SOLID BUILDING OVERPELT
ActiveSummary
SOLID BUILDING OVERPELT has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €2.1m. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 25% of 830 sector peers (NACE 25, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 07-12-1988 Normal situation
- Activity
- Manufacture of metal structures and parts of structures NACE 25110
- Establishment unit
- 2.102.729.079 3900 Pelt, since 21-12-1988
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
Board
- AC3 BVDirector · since 22-12-2023
- OostvogelsDirector · since 22-12-2023 · permanent representative Bram Oostvogels
- Auditor
- VCLJ Bedrijfsrevisoren BVBA
Shareholders
- NEMA Invest79.75%2025 annual accounts of NEMA Invest
- NEMA Invest BVconsolidatesannual accounts 2025
- AC310%· score 972025 annual accounts of AC3
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Turnover
- €22.9m
- ▲ 42.4%
- Profit
- €2.1m
- ▲ 272%
- Equity
- €1.7m
- =
- Total assets
- €6.6m
- ▼ 8.7%
- Employees on 31-12-2025
- 35
- ▼ 2.8%
Score breakdownraises riskSector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)lowers riskLiquidity: current ratio 1.30, cash €2.8mFounded in 1988Size: turnover €22.9m, 34 FTE, total assets €6.6mShow the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of small companies in fabricated metal products (NACE 25)
Financial strength · tick: 2024
Strong
Solvency
51+3
equity 25.7% of total assets
Liquidity
60-1
short-term debt 74.3% · cash 42.8%
Profitability
91+24
return on assets 32.0%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.3 (1.31 in 2024), below the usual 1.5. Short-term debt is 74.3% and cash 42.8% of total assets. 74.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, small). It does better than 25% of them on solvency, 73% on liquidity, 92% on profitability and 63% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 830 sector peers (2025).
NBB · sector comparisonPosition among 830 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
21 days early
2023
19 days early
2022
53 days early
2021
12 days late
2020
121 days early
2019
38 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 30-06-2026 at the NBB all 37 filings
Turnover
€22.9m▲ 42.4%
2024 · €16.1m
EBIT margin
12.4%▲ 7.4pp
2024 · 5.0%
Net result
€2.1m▲ 272%
2024 · €563,534
Working capital
€1.4m▼ 11.0%
2024 · €1.6m
Multi-year overview
2018 to 2025, 8 financial yearsTurnover
€22.9m
▲ 42.4%
2025
20182025
Operating result
€2.8m
▲ 252%
2025
20182025
Net result
€2.1m
▲ 272%
2025
highest quarter of the sector
20182025
EBIT margin
12.4%
▲ 7.4pp
2025
20182025
Equity
€1.7m
=
2025
middle half of the sector
20182025
Total assets
€6.6m
▼ 8.7%
2025
middle half of the sector
20182025
Debt
€4.9m
▼ 11.4%
2025
20182025
Working capital
€1.4m
▼ 11.0%
2025
middle half of the sector
20182025
Solvency
25.7%
▲ 2.2pp
2025
lowest quarter of the sector
20182025
Current ratio
1.30
▼ 0.02
2025
middle half of the sector
20182025
Return on assets (ROA)
32.0%
▲ 24.1pp
2025
highest quarter of the sector
20182025
Staff (FTE)
34
▲ 0.3%
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Turnover€13.5m-€13.0m▼ 4.0%€14.7m▲ 13.8%€14.0m▼ 5.3%€17.3m▲ 23.7%€18.1m▲ 4.9%€16.1m▼ 11.4%€22.9m▲ 42.4%
Operating result€0.01m--€0.8m€0.2m€0.04m▼ 76.9%€0.1m▲ 228%€1.0m▲ 684%€0.8m▼ 16.2%€2.8m▲ 252%
Net result€0.001m--€0.8m€0.1mwithin the sector's middle half€0.01mwithin the sector's middle half▼ 91.2%€0.1mwithin the sector's middle half▲ 912%€0.8mabove the sector's middle half▲ 637%€0.6mabove the sector's middle half▼ 27.5%€2.1mabove the sector's middle half▲ 272%
EBIT margin0.1%--6.3%▼ 6.3pp1.1%▲ 7.4pp0.3%▼ 0.8pp0.7%▲ 0.4pp5.3%▲ 4.6pp5.0%▼ 0.3pp12.4%▲ 7.4pp
Equity€1.3m-€0.4m▼ 65.5%€0.6mwithin the sector's middle half▲ 26.3%€0.6mwithin the sector's middle half▲ 1.8%€0.7mwithin the sector's middle half▲ 18.3%€1.3mwithin the sector's middle half▲ 90.7%€1.7mwithin the sector's middle half▲ 29.5%€1.7mwithin the sector's middle half=
Total assets€4.4m-€4.2m▼ 2.9%€3.6mwithin the sector's middle half▼ 14.9%€4.0mwithin the sector's middle half▲ 10.9%€4.6mwithin the sector's middle half▲ 14.9%€4.8mwithin the sector's middle half▲ 4.1%€7.2mwithin the sector's middle half▲ 50.2%€6.6mwithin the sector's middle half▼ 8.7%
Debt€3.1m-€3.8m▲ 23.6%€3.0m▼ 19.8%€3.4m▲ 12.6%€3.9m▲ 14.3%€3.5m▼ 11.0%€5.5m▲ 57.9%€4.9m▼ 11.4%
Working capital€1.8m-€1.0m▼ 47.0%€0.9mwithin the sector's middle half▼ 9.9%€0.9mwithin the sector's middle half▲ 8.8%€1.1mwithin the sector's middle half▲ 13.2%€1.7mwithin the sector's middle half▲ 58.8%€1.6mwithin the sector's middle half▼ 5.1%€1.4mwithin the sector's middle half▼ 11.0%
Solvency29.7%-10.6%▼ 19.1pp15.7%below the sector's middle half▲ 5.1pp14.4%below the sector's middle half▼ 1.3pp14.8%below the sector's middle half▲ 0.4pp27.2%within the sector's middle half▲ 12.3pp23.4%below the sector's middle half▼ 3.7pp25.7%below the sector's middle half▲ 2.2pp
Current ratio1.87-1.34▼ 0.531.39within the sector's middle half▲ 0.051.37within the sector's middle half▼ 0.031.35within the sector's middle half▼ 0.021.63within the sector's middle half▲ 0.281.31within the sector's middle half▼ 0.321.30within the sector's middle half▼ 0.02
Return on assets (ROA)0.0%--20.0%▼ 20.0pp3.3%within the sector's middle half▲ 23.3pp0.3%below the sector's middle half▼ 3.0pp2.3%within the sector's middle half▲ 2.0pp16.3%above the sector's middle half▲ 14.0pp7.9%within the sector's middle half▼ 8.4pp32.0%above the sector's middle half▲ 24.1pp
Staff (FTE)42.4-41.6▼ 1.9%37.8within the sector's middle half▼ 9.1%38.4within the sector's middle half▲ 1.6%39.7within the sector's middle half▲ 3.4%36.6within the sector's middle half▼ 7.8%33.9within the sector's middle half▼ 7.4%34within the sector's middle half▲ 0.3%
above
within
below
The sector band is the middle half of the companies in Manufacture of fabricated metal products, except machinery and equipment (NACE 25). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is over 3.5 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.6m
Fixed assets
€244,691 ▼ 31.2%
Current assets
€6.3m ▼ 7.5%
Equity and liabilities €6.6m
Equity
€1.7m =
Debt
€4.9m ▼ 11.4%
Debt's share of the balance-sheet total falls from 76.6% to 74.3%. Debt is lower.
Key figures and ratios
EBITDA
€3.0m▲
2024 · €959,448
Cash flow
€2.2m▲
2024 · €717,973
Quick ratio
1.08▼
2024 · 1.09
Debt to equity
2.89▼
2024 · 3.27
ROE
124.5%▲
2024 · 33.5%
Interest coverage
over 100▲
2024 · 17.80
Debt ≤ 1 year
€4.9m▼
2024 · €5.2m
Income taxes
€728,434▲
2024 · €180,043
Customer credit
28 days▼
2024 · 52 days
Supplier credit
26 days▼
2024 · 92 days
Staff costs
€2.2m▲
2024 · €1.9m
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 43 | 44 | 39 | 36 | 35 |
| full-time | 35 | 33 | 29 | 30 | 30 |
| part-time | 8 | 11 | 10 | 6 | 5 |
| in full-time equivalents | 39.8 | 39.2 | 34.4 | 33.9 | 33 |
| Average over the year, in full-time equivalents | 38.4 | 39.7 | 36.6 | 32.6 | 34 |
| On a permanent contract | 42 | 42 | 36 | 36 | 35 |
| Joined | 9 | 5 | 8 | 12 | 10 |
| Left | 10 | 4 | 13 | 15 | 11 |
| Agency workers, average number | 4.6 | 0.7 | 2.3 | 2 | 1.9 |
| Training hours | 731 | 1,152 | 638 | 626 | 1,179 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €500,000 | €400,000 | €300,000 | €200,000 | - |
| Mandates to pledge the business | €1.0m | €1.0m | €1.0m | €1.0m | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €126,802 | €160,771 | €113,920 | €132,084 | €37,252 |
| Intangible fixed assets | - | €4,995 | - | - | - |
| Depreciation and write-downs of the year | €177,278 | €178,209 | €169,839 | €154,439 | €140,907 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Auditor
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Fee for the audit | €5,865 | €5,900 | €6,000 | €8,200 | €8,400 |
Source: notes to the 2021 to 2025 annual accounts (relations with the auditor)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €2,780 awarded · €2,780 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1,342 | €1,342 |
| 2024 | 1 | €192 | €192 |
| 2023 | 1 | €51 | €51 |
| 2022 | 1 | €1,195 | €1,195 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €14.6m | €17.1m | €18.4m | €16.0m | €23.0m | ▲ 43.5% |
| Turnover70 | €13.5m | €13.0m | €14.7m | €14.0m | €17.3m | €18.1m | €16.1m | €22.9m | ▲ 42.4% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | - | - | €0.5m | -€0.3m | €0.1m | -€0.1m | -€0.02m | ▲ 86.4% |
| Other operating income74 | - | - | - | €0.03m | €0.1m | €0.09m | €0.06m | €0.1m | ▲ 65.5% |
| Non-recurring operating income76A | - | - | - | €0.02m | €0.01m | €0.05m | - | - | - |
| Operating charges60/66A | - | - | - | €14.5m | €17.0m | €17.4m | €15.2m | €20.1m | ▲ 32.5% |
| Goods for resale, raw materials and consumables60 | - | - | - | €10.2m | €12.8m | €13.4m | €11.3m | €15.7m | ▲ 38.9% |
| Purchases600/8 | - | - | - | €10.4m | €13.0m | €13.4m | €11.3m | €15.6m | ▲ 38.3% |
| Change in stocks: decrease (increase)609 | - | - | - | -€0.1m | -€0.2m | €0.06m | €0.006m | €0.07m | ▲ 11× |
| Services and other goods61 | - | - | - | €1.8m | €1.5m | €1.5m | €1.8m | €2.1m | ▲ 13.8% |
| Remuneration, social security and pensions62 | - | - | - | €2.3m | €2.4m | €2.3m | €1.9m | €2.2m | ▲ 15.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 8.8% |
| Other operating charges640/8 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | ▲ 0.2% |
| Non-recurring operating charges66A | - | - | - | - | €0.007m | - | - | €0.007m | - |
| Operating profit (loss)9901 | €0.01m | -€0.8m | €0.2m | €0.04m | €0.1m | €1.0m | €0.8m | €2.8m | ▲ 252% |
| Financial income75/76B | - | - | - | €0.01m | €0.02m | €0.001m | €0.004m | €0.009m | ▲ 110% |
| Recurring financial income75 | €0.04m | €0.03m | €0.01m | €0.01m | €0.02m | €0.001m | €0.004m | €0.009m | ▲ 110% |
| Income from financial fixed assets750 | - | - | - | €0.001m | - | - | - | - | - |
| Other financial income752/9 | - | - | - | €0.01m | €0.02m | €0.001m | €0.004m | €0.009m | ▲ 110% |
| Financial charges65/66B | - | - | - | €0.04m | €0.03m | €0.07m | €0.07m | €0.02m | ▼ 72.5% |
| Recurring financial charges65 | €0.03m | €0.06m | €0.05m | €0.04m | €0.03m | €0.07m | €0.07m | €0.02m | ▼ 72.5% |
| Debt charges650 | €0.005m | €0.02m | €0.04m | €0.02m | €0.02m | €0.06m | €0.05m | €0.004m | ▼ 92.3% |
| Other financial charges652/9 | - | - | - | €0.01m | €0.009m | €0.006m | €0.01m | €0.01m | ▲ 16.8% |
| Profit (loss) for the period before taxes9903 | €0.02m | -€0.8m | €0.1m | €0.01m | €0.1m | €0.9m | €0.7m | €2.8m | ▲ 280% |
| Income taxes67/77 | €0.02m | €0.004m | €0.002m | €0.002m | €0.002m | €0.1m | €0.2m | €0.7m | ▲ 305% |
| Taxes670/3 | - | - | - | €0.002m | €0.002m | €0.1m | €0.2m | €0.7m | ▲ 305% |
| Profit (loss) for the period9904 | €0.001m | -€0.8m | €0.1m | €0.01m | €0.1m | €0.8m | €0.6m | €2.1m | ▲ 272% |
| Profit (loss) for the period to be appropriated9905 | €0.001m | -€0.8m | €0.1m | €0.01m | €0.1m | €0.8m | €0.6m | €2.1m | ▲ 272% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €4.4m | €4.2m | €3.6m | €4.0m | €4.6m | €4.8m | €7.2m | €6.6m | ▼ 8.7% |
| Fixed assets21/28 | €0.4m | €0.4m | €0.5m | €0.5m | €0.4m | €0.4m | €0.4m | €0.2m | ▼ 31.2% |
| Intangible fixed assets21 | €0.03m | €0.02m | €0.01m | €0.005m | €0.007m | €0.003m | €0.002m | €0.001m | ▼ 40.8% |
| Tangible fixed assets22/27 | €0.4m | €0.4m | €0.5m | €0.5m | €0.4m | €0.4m | €0.4m | €0.2m | ▼ 31.2% |
| Land and buildings22 | - | - | - | €0.03m | €0.02m | €0.02m | €0.009m | €0.001m | ▼ 88.5% |
| Plant, machinery and equipment23 | - | - | - | €0.2m | €0.2m | €0.1m | €0.08m | €0.05m | ▼ 44.8% |
| Furniture and vehicles24 | - | - | - | €0.2m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 24.9% |
| Current assets29/58 | €3.9m | €3.8m | €3.1m | €3.5m | €4.2m | €4.4m | €6.8m | €6.3m | ▼ 7.5% |
| Stocks and contracts in progress3 | €0.2m | €0.2m | €0.2m | €1.3m | €1.2m | €1.3m | €1.1m | €1.0m | ▼ 7.8% |
| Stocks30/36 | - | - | - | €0.3m | €0.5m | €0.4m | €0.4m | €0.3m | ▼ 17.5% |
| Raw materials and consumables30/31 | - | - | - | €0.3m | €0.5m | €0.4m | €0.4m | €0.3m | ▼ 17.5% |
| Contracts in progress37 | - | - | - | €1.1m | €0.8m | €0.9m | €0.7m | €0.7m | ▼ 2.4% |
| Amounts receivable within one year40/41 | €2.0m | €2.0m | €1.6m | €1.5m | €1.6m | €2.1m | €2.8m | €2.4m | ▼ 13.0% |
| Trade receivables40 | - | - | - | €1.2m | €1.0m | €1.8m | €2.3m | €1.7m | ▼ 23.8% |
| Other amounts receivable41 | - | - | - | €0.3m | €0.6m | €0.4m | €0.5m | €0.7m | ▲ 38.5% |
| Cash at bank and in hand54/58 | €0.5m | €0.8m | €0.8m | €0.7m | €1.3m | €1.0m | €2.9m | €2.8m | ▼ 3.0% |
| Deferred charges and accrued income490/1 | - | - | - | €0.06m | €0.03m | €0.04m | €0.04m | €0.06m | ▲ 47.3% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €4.4m | €4.2m | €3.6m | €4.0m | €4.6m | €4.8m | €7.2m | €6.6m | ▼ 8.7% |
| Equity10/15 | €1.3m | €0.4m | €0.6m | €0.6m | €0.7m | €1.3m | €1.7m | €1.7m | = |
| Contributions10/11 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Capital10 | - | - | - | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Issued capital100 | - | - | - | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Reserves13 | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Non-distributable reserves130/1 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Legal reserve130 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Distributable reserves133 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Profit (loss) carried forward14 | €0 | -€0.8m | -€0.7m | -€0.7m | -€0.6m | €0.003m | €0.4m | €0.4m | ▲ 0.1% |
| Amounts payable17/49 | €3.1m | €3.8m | €3.0m | €3.4m | €3.9m | €3.5m | €5.5m | €4.9m | ▼ 11.4% |
| Amounts payable after more than one year17 | €1.0m | €0.9m | €0.8m | €0.8m | €0.8m | €0.8m | €0.3m | - | - |
| Financial debts170/4 | - | - | - | €0.8m | €0.8m | €0.8m | €0.3m | - | - |
| Other loans174 | - | - | - | €0.8m | €0.8m | €0.8m | €0.3m | - | - |
| Amounts payable within one year42/48 | €2.1m | €2.8m | €2.2m | €2.6m | €3.1m | €2.7m | €5.2m | €4.9m | ▼ 6.4% |
| Financial debts43 | - | - | - | €0.5m | €0.4m | €0.3m | €0.2m | - | - |
| Credit institutions430/8 | - | - | - | €0.5m | €0.4m | €0.3m | €0.2m | - | - |
| Trade debts44 | €0.8m | €1.6m | €0.9m | €1.7m | €1.5m | €0.8m | €2.9m | €1.1m | ▼ 60.2% |
| Suppliers440/4 | - | - | - | €1.7m | €1.5m | €0.8m | €2.9m | €1.1m | ▼ 60.2% |
| Advances received on contracts in progress46 | - | - | - | €0.1m | €0.9m | €1.0m | €1.7m | €1.3m | ▼ 25.7% |
| Taxes, remuneration and social security45 | - | - | - | €0.3m | €0.3m | €0.5m | €0.2m | €0.3m | ▲ 54.5% |
| Taxes450/3 | - | - | - | €0.04m | €0.002m | €0.2m | €0.04m | €0.09m | ▲ 113% |
| Remuneration and social security454/9 | - | - | - | €0.3m | €0.3m | €0.3m | €0.2m | €0.3m | ▲ 41.4% |
| Other amounts payable47/48 | - | - | - | - | - | €0.2m | €0.2m | €2.1m | ▲ 12× |
| Accrued charges and deferred income492/3 | - | - | - | €0.03m | €0.05m | €0.002m | €0.04m | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.001m | -€0.8m | €0.1m | €0.01m | €0.1m | €0.8m | €0.6m | €2.1m | ▲ 272% |
| + Depreciation and write-downs630 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 8.8% |
| Operating cash flow (approximation) | €0.2m | -€0.7m | €0.3m | €0.2m | €0.3m | €0.9m | €0.7m | €2.2m | ▲ 211% |
| Investment in fixed assets (approximation) | - | -€0.2m | -€0.2m | -€0.1m | -€0.2m | -€0.1m | -€0.1m | -€0.03m | ▲ 77.4% |
| Change in cash | - | €0.3m | €0.03m | -€0.1m | €0.6m | -€0.3m | €1.9m | -€0.09m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,613 companies had the same profile as SOLID BUILDING OVERPELT has now. Two years later, 97.3% were still going and 0.7% had gone bankrupt.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
97.3%
was still going
2.0%
stopped otherwise
0.7%
went bankrupt
That fits the bankruptcy probability of SOLID BUILDING OVERPELT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for SOLID BUILDING OVERPELT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 37 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 30-06-2026 | 2026-00224181 | |
| 31-12-2024 | full format | 10-07-2025 | 2025-00253432 | |
| 31-12-2023 | full format | 12-07-2024 | 2024-00264657 | |
| 31-12-2022 | full format | 08-06-2023 | 2023-00117659 | |
| 31-12-2021 | full format | 12-08-2022 | 2022-20287607 | |
| 31-12-2020 | full format | 01-04-2021 | 2021-09700234 | |
| 31-12-2019 | full format | 07-09-2020 | 2020-51400203 | |
| 31-12-2018 | full format | 12-07-2019 | 2019-32000514 | |
| 31-12-2017 | full format | 31-08-2018 | 2018-57500045 | |
| 31-12-2016 | full format | 07-12-2017 | 2017-71300062 |
Board & ownership
Directors
Directors
2 directors, last change in 2024
Board 2
AC3 BV
Current
Director · since 22-12-2023 · Legal entity · listed in the 2025 annual accounts, filed on 30-06-2026
Oostvogels
Current
Director · since 22-12-2023 · 6-year term from 2023 · Private limited company · permanent representative: Bram Oostvogels · listed in the 2025 annual accounts, filed on 30-06-2026
Permanent representatives 1
Bram Oostvogels
Current
Permanent representative · appointed in the act of 15-02-2024 · for Oostvogels
Statutory auditor 1
VCLJ Bedrijfsrevisoren BVBA
Current
Statutory auditor · since 01-06-2024 · permanent representative: Frank Huybrechts · listed in the 2025 annual accounts, filed on 30-06-2026
Owners and capital
Shareholders
4 ownersChain of control
- NEMA Invest BV
- NEMA Invest
- SOLID BUILDING OVERPELT
Owners 4
- NEMA InvestparentEquity €13.1m Profit of €182,060 in 2025 (profit of €7.7m in 2024)79.75%
- NEMA Invest BVconsolidating parentconsolidates
- Sourceaccounts AC3 2025Equity €110,287 Profit of €48,368 in 2025 (profit of €56,752 in 2024) Checked score 9710%
- Sourceaccounts Oostvogels 2025Equity €182,706 Profit of €86,323 in 2025 (profit of €97,838 in 2024)10%
Mandate history
6 people, 3 in office
- Board
- Statutory auditor
- end not dated
| Name | Functions and periods |
|---|---|
| AC3 BV |
|
| Oostvogels |
|
| VCLJ Bedrijfsrevisoren BVBA |
|
| AC3 |
|
| AC3 |
|
| NEMA Invest |
|
Network & group
Companies at the same address
3 other companiesConnections & network
2 connected companiesThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
SC-S
Shared corporate director
→
SC-STEELFRAMES
Shared corporate director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
30-06
full format · 31 days before the deadline
2025
31-12
Financial
Highest result from 2018 to 2025net €2.1m ▲272%
The operating result of €2.8m and the net result of €2.1m are both a record.
10-07
full format · 21 days before the deadline
17-04
Gazette deed
Reappointment: VCLJ Bedrijfsrevisoren BVBA (statutory auditor)2 points ▸
Gazette deed
Reappointment: VCLJ Bedrijfsrevisoren BVBA (statutory auditor)
2 points ▸
- General meeting, 11-10-2024
- Auditor reappointment, VCLJ Bedrijfsrevisoren BVBA (statutory auditor)
2024
12-07
full format · 19 days before the deadline
15-02
Gazette deed
3 directors appointed, 1 director resigningResignation: NEMA Invest (director) · Permanent representatives: Kris Rutten, Bram Oostvogels and Carlo Plessers · Appointments: NEMA Invest, Oostvogels and AC310 points ▸
Gazette deed
3 directors appointed, 1 director resigning
Resignation: NEMA Invest (director) · Permanent representatives: Kris Rutten, Bram Oostvogels and Carlo Plessers · Appointments: NEMA Invest, Oostvogels and AC310 points ▸
- General meeting, 22-12-2023
- Director resignation, NEMA Invest (director)
- Permanent representative, Kris Rutten
- Director discharge, NEMA Invest
- Director appointment, NEMA Invest (director)
- Director appointment, Oostvogels (director)
- Permanent representative, Bram Oostvogels
- Director appointment, AC3 (director)
- Permanent representative, Carlo Plessers
- Other provision, “aanvaarding mandaat en verbodsbepaling” (deed in Dutch), mentioned 3 times in the deed
2023
31-12
Financial
Equity above €1mequity €1.3m ▲90.7%
After 4 profitable years in a row, equity reaches €1.3m.
08-06
full format · 53 days before the deadline
2022
12-08
full format · 12 days late
2021
01-04
full format · 121 days before the deadline
2020
31-12
Financial
Back to profitnet €117,762
The net result is €117,762, after one loss-making year.
31-12
Financial
Equity above €500,000equity €565,106 ▲26.3%
Equity rises from €447,344 to €565,106.
Show earlier events
07-09
full format · 38 days late
2019
31-12
Financial
Weakest financial yearnet -€847,847
The net result drops to -€847,847, the lowest from 2018 to 2025. It recovers the following year.
12-07
full format · 19 days before the deadline
2018
31-08
full format · 31 days late
2017
07-12
full format · 129 days late
1989
05-01
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
SOLID BUILDING OVERPELT in Dutch
Abbreviation
SBO in Dutch
Enterprise number
0436.117.344
LEI code
529900AEX068T1EEGD38
no longer live in the LEI register
Legal form
Public limited company
Status
Active, normale toestand
Founded
07-12-1988
Entity type
Legal entity
Registered office and establishments
Registered office
Karel Pinxtenlaan 6, 3900 Pelt, Belgium
Establishment unit
STAALBOUW OVERPELT, Karel Pinxtenlaan 6, 3900 Pelt since 21-12-1988 · unit number 2.102.729.079
Activities
NACEBEL 2025VAT activities
25110
Manufacture of metal structures and parts of structures main activity
Social security (RSZ) activities
25110
Manufacture of metal structures and parts of structures main activity
Codes under NACEBEL 2008
VAT activities
25110
Manufacture of metal structures and parts of structures main activity
Social security (RSZ) activities
25110
Manufacture of metal structures and parts of structures main activity
Codes under NACEBEL 2003
28110
main activity
Invoicing and payment
VAT number
BE 0436.117.344
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Recognitions · licences · registrations
Recognised contractor
7 categoriesSOLID BUILDING OVERPELT NVapproval number 40940
- D General building contractsclass 6, up to €3,870,000
- D1 All shell construction and roofing-in of buildingsclass 6, up to €3,870,000
- D4 Sound and heat insulation, light partitions, false ceilings and floorsclass 1, up to €162,000
- E General civil engineering contractsclass 3, up to €600,000
- F1 Assembly and dismantling (without supplies)class 1, up to €162,000
- F2 Steel load-bearing structuresclass 1, up to €162,000
- G General earthworks contractsclass 3, up to €600,000
Environmental permits
1 application in Flanders since 2021 · 1 granted
Nieuwbouw of aanleggen; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Source: Omgevingsloket Vlaanderen.
Sites & property
Location
Buildings and parcels at the address
Ground area
1.5 ha
Building footprint
5,614 m²
Building volume
46,537 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72502E0102/00G133 | Flanders | 1.5 ha | 1 · 5,614 m² | 12.4 m · 3 |