SOJOCO
ActiveSummary
The computed 12-month bankruptcy probability of SOJOCO is 3.6% (moderate). The 2025 annual accounts show equity of €23k and a net result of €3k. Equity is growing by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 13417 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability59▲+6
Solvency36▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.5 against 0.51 in 2024; short-term debt: 37.5% and cash: 5.3% of total assets), and 89.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
1.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
1 d early
2022
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 13.9%
2024 · €20k
2022: €-11klowest in 4 years
2023: €17k▲ +263% vs 2022
2024: €20k▲ +14.1% vs 2023
2025: €23k▲ +13.9% vs 2024highest in 4 years
2022 → 2025
Total assets
€211k▲ 4.1%
2024 · €202k
2022: €212khighest in 4 years
2023: €93k▼ -56.4% vs 2022lowest in 4 years
2024: €202k▲ +119% vs 2023
2025: €211k▲ +4.1% vs 2024
2022 → 2025
Net result
€3k▲ 12.0%
2024 · €2k
2022: €-21klowest in 4 years
2023: €28k▲ +236% vs 2022highest in 4 years
2024: €2k▼ -91.2% vs 2023
2025: €3k▲ +12.0% vs 2024
2022 → 2025
Working capital
€-39k▼ 31.6%
2024 · €-30k
2022: €-30k
2023: €-15k▲ +50.6% vs 2022highest in 4 years
2024: €-30k▼ -97.9% vs 2023
2025: €-39k▼ -31.6% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-11k-€17k€20k▲ 14.1%€23k▲ 13.9%
2022: €-11klowest in 4 years
2023: €17k▲ +263% vs 2022
2024: €20k▲ +14.1% vs 2023
2025: €23k▲ +13.9% vs 2024highest in 4 years
Operating result€-17k-€38k€15k▼ 62.0%€14k▼ 6.4%
2022: €-17klowest in 4 years
2023: €38k▲ +319% vs 2022highest in 4 years
2024: €15k▼ -62.0% vs 2023
2025: €14k▼ -6.4% vs 2024
Net result€-21k-€28k€2k▼ 91.2%€3k▲ 12.0%
2022: €-21klowest in 4 years
2023: €28k▲ +236% vs 2022highest in 4 years
2024: €2k▼ -91.2% vs 2023
2025: €3k▲ +12.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€171k ▼ 0.2%
Current assets
€40k ▲ 27.2%
Equity and liabilities €211k
Equity
€23k ▲ 13.9%
Debt
€188k ▲ 3.0%
Debt's share of the balance-sheet total falls from 90.2% to 89.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €40k
Cash flow
€42k▲
2024 · €28k
Current ratio
0.50▼
2024 · 0.51
Quick ratio
0.19▲
2024 · 0.18
Debt to equity
8.32▼
2024 · 9.20
ROE
12.2%▼
2024 · 12.4%
ROA
1.3%▲
2024 · 1.2%
Interest coverage
4.59▲
2024 · 3.89
Debt ≤ 1 year
€79k▲
2024 · €61k
Debt > 1 year
€105k▼
2024 · €118k
Income taxes
€1k▼
2024 · €2k
Staff costs
€108k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€202k€211k▲
Fixed assets21/28€171k€171k▼
Intangible fixed assets21€7k€6k▼
Tangible fixed assets22/27€156k€157k▲
Plant, machinery and equipment23€54k€47k▼
Furniture and vehicles24-€2k
Leasing and similar rights25€103k€79k▼
Other tangible fixed assets26-€29k
Financial fixed assets28€8k€8k=
Current assets29/58€31k€40k▲
Stocks and contracts in progress3€20k€25k▲
Stocks30/36€20k€25k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€2k▼
Other amounts receivable41€287€793▲
Cash at bank and in hand54/58€8k€11k▲
Deferred charges and accrued income490/1€849€1k▲
Equity and liabilities
Total equity and liabilities10/49€202k€211k▲
Equity10/15€20k€23k▲
Contributions10/11€10k€10k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€331€3k▲
Amounts payable17/49€182k€188k▲
Amounts payable after more than one year17€118k€105k▼
Financial debts170/4€118k€105k▼
Amounts payable within one year42/48€61k€79k▲
Current portion of amounts payable after more than one year42€24k-
Financial debts43-€32k
Credit institutions430/8-€32k
Trade debts44€24k€23k▼
Suppliers440/4€24k€23k▼
Taxes, remuneration and social security45€13k€25k▲
Taxes450/3€9k€18k▲
Remuneration and social security454/9€4k€7k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€94k€108k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€39k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€136k€163k▲
Operating profit (loss)9901€15k€14k▼
Financial income75/76B€130€2k▲
Recurring financial income75€130€2k▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€4k€4k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€3k▼
Profit (loss) brought forward from the previous period14P€2k€331▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €49k | €69k | €94k | €108k | ▲ 14.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €9k | €26k | €39k | ▲ 53.7% |
| Other operating charges640/8 | €3k | €2k | €2k | €3k | ▲ 40.3% |
| Gross operating margin9900 | €42k | €118k | €136k | €163k | ▲ 20.0% |
| Operating profit (loss)9901 | €-17k | €38k | €15k | €14k | ▼ 6.4% |
| Financial income75/76B | €179 | - | €130 | €2k | ▲ 1,249% |
| Recurring financial income75 | €179 | - | €130 | €2k | ▲ 1,249% |
| Financial charges65/66B | €3k | €2k | €10k | €12k | ▲ 12.0% |
| Recurring financial charges65 | €3k | €2k | €10k | €12k | ▲ 12.0% |
| Profit (loss) for the period before taxes9903 | €-21k | €36k | €4k | €4k | ▼ 12.5% |
| Income taxes67/77 | - | €8k | €2k | €1k | ▼ 45.1% |
| Profit (loss) for the period9904 | €-21k | €28k | €2k | €3k | ▲ 12.0% |
| Profit (loss) for the period to be appropriated9905 | €-21k | €28k | €2k | €3k | ▲ 12.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €212k | €93k | €202k | €211k | ▲ 4.1% |
| Fixed assets21/28 | €72k | €67k | €171k | €171k | ▼ 0.2% |
| Intangible fixed assets21 | €9k | €8k | €7k | €6k | ▼ 14.5% |
| Tangible fixed assets22/27 | €56k | €51k | €156k | €157k | ▲ 0.5% |
| Plant, machinery and equipment23 | €55k | €50k | €54k | €47k | ▼ 13.0% |
| Furniture and vehicles24 | €538 | €257 | - | €2k | - |
| Leasing and similar rights25 | - | €793 | €103k | €79k | ▼ 23.1% |
| Other tangible fixed assets26 | - | - | - | €29k | - |
| Financial fixed assets28 | €8k | €8k | €8k | €8k | = |
| Current assets29/58 | €140k | €26k | €31k | €40k | ▲ 27.2% |
| Stocks and contracts in progress3 | €5k | €18k | €20k | €25k | ▲ 21.7% |
| Stocks30/36 | €5k | €18k | €20k | €25k | ▲ 21.7% |
| Amounts receivable within one year40/41 | €132k | €6k | €2k | €3k | ▲ 7.2% |
| Trade receivables40 | €132k | €6k | €2k | €2k | ▼ 15.1% |
| Other amounts receivable41 | - | €287 | €287 | €793 | ▲ 176% |
| Cash at bank and in hand54/58 | €3k | €1k | €8k | €11k | ▲ 43.4% |
| Deferred charges and accrued income490/1 | - | - | €849 | €1k | ▲ 68.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €212k | €93k | €202k | €211k | ▲ 4.1% |
| Equity10/15 | €-11k | €17k | €20k | €23k | ▲ 13.9% |
| Contributions10/11 | €10k | €10k | €10k | €10k | = |
| Reserves13 | - | €5k | €10k | €10k | = |
| Distributable reserves133 | - | €5k | €10k | €10k | = |
| Profit (loss) carried forward14 | €-21k | €2k | €331 | €3k | ▲ 832% |
| Amounts payable17/49 | €223k | €75k | €182k | €188k | ▲ 3.0% |
| Amounts payable after more than one year17 | €53k | €34k | €118k | €105k | ▼ 10.8% |
| Financial debts170/4 | €53k | €34k | €118k | €105k | ▼ 10.8% |
| Amounts payable within one year42/48 | €170k | €41k | €61k | €79k | ▲ 29.3% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €24k | - | - |
| Financial debts43 | - | - | - | €32k | - |
| Credit institutions430/8 | - | - | - | €32k | - |
| Trade debts44 | €79k | €18k | €24k | €23k | ▼ 5.3% |
| Suppliers440/4 | €79k | €18k | €24k | €23k | ▼ 5.3% |
| Advances received on contracts in progress46 | €73k | - | - | - | - |
| Taxes, remuneration and social security45 | €10k | €16k | €13k | €25k | ▲ 87.3% |
| Taxes450/3 | €9k | €16k | €9k | €18k | ▲ 93.5% |
| Remuneration and social security454/9 | €2k | - | €4k | €7k | ▲ 73.0% |
| Other amounts payable47/48 | €2k | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €3k | €4k | ▲ 11.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-21k | €28k | €2k | €3k | ▲ 12.0% |
| + Depreciation and write-downs630 | €8k | €9k | €26k | €39k | ▲ 53.7% |
| Operating cash flow (approximation) | €-12k | €37k | €28k | €42k | ▲ 50.1% |
| Investment in fixed assets (approximation) | - | €-3k | €-130k | €-39k | ▲ 69.8% |
| Change in cash | - | €-2k | €6k | €3k | ▼ 46.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Ground area
131 m²
Building footprint
131 m²
Volume, LiDAR
1,099 m³
Parcel 31805E1146/00B000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pieter Pourbusstraat 1, 8000 Brugge
since 20212.322.460.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E1146/00B000 | Flanders | 131 m² | 1 · 131 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,004 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2021
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
Website
www.pieterpourbus.com
E-mail
restopieterpourbus@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.