SOLER
ActiveSOLER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €81k and a net result of €17k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+21
Solvency80▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.87 in 2023; short-term debt: 31.3% and cash: 31.3% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
188 d late
2022
6 d early
2021
31 d late
2020
20 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€81k▲ 26.6%
2023 · €64k
2018: €44k
2019: €43k
2020: €66k
2021: €80k
2022: €54k
2023: €64k
2018 → 2024
Total assets
€147k▲ 6.2%
2023 · €138k
2018: €187k
2019: €565k
2020: €251k
2021: €191k
2022: €159k
2023: €138k
2018 → 2024
Net result
€17k▲ 74.6%
2023 · €10k
2018: €5k
2019: €-2k
2020: €23k
2021: €14k
2022: €-26k
2023: €10k
2018 → 2024
Working capital
€3k
2023 · €-5k
2018: €3k
2019: €-2k
2020: €21k
2021: €25k
2022: €-8k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€66k-€80k▲ 21.5%€54k▼ 32.2%€64k▲ 18.0%€81k▲ 26.6%
Operating result€39k-€22k▼ 43.5%€-20k€21k€31k▲ 47.3%
Net result€23k-€14k▼ 37.9%€-26k€10k€17k▲ 74.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 47% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147k
Fixed assets
€98k▼ 4.1%
Current assets
€49k▲ 34.8%
Equity and liabilities €147k
Equity
€81k▲ 26.6%
Debt
€66k▼ 11.3%
The debt ratio falls from 53.9% to 45.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2023 · €26k
Cash flow
€21k▲
2023 · €15k
Solvency
55.0%▲
2023 · 46.1%
Current ratio
1.07▲
2023 · 0.87
Quick ratio
1.07▲
2023 · 0.87
Debt / equity
0.82▼
2023 · 1.17
ROE
21.0%▲
2023 · 15.2%
ROA
11.6%▲
2023 · 7.0%
Interest coverage
5.44▲
2023 · 3.69
Debt
€66k▼
2023 · €75k
Debt ≤ 1 year
€46k▲
2023 · €42k
Debt > 1 year
€20k▼
2023 · €33k
Income taxes
€8k▲
2023 · €4k
Staff costs
€40k▼
2023 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€138k€147k▲
Fixed assets21/28€102k€98k▼
Tangible fixed assets22/27€102k€98k▼
Land and buildings22€98k€94k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€50€50=
Current assets29/58€36k€49k▲
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€29k€46k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€138k€147k▲
Equity10/15€64k€81k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€42k€59k▲
Amounts payable17/49€75k€66k▼
Amounts payable after more than one year17€33k€20k▼
Financial debts170/4€33k€20k▼
Amounts payable within one year42/48€42k€46k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€14k€14k▼
Accrued charges and deferred income492/3€76-
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€76k-
Remuneration, social security and pensions62€61k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€93k€78k▼
Operating profit (loss)9901€21k€31k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€14k€25k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€10k€17k▲
Profit (loss) for the period to be appropriated9905€10k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€59k▲
Profit (loss) brought forward from the previous period14P€32k€42k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
04-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 188 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-26k ▼282%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 98 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rivage(M) 1057110 La LouvièreGround area
752 m²
Building footprint
234 m²
Volume, LiDAR
2,032 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Albert Ier 137, 6560 Erquelinnes
since 20102.180.959.579
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55026A0067/00P006 | Wallonia | 405 m² | 1 · 92 m² | 8.7 m · 2 fl. |
| 56022B0444/00L096 | Wallonia | 347 m² | 1 · 142 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Body Language by M
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VALBEAUTY
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BEAUTIKA
BE 0552.988.288
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NATUR'L
BE 0437.682.806
Gent · Eq €81k
SUNHOUSE KONTICH
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Kontich · Eq €81k
Of 24,858 companies in sector 96220 we hold annual accounts for 1,441. 1,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2009
Fiscal year end31-12
Activities, NACEBEL
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.