SOJOCO
ActiveSummary
The computed 12-month bankruptcy probability of SOJOCO is 3.6% (moderate). The 2025 annual accounts show equity of €22,584 and a net result of €2,753. Equity is growing by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 13484 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability59▲+6
Solvency36▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.5 against 0.51 in 2024; short-term debt: 37.5% and cash: 5.3% of total assets), and 89.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
1.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
1 d early
2022
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, micro schema
Equity
€22,584▲ 13.9%
2024 · €19,831
Total assets
€210,517▲ 4.1%
2024 · €202,284
Net result
€2,753▲ 12.0%
2024 · €2,457
Working capital
-€39,162▼ 31.6%
2024 · -€29,766
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€17,452-€38,132€14,509▼ 62.0%€13,586▼ 6.4%
Net result-€20,638-€28,012€2,457▼ 91.2%€2,753▲ 12.0%
Equity-€10,638-€17,374€19,831▲ 14.1%€22,584▲ 13.9%
Total assets€212,215-€92,536▼ 56.4%€202,284▲ 119%€210,517▲ 4.1%
Debt€222,853-€75,162▼ 66.3%€182,453▲ 143%€187,933▲ 3.0%
Working capital-€30,432--€15,042▲ 50.6%-€29,766▼ 97.9%-€39,162▼ 31.6%
Staff (FTE)1.4-1.9▲ 35.7%4▲ 111%5▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210,517
Fixed assets
€170,704 ▼ 0.2%
Current assets
€39,813 ▲ 27.2%
Equity and liabilities €210,517
Equity
€22,584 ▲ 13.9%
Debt
€187,933 ▲ 3.0%
Debt's share of the balance-sheet total falls from 90.2% to 89.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53,082▲
2024 · €40,200
Cash flow
€42,249▲
2024 · €28,148
Current ratio
0.50▼
2024 · 0.51
Quick ratio
0.19▲
2024 · 0.18
Debt to equity
8.32▼
2024 · 9.20
ROE
12.2%▼
2024 · 12.4%
ROA
1.3%▲
2024 · 1.2%
Interest coverage
4.59▲
2024 · 3.89
Debt ≤ 1 year
€78,975▲
2024 · €61,075
Debt > 1 year
€105,384▼
2024 · €118,177
Income taxes
€1,011▼
2024 · €1,843
Staff costs
€107,519▲
2024 · €94,029
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €48,531 | €69,142 | €94,029 | €107,519 | ▲ 14.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,320 | €8,919 | €25,691 | €39,496 | ▲ 53.7% |
| Other operating charges640/8 | €2,921 | €2,023 | €2,048 | €2,874 | ▲ 40.3% |
| Gross operating margin9900 | €42,321 | €118,216 | €136,277 | €163,475 | ▲ 20.0% |
| Operating profit (loss)9901 | -€17,452 | €38,132 | €14,509 | €13,586 | ▼ 6.4% |
| Financial income75/76B | €179 | - | €130 | €1,754 | ▲ 1,249% |
| Recurring financial income75 | €179 | - | €130 | €1,754 | ▲ 1,249% |
| Financial charges65/66B | €3,365 | €1,794 | €10,339 | €11,576 | ▲ 12.0% |
| Recurring financial charges65 | €3,365 | €1,794 | €10,339 | €11,576 | ▲ 12.0% |
| Profit (loss) for the period before taxes9903 | -€20,638 | €36,338 | €4,300 | €3,764 | ▼ 12.5% |
| Income taxes67/77 | - | €8,326 | €1,843 | €1,011 | ▼ 45.1% |
| Profit (loss) for the period9904 | -€20,638 | €28,012 | €2,457 | €2,753 | ▲ 12.0% |
| Profit (loss) for the period to be appropriated9905 | -€20,638 | €28,012 | €2,457 | €2,753 | ▲ 12.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €212,215 | €92,536 | €202,284 | €210,517 | ▲ 4.1% |
| Fixed assets21/28 | €72,318 | €66,808 | €170,975 | €170,704 | ▼ 0.2% |
| Intangible fixed assets21 | €8,917 | €7,917 | €6,917 | €5,917 | ▼ 14.5% |
| Tangible fixed assets22/27 | €55,870 | €51,360 | €156,327 | €157,056 | ▲ 0.5% |
| Plant, machinery and equipment23 | €55,332 | €50,310 | €53,737 | €46,755 | ▼ 13.0% |
| Furniture and vehicles24 | €538 | €257 | - | €2,065 | - |
| Leasing and similar rights25 | - | €793 | €102,590 | €78,918 | ▼ 23.1% |
| Other tangible fixed assets26 | - | - | - | €29,318 | - |
| Financial fixed assets28 | €7,531 | €7,531 | €7,731 | €7,731 | = |
| Current assets29/58 | €139,897 | €25,729 | €31,309 | €39,813 | ▲ 27.2% |
| Stocks and contracts in progress3 | €5,311 | €17,892 | €20,286 | €24,688 | ▲ 21.7% |
| Stocks30/36 | €5,311 | €17,892 | €20,286 | €24,688 | ▲ 21.7% |
| Amounts receivable within one year40/41 | €131,594 | €6,436 | €2,466 | €2,643 | ▲ 7.2% |
| Trade receivables40 | €131,594 | €6,149 | €2,179 | €1,850 | ▼ 15.1% |
| Other amounts receivable41 | - | €287 | €287 | €793 | ▲ 176% |
| Cash at bank and in hand54/58 | €2,992 | €1,400 | €7,708 | €11,055 | ▲ 43.4% |
| Deferred charges and accrued income490/1 | - | - | €849 | €1,427 | ▲ 68.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €212,215 | €92,536 | €202,284 | €210,517 | ▲ 4.1% |
| Equity10/15 | -€10,638 | €17,374 | €19,831 | €22,584 | ▲ 13.9% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | - | €5,000 | €9,500 | €9,500 | = |
| Distributable reserves133 | - | €5,000 | €9,500 | €9,500 | = |
| Profit (loss) carried forward14 | -€20,638 | €2,374 | €331 | €3,084 | ▲ 832% |
| Amounts payable17/49 | €222,853 | €75,162 | €182,453 | €187,933 | ▲ 3.0% |
| Amounts payable after more than one year17 | €52,524 | €34,392 | €118,177 | €105,384 | ▼ 10.8% |
| Financial debts170/4 | €52,524 | €34,392 | €118,177 | €105,384 | ▼ 10.8% |
| Amounts payable within one year42/48 | €170,329 | €40,770 | €61,075 | €78,975 | ▲ 29.3% |
| Current portion of amounts payable after more than one year42 | €6,626 | €6,746 | €23,950 | - | - |
| Financial debts43 | - | - | - | €31,578 | - |
| Credit institutions430/8 | - | - | - | €31,578 | - |
| Trade debts44 | €79,111 | €18,283 | €23,906 | €22,639 | ▼ 5.3% |
| Suppliers440/4 | €79,111 | €18,283 | €23,906 | €22,639 | ▼ 5.3% |
| Advances received on contracts in progress46 | €72,775 | - | - | - | - |
| Taxes, remuneration and social security45 | €10,317 | €15,741 | €13,219 | €24,758 | ▲ 87.3% |
| Taxes450/3 | €8,555 | €15,741 | €9,227 | €17,851 | ▲ 93.5% |
| Remuneration and social security454/9 | €1,762 | - | €3,992 | €6,907 | ▲ 73.0% |
| Other amounts payable47/48 | €1,500 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €3,201 | €3,574 | ▲ 11.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,638 | €28,012 | €2,457 | €2,753 | ▲ 12.0% |
| + Depreciation and write-downs630 | €8,320 | €8,919 | €25,691 | €39,496 | ▲ 53.7% |
| Operating cash flow (approximation) | -€12,317 | €36,930 | €28,148 | €42,249 | ▲ 50.1% |
| Investment in fixed assets (approximation) | - | -€3,408 | -€129,858 | -€39,225 | ▲ 69.8% |
| Change in cash | - | -€1,592 | €6,308 | €3,347 | ▼ 46.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €28,012
Net result €28,012 after one loss-making year.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Ground area
131 m²
Building footprint
131 m²
Volume, LiDAR
1,099 m³
Parcel 31805E1146/00B000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pieter Pourbusstraat 1, 8000 Brugge
since 20212.322.460.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E1146/00B000 | Flanders | 131 m² | 1 · 131 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,453. 8,995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2021
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
Website
www.pieterpourbus.com
E-mail
restopieterpourbus@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.