SOGAC
ActiveSOGAC has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 60% of 3181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency90=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.14 in 2024; short-term debt: 5.9% and cash: 0.5% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
33 d early
2023
9 d early
2022
2 d early
2021
2 d early
2020
7 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1k▲ 3.5%
2024 · €-1k
2018: €-10k
2019: €19k
2020: €-4k
2021: €-1k
2022: €-2k
2023: €-3k
2024: €-1k
2018 → 2025
Working capital
€-27k▼ 5.5%
2024 · €-26k
2018: €-33k
2019: €-14k
2020: €-18k
2021: €-19k
2022: €-21k
2023: €-24k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€338k-€336k▼ 0.7%€333k▼ 0.8%€331k▼ 0.4%€330k▼ 0.4%
Operating result€-1k-€-2k▼ 54.9%€-2k▼ 30.7%€-1k▲ 49.4%€-1k▼ 11.6%
Net result€-1k-€-2k▼ 51.7%€-3k▼ 26.3%€-1k▲ 47.6%€-1k▲ 3.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510k
Fixed assets
€507k=
Current assets
€3k▼ 32.7%
Equity and liabilities €510k
Equity
€330k▼ 0.4%
Debt
€180k=
The debt ratio rises from 35.2% to 35.3%. Equity is lower.
Key figures and ratios
Solvency
64.7%▼
2024 · 64.8%
Current ratio
0.10▼
2024 · 0.14
Quick ratio
0.10▼
2024 · 0.14
Debt / equity
0.55▲
2024 · 0.54
ROE
-0.4%▲
2024 · -0.4%
ROA
-0.3%▲
2024 · -0.3%
Debt
€180k=
2024 · €180k
Debt ≤ 1 year
€30k▲
2024 · €30k
Debt > 1 year
€150k=
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€511k€510k▼
Fixed assets21/28€507k€507k=
Tangible fixed assets22/27€62k€62k=
Other tangible fixed assets26€62k€62k=
Financial fixed assets28€445k€445k=
Current assets29/58€4k€3k▼
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€92€88▼
Equity and liabilities
Total equity and liabilities10/49€511k€510k▼
Equity10/15€331k€330k▼
Contributions10/11€64k€64k=
Capital10€64k€64k=
Issued capital100€64k€64k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€261k€260k▼
Amounts payable17/49€180k€180k=
Amounts payable after more than one year17€150k€150k=
Financial debts170/4€150k€150k=
Amounts payable within one year42/48€30k€30k▲
Trade debts44€475€489▲
Suppliers440/4€475€489▲
Other amounts payable47/48€30k€30k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-855€-987▼
Operating profit (loss)9901€-1k€-1k▼
Financial charges65/66B€233€38▼
Recurring financial charges65€233€38▼
Profit (loss) for the period before taxes9903€-1k€-1k▲
Profit (loss) for the period9904€-1k€-1k▲
Profit (loss) for the period to be appropriated9905€-1k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€261k€260k▼
Profit (loss) brought forward from the previous period14P€262k€261k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Mont-Garni(B) 67331 Saint-Ghislain1 establishment unit
Rue du Mont-Garni(B) 6, 7331 Saint-Ghislain
since 19992.048.130.155
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-03-1990
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.