SOFTWAVE CONSULT
ActiveSummary
SOFTWAVE CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €25k. Its solvency ranks better than 63% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.02; short-term debt: 48.3% and cash: 62.7% of total assets), and 48.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
47.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
34 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k
Working capital
€25k
Balance-sheet composition
Assets €52k
Fixed assets
€1k
Current assets
€50k
Equity and liabilities €52k
Equity
€27k
Debt
€25k
Debt finances 48.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€34k
Cash flow
€26k
Current ratio
2.02
Debt to equity
0.93
ROE
92.5%
ROA
47.8%
Interest coverage
490.67
Debt ≤ 1 year
€25k
Income taxes
€9k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €835 |
| Other operating charges640/8 | €3k |
| Gross operating margin9900 | €37k |
| Operating profit (loss)9901 | €34k |
| Financial charges65/66B | €70 |
| Recurring financial charges65 | €70 |
| Profit (loss) for the period before taxes9903 | €34k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €25k |
| Profit (loss) for the period to be appropriated9905 | €25k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52k | |
| Fixed assets21/28 | €1k | |
| Tangible fixed assets22/27 | €1k | |
| Plant, machinery and equipment23 | €1k | |
| Financial fixed assets28 | €50 | |
| Current assets29/58 | €50k | |
| Amounts receivable within one year40/41 | €18k | |
| Trade receivables40 | €18k | |
| Other amounts receivable41 | €69 | |
| Cash at bank and in hand54/58 | €32k | |
| Deferred charges and accrued income490/1 | €170 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52k | |
| Equity10/15 | €27k | |
| Contributions10/11 | €2k | |
| Capital10 | €2k | |
| Issued capital100 | €2k | |
| Reserves13 | €200 | |
| Non-distributable reserves130/1 | €200 | |
| Legal reserve130 | €200 | |
| Profit (loss) carried forward14 | €24k | |
| Amounts payable17/49 | €25k | |
| Amounts payable within one year42/48 | €25k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €17k | |
| Taxes450/3 | €17k | |
| Other amounts payable47/48 | €4k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €25k |
| + Depreciation and write-downs630 | €835 |
| Operating cash flow (approximation) | €26k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 34 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Ground area
72 m²
Building footprint
49 m²
Volume, LiDAR
315 m³
Parcel 21526D0202/00K009, Brussels · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Adil MAAFI
since 20242.365.892.950
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0202/00K009 | Brussels | 71 m² | 1 · 49 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Matching Square
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.