AC3
ActiveAC3 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €48k. Equity is growing by ~84.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▼-10
Growth78=
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity tight (current ratio 1.25 against 1.96 in 2024), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
25.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
21 d early
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 78.1%
2024 · €62k
2023: €5k
2024: €62k
2023 → 2025
Total assets
€189k▲ 43.4%
2024 · €132k
2023: €77k
2024: €132k
2023 → 2025
Net result
€48k▼ 14.8%
2024 · €57k
2023: €167
2024: €57k
2023 → 2025
Working capital
€17k▼ 41.7%
2024 · €29k
2023: €3k
2024: €29k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€62k▲ 1,098%€110k▲ 78.1%
Operating result€237-€77k▲ 32,357%€53k▼ 30.8%
Net result€167-€57k▲ 33,859%€48k▼ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€103k▲ 43.4%
Current assets
€85k▲ 44.6%
Equity and liabilities €189k
Equity
€110k▲ 78.1%
Debt
€79k▲ 12.7%
The debt ratio falls from 53.0% to 41.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€57k▼
2024 · €77k
Cash flow
€52k▼
2024 · €57k
Solvency
58.4%▲
2024 · 47.0%
Current ratio
1.25▼
2024 · 1.96
Quick ratio
1.25▼
2024 · 1.96
Debt / equity
0.71▼
2024 · 1.13
ROE
43.9%▼
2024 · 91.7%
ROA
25.6%▼
2024 · 43.1%
Interest coverage
79.32▼
2024 · 277.23
Debt
€79k▲
2024 · €70k
Debt ≤ 1 year
€68k▲
2024 · €30k
Debt > 1 year
€11k▼
2024 · €40k
Income taxes
€14k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€189k▲
Formation expenses20€1k€996▼
Fixed assets21/28€72k€103k▲
Tangible fixed assets22/27€2k€33k▲
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24-€31k
Financial fixed assets28€70k€70k=
Current assets29/58€59k€85k▲
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€12k▲
Cash at bank and in hand54/58€45k€72k▲
Deferred charges and accrued income490/1€1k€865▼
Equity and liabilities
Total equity and liabilities10/49€132k€189k▲
Equity10/15€62k€110k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€57k€105k▲
Amounts payable17/49€70k€79k▲
Amounts payable after more than one year17€40k€11k▼
Financial debts170/4-€11k
Other amounts payable178/9€40k-
Amounts payable within one year42/48€30k€68k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€272€0▼
Suppliers440/4€272€0▼
Taxes, remuneration and social security45€28k€43k▲
Taxes450/3€26k€39k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€2k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€642€3k▲
Other operating charges640/8€345€1k▲
Gross operating margin9900€78k€58k▼
Operating profit (loss)9901€77k€53k▼
Financial income75/76B€0€10k▲
Recurring financial income75€0€10k▲
Financial charges65/66B€279€713▲
Recurring financial charges65€279€713▲
Profit (loss) for the period before taxes9903€77k€62k▼
Income taxes67/77€20k€14k▼
Profit (loss) for the period9904€57k€48k▼
Profit (loss) for the period to be appropriated9905€57k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€105k▲
Profit (loss) brought forward from the previous period14P€167€57k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €110k ▲78.1%
3 profitable years in a row build equity to €110k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €57k ▲33859%
Operating result €77k, net result €57k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kastanjelaan 83570 AlkenGround area
644 m²
Building footprint
149 m²
Volume, LiDAR
783 m³
Parcel 73001B0058/00S004, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AC3
since 20232.353.731.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001B0058/00S004 | Flanders | 644 m² | 1 · 149 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OLEYS
BE 0772.721.695
Antwerpen · Eq €110k
DECAM
BE 0430.261.910
Etterbeek · Eq €110k
BG CONSULTING
BE 0445.803.684
Harelbeke · Eq €110k
SAPIFY
BE 0802.725.478
Bever · Eq €110k
OM SERVICES - AFTER WILL
BE 0564.944.232
Profondeville · Eq €110k
Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 2,292 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2023
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.