Software Buro
ActiveSummary
Software Buro has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,915 and a net result of €31,906. Equity is growing by about 37% per year across the filed financial years. Its solvency ranks better than 27% of 21,064 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Staff
- 2.1 FTE
- Equity
- €128,915
- Profit
- €31,906
- Parent
- SOFY · 100%
- LAVIA SOLUTIONSManaging director
- SOFYManaging director
Why 86raises risk1 change of registered office in 24 monthsFigures for financial year 2025 (filed 08-10-2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.09, cash €132,020Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 29% on solvency, 51% on liquidity, 27% on profitability and 73% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 15 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €128,915 ▲32.9%
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 71% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 26,974 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €1,942 | €1,907 | €25,711 | €98,922 | ▲ 285% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,128 | €25,437 | €33,942 | €41,387 | €45,765 | €46,494 | €47,108 | ▲ 1.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €4,775 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | - | €468 | €469 | €516 | €528 | ▲ 2.3% |
| Gross operating margin9900 | -€49,023 | €24,971 | €53,793 | €88,056 | €55,512 | €107,692 | €198,133 | ▲ 84.0% |
| Operating profit (loss)9901 | -€95,740 | -€15,298 | €17,144 | €44,259 | €7,372 | €30,196 | €51,575 | ▲ 70.8% |
| Financial income75/76B | - | - | - | - | €0 | €3 | €798 | ▲ 240× |
| Recurring financial income75 | €0 | - | €0 | - | €0 | €3 | €798 | ▲ 240× |
| Financial charges65/66B | - | - | - | €2,213 | €1,582 | €2,016 | €20,467 | ▲ 915% |
| Recurring financial charges65 | €4,385 | €2,946 | €2,687 | €2,213 | €1,582 | €2,016 | €20,467 | ▲ 915% |
| Profit (loss) for the period before taxes9903 | -€100,124 | -€18,244 | €14,457 | €42,046 | €5,789 | €28,183 | €31,906 | ▲ 13.2% |
| Income taxes67/77 | €58 | €40 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€100,182 | -€18,284 | €14,457 | €42,046 | €5,789 | €28,183 | €31,906 | ▲ 13.2% |
| Profit (loss) for the period to be appropriated9905 | -€100,182 | -€18,284 | €14,457 | €42,046 | €5,789 | €28,183 | €31,906 | ▲ 13.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €262,103 | €287,110 | €366,344 | €373,084 | €387,159 | €538,844 | €418,978 | ▼ 22.2% |
| Fixed assets21/28 | €216,951 | €269,318 | €303,376 | €325,664 | €304,220 | €258,802 | €213,211 | ▼ 17.6% |
| Intangible fixed assets21 | €199,172 | €269,318 | €303,376 | €325,664 | €299,924 | €254,010 | €208,096 | ▼ 18.1% |
| Tangible fixed assets22/27 | €17,780 | - | - | - | €2,496 | €2,992 | €3,315 | ▲ 10.8% |
| Plant, machinery and equipment23 | - | - | - | - | €661 | €495 | €1,413 | ▲ 185% |
| Furniture and vehicles24 | - | - | - | - | €1,836 | €2,497 | €1,903 | ▼ 23.8% |
| Financial fixed assets28 | - | - | - | - | €1,800 | €1,800 | €1,800 | = |
| Current assets29/58 | €45,151 | €17,792 | €62,968 | €47,420 | €82,939 | €280,042 | €205,767 | ▼ 26.5% |
| Amounts receivable within one year40/41 | €16,623 | €14,837 | €36,121 | €33,521 | €52,204 | €123,753 | €73,120 | ▼ 40.9% |
| Trade receivables40 | - | - | - | €33,521 | €52,204 | €123,753 | €72,881 | ▼ 41.1% |
| Other amounts receivable41 | - | - | - | - | - | - | €239 | - |
| Cash at bank and in hand54/58 | €28,461 | €2,955 | €26,847 | €6,870 | €30,135 | €156,288 | €132,020 | ▼ 15.5% |
| Deferred charges and accrued income490/1 | - | - | - | €7,029 | €600 | €0 | €627 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €262,103 | €287,110 | €366,344 | €373,084 | €387,159 | €538,844 | €418,978 | ▼ 22.2% |
| Equity10/15 | €24,818 | €6,534 | €20,991 | €63,037 | €68,826 | €97,009 | €128,915 | ▲ 32.9% |
| Contributions10/11 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Capital10 | - | - | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Issued capital100 | - | - | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | - | - | - | - | - | - | €3,915 | - |
| Distributable reserves133 | - | - | - | - | - | - | €3,915 | - |
| Profit (loss) carried forward14 | -€100,182 | -€118,466 | -€104,009 | -€61,963 | -€56,174 | -€27,991 | €0 | - |
| Amounts payable17/49 | €237,285 | €280,576 | €345,353 | €310,047 | €318,334 | €441,835 | €290,063 | ▼ 34.4% |
| Amounts payable after more than one year17 | €120,663 | €86,992 | €172,775 | €138,197 | €102,966 | €206,675 | €100,845 | ▼ 51.2% |
| Financial debts170/4 | - | - | - | €138,197 | €102,966 | €206,675 | €100,845 | ▼ 51.2% |
| Amounts payable within one year42/48 | €116,622 | €193,585 | €172,422 | €171,742 | €215,309 | €235,151 | €189,218 | ▼ 19.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €37,094 | €37,796 | €36,404 | €28,505 | ▼ 21.7% |
| Trade debts44 | €76,123 | €134,873 | €110,533 | €105,182 | €147,221 | €170,196 | €131,333 | ▼ 22.8% |
| Suppliers440/4 | - | - | - | €105,182 | €147,221 | €170,196 | €131,333 | ▼ 22.8% |
| Taxes, remuneration and social security45 | - | - | - | €4,466 | €5,292 | €28,552 | €29,379 | ▲ 2.9% |
| Taxes450/3 | - | - | - | €4,466 | €5,292 | €22,623 | €12,738 | ▼ 43.7% |
| Remuneration and social security454/9 | - | - | - | - | - | €5,928 | €16,642 | ▲ 181% |
| Other amounts payable47/48 | - | - | - | €25,000 | €25,000 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €108 | €59 | €8 | €0 | ▼ 100% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€100,182 | -€18,284 | €14,457 | €42,046 | €5,789 | €28,183 | €31,906 | ▲ 13.2% |
| + Depreciation and write-downs630 | €15,128 | €25,437 | €33,942 | €41,387 | €45,765 | €46,494 | €47,108 | ▲ 1.3% |
| Operating cash flow (approximation) | -€85,054 | €7,152 | €48,399 | €83,433 | €51,554 | €74,677 | €79,014 | ▲ 5.8% |
| Investment in fixed assets (approximation) | - | -€77,803 | -€68,000 | -€63,675 | -€24,321 | -€1,076 | -€1,517 | ▼ 41.0% |
| Change in cash | - | -€25,506 | €23,891 | -€19,977 | €23,265 | €126,153 | -€24,268 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2025 | micro format | 30-09-2025 | 2025-00535390 |
| 31-03-2024 | micro format | 28-11-2024 | 2024-00606406 |
| 31-03-2023 | micro format | 26-10-2023 | 2023-00494363 |
| 31-03-2022 | micro format | 29-09-2022 | 2022-20453089 |
| 31-03-2021 | micro format | 18-10-2021 | 2021-72100189 |
| 31-03-2020 | micro format | 12-10-2020 | 2020-60900042 |
| 31-03-2019 | micro format | 27-09-2019 | 2019-66300159 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Day-to-day management 2
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| LAVIA SOLUTIONS |
|
| SOFY |
|
| DE JONGE Patrick |
|
| PETERS Dominique Gerard Rita |
|
Owners and capital
Owners
1 ownerChain of control
- SOFY
- Software Buro
Highest known parent: SOFY. The sources do not say who stands above it.
Owners 1
- SOFYparentSourceaccounts SOFY 2025100%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 05-01-2024 Capital stated in the deed · €125,000 · 100,000 shares
Group and network
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
History
Acts, filings and financial milestones
22-12
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 22-11-2025
- Registered-office move, Burgstraat 122-9000 Gent
05-01
Gazette deed
Resignations: PETERS Dominique Gerard Rita, DE JONGE Patrick and SOFYAppointments: SOFY (director) and LAVIA SOLUTIONS (director) · Permanent representatives: DE JONGE Patrick and PETERS Dominique Gerard Rita · Amendment of the articles17 facts ▸
- General meeting, 19-12-2023
- Amendment of the articles (2 times)
- Director resignation, PETERS Dominique Gerard Rita (director (not named in the articles))
- Director resignation, DE JONGE Patrick (director (not named in the articles))
- Director resignation, SOFY (director (not named in the articles))
- Other provision, “uitoefening van hun mandaat, kwijting ontslagnemende bestuurders” (deed in Dutch)
- Director appointment, SOFY (director (not named in the articles))
- Permanent representative, DE JONGE Patrick (2 times)
- Director appointment, LAVIA SOLUTIONS (director (not named in the articles))
- Permanent representative, PETERS Dominique Gerard Rita (2 times)
- Capital, €125,000
- Registered office clause, “Derbystraat 27,9051 Gent(Sint-Denijs-Westrem)” (deed in Dutch)
- +5 further facts in this act
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44062A0266/00S002 | Flanders | 3,562 m² | 1 · 1,766 m² | 13.8 m · 3 |
| 44815F3234/00D000 | Flanders | 1,709 m² | 1 · 920 m² | 16.7 m · 5 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Verkoop,verhuur,installatie en onderhoud van hardware en software diensten; Consultancy en training van IT-opdrachten; Sales en marketing…” (deed in Dutch)
14 activities (deed in Dutch)
- Verkoop,verhuur,installatie en onderhoud van hardware en software diensten
- Consultancy en training van IT-opdrachten
- Sales en marketing ondersteuning
- Het ontwikkelen van software
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,aandelenopties,obligaties,kasbonnen,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlande emittenten
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,in eender welke vorm;het zich borg stellen of aval verlenen,in de meest ruime zin;alle handelsoperaties en financiële operaties verrichten,behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen
- Het waarnemen van bestuursopdrachten en -mandaten,het uitoefenen van opdrachten en functies,het opreden als vereffenaar
- Het ter beschikking stellen van management
- Het verlenen van diensten,consulting en adviezen aan derden van financiële,technische,commerciële of administratieve aard in de ruimste zin,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie,financiën,verkoop,productie en algemeen bestuur
- Het verwerven van participaties,in eender welke vorm,in alle bestaande of op te richten rechtspersonen of ondernemingen,het stimuleren,plannen en coördineren van de ontwikkeling van voormelde rechtspersonen of ondernemingen
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten en technologieën en hun toepassingen;het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriele vaste activa
- De aan- en verkoop,evenals de in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen
- Het huren en verhuren en het ter beschikking stellen in gelijk welke vorm aan ondernemingen en verenigingen van materialen,materieel en van installaties
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van roerend en onroerend patrimonium,zoals onroerende goederen aanwerven,laten bouwen,laten opschikken,laten uitrusten,ombouwen;onroerende goederen vervreemden met het oog op wederbelegging en opbrengst;beschikbare middelen beleggen in roerende goederen en waarden;het nemen van participaties in derde ondernemingen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SOFTWARE BURO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, overbrenging naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of in het Nederlands taalgebied door…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Two directors jointly, or a managing director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “5, minimum aantal door wet voorgeschreven” (deed in Dutch)“Andersluidende beslissing algemene vergadering, algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, aandelen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 September at 10:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Een of meer, bij gebrek bestuursorgaan in functie als college van vereffenaars” (deed in Dutch)“Alle verrichtingen vermeld in de wet, tenzij algemene vergadering anders besluit bij gewone meerderheid” (deed in Dutch)1 more provision on this in the deed