
2021: €5k
2022: €-8k
2023: €-154k
2024: €85k
2018 → 2025
Working capital
€93k▲ 3,864%
2024 · €2k
2018: €4k
2019: €33k
2020: €91k
2021: €115k
2022: €2k
2023: €77k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€33k▼ 19.4%€-121k€-36k▲ 70.2%€60k
Operating result€16k-€5k▼ 67.7%€-124k€112k€289k▲ 157%
Net result€5k-€-8k€-154k▼ 1,834%€85k€196k▲ 131%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €489k
Fixed assets
€131k ▼ 35.7%
Current assets
€358k ▲ 50.6%
Equity and liabilities €489k
Equity
€60k
Debt
€429k
Debt finances 87.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€336k▲
2024 · €141k
Cash flow
€244k▲
2024 · €113k
Current ratio
1.35▲
2024 · 1.01
Debt to equity
7.15▲
2024 · -13.23
ROE
326.7%
ROA
40.1%▲
2024 · 19.3%
Interest coverage
17.47▲
2024 · 8.90
Debt ≤ 1 year
€265k▲
2024 · €235k
Debt > 1 year
€154k▼
2024 · €220k
Income taxes
€74k▲
2024 · €12k
Staff costs
€219k▼
2024 · €340k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€442k€489k▲
Formation expenses20-€0
Fixed assets21/28€204k€131k▼
Intangible fixed assets21€163k€122k▼
Tangible fixed assets22/27€40k€9k▼
Plant, machinery and equipment23€565€445▼
Furniture and vehicles24€40k€9k▼
Financial fixed assets28€238€238=
Current assets29/58€238k€358k▲
Amounts receivable within one year40/41€86k€75k▼
Trade receivables40€76k€57k▼
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€144k€281k▲
Deferred charges and accrued income490/1€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€442k€489k▲
Equity10/15€-36k€60k▲
Contributions10/11€19k€19k=
Reserves13€23k€41k▲
Distributable reserves133€23k€41k▲
Profit (loss) carried forward14€-77k-
Amounts payable17/49€478k€429k▼
Amounts payable after more than one year17€220k€154k▼
Financial debts170/4€220k€154k▼
Amounts payable within one year42/48€235k€265k▲
Current portion of amounts payable after more than one year42€91k€50k▼
Financial debts43-€75k
Other loans439-€75k
Trade debts44€68k€50k▼
Suppliers440/4€68k€50k▼
Taxes, remuneration and social security45€76k€89k▲
Taxes450/3€39k€67k▲
Remuneration and social security454/9€37k€22k▼
Accrued charges and deferred income492/3€22k€10k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€340k€219k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€48k▲
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€486k€568k▲
Operating profit (loss)9901€112k€289k▲
Financial income75/76B-€308
Recurring financial income75-€308
Financial charges65/66B€16k€19k▲
Recurring financial charges65€16k€19k▲
Profit (loss) for the period before taxes9903€97k€270k▲
Income taxes67/77€12k€74k▲
Profit (loss) for the period9904€85k€196k▲
Profit (loss) for the period to be appropriated9905€85k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€119k▲
Profit (loss) brought forward from the previous period14P€-162k€-77k▲
Transfer to equity691/2-€19k
To other reserves6921-€19k
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €196k ▲131%
Operating result €289k, net result €196k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €85k
Net result €85k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-154k
Net result drops to €-154k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 203620 LanakenGround area
6,066 m²
Building footprint
1,673 m²
Volume, LiDAR
16,103 m³
2 parcels, Flanders · tallest building 20.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Up-to-Date Webdesign
since 20152.237.934.906
Up-to-Date Webdesign
since 20192.294.037.033
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0010/00C003 | Flanders | 5,413 m² | 1 · 1,479 m² | 20.9 m · 4 fl. |
| 73014B0224/00C000 | Flanders | 654 m² | 1 · 194 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 149 EUR awarded · 123 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 149 EUR | 123 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
C.G.A. INFO
BE 0443.376.607
Awans · Eq €60,028
ARLEMA
BE 0559.811.150
Zaventem · Eq €60,020
Zeroday
BE 0784.612.610
Vosselaar · Eq €60,034
JUST WAVE
BE 0772.817.113
Oud-Turnhout · Eq €60,006
DK SOFTWARE SERVICES
BE 0789.609.989
Kortenberg · Eq €60,048
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@uptodatewebdesign.com