SOGEC 2
ActiveSOGEC 2 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €35.10M and a net result of €4.12M. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 2378 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
3 d early
2023
26 d early
2022
39 d early
2021
26 d early
2020
29 d early
2019
25 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address strikeout annulled
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€35.10M▼ 16.7%
2024 · €42.16M
2018: €26.32M
2019: €30.96M
2020: €32.35M
2021: €33.87M
2022: €34.39M
2023: €36.04M
2024: €42.16M
2018 → 2025
Net result
€4.12M▼ 77.4%
2024 · €18.23M
2018: €10.35M
2019: €13.03M
2020: €9.77M
2021: €9.91M
2022: €9.83M
2023: €10.97M
2024: €18.23M
2018 → 2025
Total assets
€46.33M▼ 14.7%
2024 · €54.32M
2018: €45.73M
2019: €48.54M
2020: €48.09M
2021: €47.79M
2022: €47.39M
2023: €47.20M
2024: €54.32M
2018 → 2025
Solvency
75.8%▼ 1.9pp
2024 · 77.6%
2018: 57.5%
2019: 63.8%
2020: 67.3%
2021: 70.9%
2022: 72.6%
2023: 76.4%
2024: 77.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33.87M-€34.39M▲ 1.5%€36.04M▲ 4.8%€42.16M▲ 17.0%€35.10M▼ 16.7%
Operating result€-90k-€-106k▼ 17.7%€-123k▼ 16.2%€-222k▼ 80.4%€-209k▲ 5.5%
Net result€9.91M-€9.83M▼ 0.8%€10.97M▲ 11.6%€18.23M▲ 66.2%€4.12M▼ 77.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €209k in 2025 against €222k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46.33M
Fixed assets
€45.19M▲ 0.5%
Current assets
€1.15M▼ 87.8%
Equity and liabilities €46.33M
Equity
€35.10M▼ 16.7%
Debt
€11.23M▼ 7.6%
The debt ratio rises from 22.4% to 24.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
75.8%▼
2024 · 77.6%
ROE
11.7%▼
2024 · 43.2%
ROA
8.9%▼
2024 · 33.6%
Debt
€11.23M▼
2024 · €12.16M
Debt ≤ 1 year
€11.23M▼
2024 · €12.16M
Income taxes
€0
Staff costs
€34k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54.32M€46.33M▼
Fixed assets21/28€44.94M€45.19M▲
Tangible fixed assets22/27€1.07M€1.32M▲
Land and buildings22€1.02M€1.14M▲
Plant, machinery and equipment23-€28k
Furniture and vehicles24€2k€146k▲
Assets under construction and advance payments27€46k-
Financial fixed assets28€43.87M€43.87M=
Affiliated companies280/1€1.80M€1.80M=
Participating interests280€1.80M€1.80M=
Companies linked by participating interests282/3€42.06M€42.06M=
Participating interests282€42.06M€42.06M=
Other financial fixed assets284/8€4k€6k▲
Shares284€2k€3k▲
Amounts receivable and cash guarantees285/8€2k€3k▲
Current assets29/58€9.38M€1.15M▼
Amounts receivable within one year40/41€63k€92k▲
Other amounts receivable41€63k€92k▲
Current investments50/53€8.97M€1.01M▼
Other investments51/53€8.97M€1.01M▼
Cash at bank and in hand54/58€304k€43k▼
Deferred charges and accrued income490/1€51k€2k▼
Equity and liabilities
Total equity and liabilities10/49€54.32M€46.33M▼
Equity10/15€42.16M€35.10M▼
Contributions10/11€13.98M€13.98M=
Capital10€13.98M€13.98M=
Issued capital100€13.98M€13.98M=
Reserves13€1.65M€1.65M=
Non-distributable reserves130/1€1.64M€1.64M=
Legal reserve130€1.41M€1.41M=
Reserves not available under the articles1311€228k€228k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€26.54M€19.48M▼
Amounts payable17/49€12.16M€11.23M▼
Amounts payable within one year42/48€12.16M€11.23M▼
Trade debts44€29k€33k▲
Suppliers440/4€29k€33k▲
Taxes, remuneration and social security45€5k€5k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€12.12M€11.19M▼
Income statement
Code20242025
Operating income70/76A€2k€37▼
Other operating income74€2k€37▼
Operating charges60/66A€224k€209k▼
Services and other goods61€148k€110k▼
Remuneration, social security and pensions62€33k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€54k▲
Other operating charges640/8€4k€11k▲
Non-recurring operating charges66A€10k-
Operating profit (loss)9901€-222k€-209k▲
Financial income75/76B€18.45M€4.33M▼
Recurring financial income75€18.45M€4.33M▼
Income from financial fixed assets750€17.94M€4.23M▼
Income from current assets751€505k€98k▼
Other financial income752/9€10€1▼
Non-recurring financial income76B-€883
Financial charges65/66B€-8k€3k▲
Recurring financial charges65€-10k€3k▲
Debt charges650€30k-
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-45k-
Other financial charges652/9€6k€3k▼
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€18.23M€4.12M▼
Income taxes67/77-€0
Tax adjustments and reversals of tax provisions77-€0
Profit (loss) for the period9904€18.23M€4.12M▼
Profit (loss) for the period to be appropriated9905€18.23M€4.12M▼
Appropriation of the result
Profit (loss) to be appropriated9906€38.65M€30.66M▼
Profit (loss) brought forward from the previous period14P€20.42M€26.54M▲
Profit to be distributed694/7€12.11M€11.18M▼
Return on contributions (dividend)694€12.11M€11.18M▼
Social balance
Average headcount (FTE)90870.40.4=
The notes to these accounts (42 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
Director reappointment · Auditor reappointmentDirector reappointment · Auditor reappointment4 facts ▸
State Gazette act
Director reappointment · Auditor reappointment
Director reappointment · Auditor reappointment4 facts ▸
- Director reappointment, Eliane Lemarié (administrateur)
- Director reappointment, Jean Burelle (administrateur)
- Director reappointment, Laurent Burelle (administrateur)
- Auditor reappointment, commissaire, 3 ans
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €4.12M ▼77.4%
Net result drops to €4.12M, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €18.23M ▲66.2%
Net result €18.23M, the highest in the series.
27-09
KBO administration
Address strikeout annulled
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification
This board is reconstructed from a single act (26110886). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Eliane Lemarié
CurrentDirector
Jean Burelle
CurrentDirector
Laurent Burelle
CurrentDirector
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1371050 BrusselGround area
2,395 m²
Building footprint
2,689 m²
Volume, LiDAR
69,189 m³
2 parcels, Brussels · tallest building 37.5 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 65, 1050 Brussel
since 20142.232.871.803
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0007/00R000 | Brussels | 1,683 m² | 1 · 2,433 m² | 35.6 m · 9 fl. |
| 21807G0060/00Z002 | Brussels | 711 m² | 1 · 256 m² | 37.5 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| RSM Interaudit SCRLCurrent Commissaire | 26-08-2026 → present |
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 3,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-06-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.