Skip to content

SOGAC

Active
Public limited companyfounded 1990active for 36 yearsRue du Mont-Garni 6, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 0440.462.647
Summary

SOGAC has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329,986 and a net result of -€1,424. Equity has been stable since 2019 (±0.6% per year). Its solvency ranks better than 60% of 3,863 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-03-1990 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.048.130.155 7331 Saint-Ghislain, since 18-11-1999
Financial year end
30 September
Peppol
Reachable

Board and ownership

Shareholders
  • Cédric PELTZERannual accounts 30-09-2017
  • Gaël PELTZERannual accounts 30-09-2017

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
-€987
▼ 15.4%
Loss
€1,424
▼ 3.5%
Equity
€329,986
▼ 0.4%
Total assets
€510,001
▼ 0.3%
Score breakdownraises riskLiquidity: current ratio 0.10, cash €2,776lowers riskSize: total assets €510,001Founded in 1990Figures for financial year 2025 (filed on 02-05-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 90=
equity 64.7% of total assets
Liquidity 51=
short-term debt 5.9% · cash 0.5%
Profitability 37=
return on assets -0.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,544 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.1 (0.14 in 2024), below 1. Short-term debt is 5.9% and cash 0.5% of total assets. 35.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 60% of them on solvency, 37% on liquidity, 18% on profitability and 38% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €510,001
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.10, cash €2,776
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
33 days early
2023
9 days early
2022
2 days early
2021
2 days early
2020
7 days early
2019
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€1,424 View
  • Positive: 3rd oldest company in Saint-Ghislain, Professional and technical services sectorin the Checked rankings No. 3 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointments: Anne VAN DER SCHUEREN (director) and Eric PELTZER (director)
  2. · Gazette deed Resignation: Gaël Peltzer (administrateure administrateurdélégué)Director discharge: Gaël Peltzer
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as SOGAC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €469,000 and €526,000, founded between 1989 and 1991.

CompanyTotal assetsGross margin
SOGAC Saint-Ghislain€510,001-€987
PRIMA - FLOOR Zulte€526,112-€4,566
COORDINATION MANAGEMENT TEAM Sint-Gillis (bij-Brussel)€494,883€0
ACFISCO Beersel€494,449-€2,643
CRISTO Anderlecht€490,061-€2,407
ANSO Beveren-Kruibeke-Zwijndrecht€522,495-€8,583
PINON et Cie Waterloo€469,085-€5,590
Full comparison

Key facts about SOGAC

What is the company number of SOGAC?
The company number of SOGAC is 0440.462.647. The VAT number is the same number with BE in front: BE 0440.462.647.
Where is SOGAC based?
The registered office is at Rue du Mont-Garni 6, 7331 Saint-Ghislain.Company details
What does SOGAC do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SOGAC?
SOGAC is a public limited company (NV).
When was SOGAC founded?
SOGAC was founded on 29-03-1990.
Is SOGAC still active?
Yes, SOGAC is an active enterprise in the KBO register.
What is the turnover of SOGAC?
The annual accounts for financial year 2025 state no turnover.Financials
Is SOGAC profitable?
In financial year 2025, SOGAC made a loss of €1,424.
Where can I find the annual accounts of SOGAC?
SOGAC filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SOGAC due?
SOGAC must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.