SOLER
ActiveSummary
SOLER has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,098 and a net result of -€19,754. Equity has been growing by about 5.7% per year since 2018. Its solvency ranks better than 69% of 5,718 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-08-2009 Normal situation
- Activity
- Beauty care and other beauty treatments NACE 96220and 1 other
- Joint committee
- 314 Paritair Comité voor het kappersbedrijf en de schoonheidszorgen · annual accounts 2025
- Establishment unit
- 2.180.959.579 6560 Erquelinnes, since 01-03-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 09-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.0%
- Gross margin
- €42,717
- ▼ 45.3%
- Turnover
- ≈ €130,000
- estimated
- Loss
- €19,754
- Equity
- €61,098
- ▼ 24.4%
- Total assets
- €121,592
- ▼ 17.3%
- Employees on 31-12-2025
- 1
- =
- 2025 accounts filed 64 days after the deadline
Score breakdownraises riskLast filed accounts filed 64 days late; 3 of the last 3 accounts lateLoss of €19,754 (financial year 2025)lowers riskLiquidity: current ratio 0.52, cash €26,232Founded in 2009Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 69% of them on solvency, 59% on liquidity, 9% on profitability and 21% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 65 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 64 days after the deadline Filed on 3 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00546818.
Annual accounts 2025 filed on 03-10-2026 at the NBB all 16 filings
Every figure per financial year
The operating result for 2025 is a loss of €14,680, after a profit of €31,096 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | - | 2 | 1 | 1 | 1 |
| part-time | - | 2 | 1 | 1 | 1 |
| in full-time equivalents | - | 1.6 | 0.8 | 0.7 | 0.8 |
| Average over the year, in full-time equivalents | 1.8 | 1.8 | 1.5 | 0.8 | 1.4 |
| On a permanent contract | - | 1 | 1 | 1 | 1 |
| Joined | 1 | 1 | 2 | - | 2 |
| Left | 1 | 1 | 3 | - | 2 |
| Training hours | - | - | - | - | 377 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,274 | - | - | - | - |
| Depreciation and write-downs of the year | €6,864 | €5,108 | €5,109 | €4,191 | €4,191 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | €75,559 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €48,004 | €67,336 | €60,936 | €39,627 | €48,864 | ▲ 23.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,027 | €13,346 | €7,340 | €6,864 | €5,108 | €5,109 | €4,191 | €4,191 | = |
| Other operating charges640/8 | - | - | - | €3,439 | €5,204 | €6,065 | €3,215 | €4,342 | ▲ 35.0% |
| Gross operating margin9900 | €94,106 | €100,192 | €94,999 | €80,134 | €58,091 | €93,221 | €78,129 | €42,717 | ▼ 45.3% |
| Operating profit (loss)9901 | €13,461 | €10,301 | €38,665 | €21,827 | -€19,556 | €21,111 | €31,096 | -€14,680 | - |
| Financial income75/76B | - | - | - | €6 | €1 | - | - | - | - |
| Recurring financial income75 | - | €2 | €2 | €6 | €1 | - | - | - | - |
| Financial charges65/66B | - | - | - | €6,072 | €5,880 | €7,107 | €6,484 | €5,074 | ▼ 21.7% |
| Recurring financial charges65 | €5,740 | €9,335 | €9,884 | €6,072 | €5,880 | €7,107 | €6,484 | €5,074 | ▼ 21.7% |
| Profit (loss) for the period before taxes9903 | €7,721 | €968 | €28,783 | €15,761 | -€25,435 | €14,004 | €24,612 | -€19,754 | - |
| Income taxes67/77 | €2,414 | €2,501 | €6,023 | €1,621 | €268 | €4,273 | €7,624 | - | - |
| Profit (loss) for the period9904 | €5,307 | -€1,533 | €22,760 | €14,140 | -€25,703 | €9,731 | €16,988 | -€19,754 | - |
| Profit (loss) for the period to be appropriated9905 | €5,307 | -€1,533 | €22,760 | €14,140 | -€25,703 | €9,731 | €16,988 | -€19,754 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €186,801 | €565,323 | €250,574 | €191,393 | €158,752 | €138,472 | €146,993 | €121,592 | ▼ 17.3% |
| Fixed assets21/28 | €130,899 | €122,141 | €114,801 | €112,211 | €107,103 | €101,994 | €97,804 | €93,613 | ▼ 4.3% |
| Tangible fixed assets22/27 | €130,849 | €122,091 | €114,751 | €112,161 | €107,053 | €101,944 | €97,754 | €93,563 | ▼ 4.3% |
| Land and buildings22 | - | - | - | €106,254 | €102,277 | €98,300 | €94,323 | €90,346 | ▼ 4.2% |
| Furniture and vehicles24 | - | - | - | €1,835 | €918 | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | €4,072 | €3,858 | €3,644 | €3,430 | €3,217 | ▼ 6.2% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €55,902 | €443,182 | €135,773 | €79,182 | €51,649 | €36,478 | €49,190 | €27,979 | ▼ 43.1% |
| Stocks and contracts in progress3 | €2,130 | €369,727 | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €347 | €15,710 | €1,952 | €4,741 | €2,931 | €7,287 | €2,078 | €652 | ▼ 68.6% |
| Trade receivables40 | - | - | - | €3,000 | €2,930 | €1,722 | €2,078 | €652 | ▼ 68.6% |
| Other amounts receivable41 | - | - | - | €1,741 | €1 | €5,565 | - | - | - |
| Cash at bank and in hand54/58 | €52,317 | €52,184 | €132,527 | €73,123 | €45,645 | €29,191 | €46,049 | €26,232 | ▼ 43.0% |
| Deferred charges and accrued income490/1 | - | - | - | €1,318 | €3,072 | - | €1,063 | €1,095 | ▲ 3.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €186,801 | €565,323 | €250,574 | €191,393 | €158,752 | €138,472 | €146,993 | €121,592 | ▼ 17.3% |
| Equity10/15 | €44,469 | €42,936 | €65,696 | €79,837 | €54,134 | €63,865 | €80,853 | €61,098 | ▼ 24.4% |
| Contributions10/11 | €20,000 | €20,000 | - | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €1,205 | €1,205 | €1,205 | €1,913 | €1,913 | €1,913 | €1,913 | €1,913 | = |
| Non-distributable reserves130/1 | - | - | - | €1,913 | €1,913 | €1,913 | €1,913 | €1,913 | = |
| Reserves not available under the articles1311 | - | - | - | €1,913 | €1,913 | €1,913 | €1,913 | €1,913 | = |
| Profit (loss) carried forward14 | €23,264 | €21,731 | €44,491 | €57,924 | €32,221 | €41,952 | €58,940 | €39,186 | ▼ 33.5% |
| Amounts payable17/49 | €142,332 | €522,387 | €184,878 | €111,556 | €104,618 | €74,608 | €66,141 | €60,494 | ▼ 8.5% |
| Amounts payable after more than one year17 | €88,523 | €76,425 | €70,172 | €57,245 | €44,893 | €32,805 | €20,140 | €6,870 | ▼ 65.9% |
| Financial debts170/4 | - | - | - | €57,245 | €44,893 | €32,805 | €20,140 | €6,870 | ▼ 65.9% |
| Amounts payable within one year42/48 | €53,197 | €445,653 | €114,580 | €54,222 | €59,726 | €41,727 | €46,001 | €53,623 | ▲ 16.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €12,927 | €12,353 | €12,088 | €12,665 | €13,269 | ▲ 4.8% |
| Trade debts44 | €4,931 | €33,535 | €8,461 | €10,513 | €3,903 | €9,219 | €4,983 | €6,911 | ▲ 38.7% |
| Suppliers440/4 | - | - | - | €10,513 | €3,903 | €9,219 | €4,983 | €6,911 | ▲ 38.7% |
| Taxes, remuneration and social security45 | - | - | - | €17,773 | €30,457 | €6,765 | €14,824 | €11,053 | ▼ 25.4% |
| Taxes450/3 | - | - | - | €10,464 | €19,998 | €4,676 | €11,683 | €8,429 | ▼ 27.9% |
| Remuneration and social security454/9 | - | - | - | €7,309 | €10,459 | €2,089 | €3,141 | €2,624 | ▼ 16.5% |
| Other amounts payable47/48 | - | - | - | €13,009 | €13,012 | €13,655 | €13,530 | €22,391 | ▲ 65.5% |
| Accrued charges and deferred income492/3 | - | - | - | €89 | - | €76 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,307 | -€1,533 | €22,760 | €14,140 | -€25,703 | €9,731 | €16,988 | -€19,754 | - |
| + Depreciation and write-downs630 | €13,027 | €13,346 | €7,340 | €6,864 | €5,108 | €5,109 | €4,191 | €4,191 | = |
| Operating cash flow (approximation) | €18,334 | €11,813 | €30,100 | €21,004 | -€20,595 | €14,839 | €21,179 | -€15,564 | - |
| Investment in fixed assets (approximation) | - | -€4,588 | €0 | -€4,274 | -€0 | €0 | €0 | €0 | - |
| Change in cash | - | -€133 | €80,343 | -€59,404 | -€27,478 | -€16,454 | €16,858 | -€19,817 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 4,805 companies had the same profile as SOLER has now. Two years later, 88.1% were still going and 2.0% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SOLER itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for SOLER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 16 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-10-2026 | 2026-00546818 | |
| 31-12-2024 | micro format | 10-10-2025 | 2025-00542294 | |
| 31-12-2023 | micro format | 04-02-2025 | 2025-00030302 | |
| 31-12-2022 | micro format | 25-07-2023 | 2023-00274408 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20419170 | |
| 31-12-2020 | micro format | 20-08-2021 | 2021-53500131 | |
| 31-12-2019 | micro format | 29-10-2020 | 2020-66400250 | |
| 31-12-2018 | micro format | 06-11-2019 | 2019-73200159 | |
| 31-12-2017 | micro format | 17-09-2018 | 2018-63100401 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-59200071 |
Board & ownership
Directors
Owners and capital
Shareholders
- D'AGRISTINA ANGELINA 99 shares
- LATRAGNA TIZIANO 1 share
- D'AGRISTINA ANGELINA to LATRAGNA TIZIANO 1 share
Capital transactions
Act of 13-10-2026Transfer of 1 shareAppointment: LATRAGNA TIZIANO (director) · Shareholding
- 10-10-2023 Converted to unavailable equity · €21,913
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| D’AGRISTINA Angelina |
|
| LATRAGNA TIZIANO |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Assemblée générale décide si mandat rémunéré ou gratuit, rémunération administrateur”
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Héritiers et légataires non devenus de plein droit actionnaires tenus de solliciter agrément mêmes formalités, inopposabilité à société et…”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “N’entre en fonction qu’après confirmation nomination par Tribunal de l’Entreprise compétent, plus étendus conférés par articles 2:87 et…”
Articles of association, deed of 10-10-2023 (in French)
Network & group
SOLER shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of SOLER. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
13-10
Gazette deed
Transfer of 1 shareAppointment: LATRAGNA TIZIANO (director) · Shareholding5 points ▸
- General meeting, 01-09-2026
- Share transfer, D'AGRISTINA ANGELINA → LATRAGNA TIZIANO
- D'AGRISTINA ANGELINA holds 99 shares
- LATRAGNA TIZIANO holds 1 share
- Director appointment, LATRAGNA TIZIANO (director)
10-10
Gazette deed
Registered office moved from Houdeng-Goegnies to La LouvièreNew seat: 7110 La Louvière(Maurage), Rue du Rivage, 105+ · Previous seat: 7110 Houdeng-Goegnies, Rue Hector Ameye, 22 · Change of role: D’AGRISTINA Angelina, from manager to director13 points ▸
- General meeting, 05-10-2023
- Incorporation, 10-08-2009
- Registered-office move, 7110 La Louvière(Maurage),Rue du Rivage,105+
- Other provision, “adaptation statuts CSA et maintien forme SRL, adapter statuts aux dispositions CSA” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Other provision, “suppression compte indisponible et mise en distribution, supprimer compte de capitaux propres statutairement indisponible créé en application article 39,§2,alin…” (deed in French)
- Amendment of the articles
- Capital
- Director resignation, D’AGRISTINA Angelina (manager)
- Director discharge, D’AGRISTINA Angelina (manager)
- Director appointment, D’AGRISTINA Angelina (director (not named in the articles))
- Power of attorney
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 7110 Houdeng-Goegnies until 05-10-2023 · act of 10-10-2023
Activities
NACEBEL 2025Codes under NACEBEL 2008
14 activities
- Toutes opérations se rapportant à l’exploitation d’un centre esthétique(soins de corps,massage,épilations,balnéothérapie,thalassothérapie,hammam,maquillage permanent,banc solaire,...)en ce compris la vente de produit de beauté et de parfumerie,organisation de cours et de formation concernant les matières reprises ci-dessus tant aux particuliers qu’aux professionnels
- Les soins de manucure et de pédicure
- L’achat,la vente,l’échange,l’exploitation,la location,la rénovation et la gérance de tout immeuble bâti,meublé ou non à l’exception de l’activité d’agent immobilier sensu stricto
- L’achat,la vente,l’échange,la mise en valeur,le lotissement,l’exploitation,la location et l’affermage de tout immeuble non bâti à l’exception de l’activité d’agent immobilier sensu stricto
- L’entreprise de construction générale d’habitations individuelles ou d’appartements en ce compris par sous-traitance
- L’entreprise de construction générale d’immeubles de bureaux
- L’entreprise de travaux de maçonnerie,de béton et de rejointoiement
- L’entreprise de travaux de démolition
- L’entreprise de travaux de préparation des sites et de terrassement
- L’entreprise de plafonnage,de cimentage et de pose de chapes
- L’entreprise de travaux d’isolation
- L’entreprise de pose de carrelages de sols et de murs
- L’entreprise d’autres travaux de finition,en ce compris par sous-traitance et notamment dans les domaines de l’électricité,des sanitaires et du chauffage
- L’achat et la vente,en gros ou au détail,la location,l’importation,l’exportation de marchandises diverses et de matériaux de construction
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55026A0067/00P006 | Wallonia | 405 m² | 1 · 92 m² | 8.7 m · 2 |
| 56022B0444/00L096 | Wallonia | 347 m² | 1 · 142 m² | 11.7 m · 3 |