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ANSO

Active
Private limited companyfounded 199135 yrs activeKraaienhoflaan 43, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0445.028.773

ANSO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €396k and a net result of €-11k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 70% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-48
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.44 against 5.7 in 2023; short-term debt: 3.4% and cash: 12.4% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
75.7%
Return on assets
-2.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
88 d late
2023
1 d early
2022
29 d late
2021
4 d early
2020
16 d early
2019
1 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€396k▼ 2.7%
2023 · €406k
2018: €420k 2019: €428k 2020: €428k 2021: €425k 2022: €415k 2023: €406k
2018 → 2024
Total assets
€522k▼ 3.5%
2023 · €541k
2018: €608k 2019: €603k 2020: €589k 2021: €578k 2022: €561k 2023: €541k
2018 → 2024
Net result
€-11k▼ 29.6%
2023 · €-8k
2018: €8k 2019: €7k 2020: €-287 2021: €-3k 2022: €-10k 2023: €-8k
2018 → 2024
Working capital
€62k▼ 23.7%
2023 · €81k
2018: €77k 2019: €92k 2020: €93k 2021: €95k 2022: €88k 2023: €81k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€428k-€425k▼ 0.6%€415k▼ 2.4%€406k▼ 2.0%€396k▼ 2.7%
Operating result€-333-€-3k▼ 861%€-10k▼ 213%€-8k▲ 15.8%€-11k▼ 35.3%
Net result€-287-€-3k▼ 859%€-10k▼ 270%€-8k▲ 18.0%€-11k▼ 29.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-15k€-10k€-5k€0Operating result 2020: €-333€-333Net result 2020: €-287€-287Operating result 2021: €-3k€-3kNet result 2021: €-3k€-3kOperating result 2022: €-10k€-10kNet result 2022: €-10k€-10kOperating result 2023: €-8k€-8kNet result 2023: €-8k€-8kOperating result 2024: €-11k€-11kNet result 2024: €-11k€-11k20202021202220232024
The operating result stays negative: a loss of €11k in 2024 against €8k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €522k
Fixed assets €443k▼ 0.1%
Current assets €80k▼ 18.8%
Equity and liabilities €522k
Equity €396k▼ 2.7%
Provisions €58k▼ 2.4%
Debt €69k▼ 8.6%
The debt ratio falls from 13.9% to 13.1%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-11k
2023 · €6k
Cash flow
€-10k
2023 · €7k
Solvency
75.7%
2023 · 75.1%
Current ratio
4.44
2023 · 5.70
Quick ratio
4.44
2023 · 5.70
Debt / equity
0.17
2023 · 0.18
ROE
-2.7%
2023 · -2.1%
ROA
-2.1%
2023 · -1.5%
Interest coverage
-12.47
2023 · 5.64
Debt
€69k
2023 · €75k
Debt ≤ 1 year
€18k
2023 · €17k
Debt > 1 year
€51k
2023 · €58k
Income taxes
€247
2023 · €384
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€541k€522k
Fixed assets21/28€443k€443k
Tangible fixed assets22/27€443k€443k
Land and buildings22€437k€437k=
Furniture and vehicles24€6k€6k
Current assets29/58€98k€80k
Amounts receivable within one year40/41€16k€7k
Trade receivables40€15k€6k
Other amounts receivable41€317€181
Cash at bank and in hand54/58€72k€65k
Deferred charges and accrued income490/1€11k€8k
Equity and liabilities
Total equity and liabilities10/49€541k€522k
Equity10/15€406k€396k
Contributions10/11€62k€62k=
Reserves13€344k€334k
Tax-exempt reserves132€116k€113k
Distributable reserves133€228k€220k
Provisions and deferred taxes16€60k€58k
Deferred taxes168€60k€58k
Amounts payable17/49€75k€69k
Amounts payable after more than one year17€58k€51k
Financial debts170/4€58k€51k
Amounts payable within one year42/48€17k€18k
Current portion of amounts payable after more than one year42€7k€7k=
Trade debts44€1k€744
Suppliers440/4€1k€744
Taxes, remuneration and social security45€339€649
Taxes450/3€339€649
Other amounts payable47/48€8k€9k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€329
Other operating charges640/8€3k€2k
Gross operating margin9900€9k€-9k
Operating profit (loss)9901€-8k€-11k
Financial income75/76B€151€261
Recurring financial income75€151€261
Financial charges65/66B€1k€887
Recurring financial charges65€1k€887
Profit (loss) for the period before taxes9903€-9k€-12k
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€384€247
Profit (loss) for the period9904€-8k€-11k
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€-6k€-8k
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-8k
Transfer from equity791/2€6k€8k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
27-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1991
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kraaienhoflaan 432070 Beveren-Kruibeke-Zwijndrecht
Ground area
447 m²
Building footprint
122 m²
Volume, LiDAR
679 m³
Parcel 11011A0586/00D000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kraaienhoflaan 43, 2070 Beveren-Kruibeke-Zwijndrecht
NACE 7230001
since 19912.054.638.954
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11011A0586/00D000 Flanders 447 m² 1 · 122 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 36,448 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-09-1991
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.