Equity
-€98,798
Debts exceed assets in financial year 2025.
SOIE-UNIQUE
Lifetime
20 annual accounts with figures on one time axispeak €285,725 (2017)
€19,060▲ 486%
lowest -€112,985 (2015)
-€40,137▼ €16,639
peak €153,991 (2017)
-€98,798▼ €40,137
€524,120▲ 2.1%
peak 2.6 FTE (2014)
0 FTE
Board1 name since 2021
1 directorDesmet Céline
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €3,254 to €19,060Loss of €40,137Equity from -€58,662 to -€98,798
Key points
from the 2025 annual accountsLosses
-€132,868 in five years
Every financial year from 2021 to 2025 closed with a loss. 2025 was the heaviest.
Turnover
≈ €180,000 estimated
The abbreviated format states no turnover.
Debts
€524,120 123% of the balance sheet
Financial debts 87%Suppliers 4%Taxes and wages 1%Other 8%
€198,894 of the debts are secured on the company's own assets. In 2021 that was €230,812.
Filings
20 annual accounts since 2006
Three of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Position in the sector
-€98,798
Less equity than 94% of companies in retail trade. Sector median €235,781 · 12,866 companies.
Checked score
49
Fair
Financially stronger than 21% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 3.0%● unchanged vs 12-2024
02-2025: 3.0%● unchanged vs 01-2025
03-2025: 3.0%● unchanged vs 02-2025
04-2025: 3.1%▲ +0.1 percentage points vs 03-2025
05-2025: 3.4%▲ +0.3 percentage points vs 04-2025highest value
06-2025: 3.2%▼ -0.2 percentage points vs 05-2025
07-2025: 2.8%▼ -0.4 percentage points vs 06-2025
08-2025: 2.8%● unchanged vs 07-2025
09-2025: 2.8%● unchanged vs 08-2025
10-2025: 2.8%● unchanged vs 09-2025
11-2025: 2.8%● unchanged vs 10-2025
12-2025: 2.8%● unchanged vs 11-2025
01-2026: 2.8%● unchanged vs 12-2025
02-2026: 1.7%▼ -1.1 percentage points vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.6%▼ -0.1 percentage points vs 04-2026
06-2026: 1.5%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 1.6%▲ +0.1 percentage points vs 06-2026
08-2026: 2.4%▲ +0.8 percentage points vs 07-2026
09-2026: 3.2%▲ +0.8 percentage points vs 08-2026
10-2026: 3.2%● unchanged vs 09-2026
11-2026: 2.8%▼ -0.4 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €40,137, the second in a row (financial year 2025)
Negative equity -€98,798
Liquidity: current ratio 0.59, cash €585
lowers risk
Size: total assets €425,322
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 13% of them on solvency, 46% on liquidity, 16% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as SOIE-UNIQUE has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SOIE-UNIQUE itself is higher: 2.8% within 12 months. It rests on far more data about SOIE-UNIQUE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for SOIE-UNIQUE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.59 (0.73 in 2024), below 1. Short-term debt is 15.9% and cash 0.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€98,798
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
56 days early
2023
37 days early
2022
35 days early
2021
53 days early
2020
37 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875742526
Environmental permit granted
Functiewijziging zonder verbouwingswerken · Gent
Registered office moved to Vurste
New registered office: Ten Stroom 49, 9890 Vurste · “Export en import,klein- en groothandel in textielproducten,kleding,kledingstoffen,gordijnstoffen,grondstoffen…” (deed in Dutch) · General meeting of 19-12-2023 · Gazette deed
Incorporation
published on 02-09-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOIE-UNIQUE Gavere | €425,322 | €19,060 | -23.2% | 0 |
| BOUTIQUE OZE Tournai | €209,502 | €50,114 | 73.2% | 0.6 |
| FREPO PROJECTS Antwerp | €483,404 | €49,280 | -46.6% | 1 |
| FASHION WORLD F.W. Leopoldsburg | €395,564 | €29,715 | 53.8% | - |
| L.J.B. Antwerp | €597,918 | €21,648 | 0.1% | - |
| D. DESSOUS Grobbendonk | €324,111 | €15,820 | -45.9% | - |
| RIGI BEDDING Beveren-Kruibeke-Zwijndrecht | €556,954 | €37,118 | 89.1% | - |
These companies have the same main activity as SOIE-UNIQUE: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €210,000 and €598,000, founded between 2002 and 2009.
Official details
Source: KBO- Status
- Active since 19-08-2005Normal situation
- Activity
- Retail sale of household textiles and beddingNACE 47512and 3 others
- Joint committees
- 215White-collar workers in the clothing and garment industry
- 109Clothing and garment industry · annual accounts 2021
- Establishment unit
- 2.184.893.9209890 Gavere, since 19-08-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 29-06-2026
Insights on SOIE-UNIQUE
SOIE-UNIQUE files the abbreviated format. That format states no turnover. The gross margin rose from €16,047 in 2006 to €19,060 in 2025.
The balance sheet grew most from 2012 to 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOIE-UNIQUE
- What is the company number of SOIE-UNIQUE?
- The company number of SOIE-UNIQUE is 0875.742.526. The VAT number is the same number with BE in front: BE 0875.742.526.
- Where is SOIE-UNIQUE based?
- The registered office is at Ten Stroom 49, 9890 Gavere.Company details
- What does SOIE-UNIQUE do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of SOIE-UNIQUE?
- SOIE-UNIQUE is a private limited company (BV).
- When was SOIE-UNIQUE founded?
- SOIE-UNIQUE was founded on 19-08-2005.
- Is SOIE-UNIQUE still active?
- Yes, SOIE-UNIQUE is an active enterprise in the KBO register.
- How many employees does SOIE-UNIQUE have?
- SOIE-UNIQUE had an average of 0.1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- Which joint committee does SOIE-UNIQUE fall under?
- In its 2021 annual accounts, SOIE-UNIQUE states joint committees 215 (White-collar workers in the clothing and garment industry) and 109 (Clothing and garment industry).
- What is the turnover of SOIE-UNIQUE?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €19,060 and 85 comparable companies (NACE 475). It probably lies between €93,000 and €430,000. It is a rough estimate.
- Is SOIE-UNIQUE profitable?
- In financial year 2025, SOIE-UNIQUE made a loss of €40,137.
- Where can I find the annual accounts of SOIE-UNIQUE?
- SOIE-UNIQUE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOIE-UNIQUE due?
- SOIE-UNIQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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