Soft Vibes

Active

Private limited companyfounded 20251 yr activeVorstlaan 209, 1160 Oudergem, BelgiumKBO/BCE: BE 1019.136.537

Summary

Soft Vibes has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,440 and a net result of €27,440. Its solvency ranks better than 52% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

Soft VibesActiveChecked score 71/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€50,885total assets 2025

Equity: €31,440
Profit: €27,440

Turnover not published (abridged schema)

Financial health

71 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts 39 d early0 of 1 deed read

Why 71- Liquidity: current ratio 2.15- Founded in 2025+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €50,885Show the evidence

Checked score

Score 2025

71 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 61% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 87

equity 61.8% of total assets

Liquidity 65

short-term debt 38.2%

Profitability 100

return on assets 53.9%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)

Last 24 months 02-2026: 0.4%lowest value 03-2026: 0.4%● 0.0% vs 02-2026lowest value 04-2026: 0.4%▲ +2.3% vs 03-2026 05-2026: 0.4%▲ +1.5% vs 04-2026 06-2026: 0.4%▲ +1.7% vs 05-2026 07-2026: 0.5%▲ +20.0% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%▲ +9.1% vs 08-2026 10-2026: 0.6%▲ +5.9% vs 09-2026highest value

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 2.15 raises the probability
Founded in 2025 raises the probability for this profile
Size: total assets €50,885 lowers the probability for this profile

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 2.15; short-term debt: 38.2% of total assets), and 38.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 54%, liquidity 48%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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