Curios
ActiveCurios has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129k and a net result of €95k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 18035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-53
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 2.6 in 2024), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
20.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
on the day
2022
31 d late
2021
31 d late
2020
31 d late
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€129k▼ 49.2%
2024 · €254k
2019: €7k
2020: €68k
2021: €131k
2022: €124k
2023: €184k
2024: €254k
2019 → 2025
Total assets
€473k▲ 26.7%
2024 · €373k
2019: €63k
2020: €176k
2021: €281k
2022: €299k
2023: €386k
2024: €373k
2019 → 2025
Net result
€95k▲ 35.5%
2024 · €70k
2019: €1k
2020: €62k
2021: €64k
2022: €-8k
2023: €61k
2024: €70k
2019 → 2025
Working capital
€77k▼ 60.0%
2024 · €192k
2019: €3k
2020: €57k
2021: €118k
2022: €92k
2023: €141k
2024: €192k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€124k▼ 5.9%€184k▲ 49.0%€254k▲ 37.6%€129k▼ 49.2%
Operating result€95k-€611▼ 99.4%€97k▲ 15,780%€104k▲ 7.5%€128k▲ 22.7%
Net result€64k-€-8k€61k€70k▲ 14.1%€95k▲ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €473k
Fixed assets
€52k▼ 16.0%
Current assets
€421k▲ 35.2%
Equity and liabilities €473k
Equity
€129k▼ 49.2%
Debt
€344k▲ 188%
The debt ratio rises from 32.0% to 72.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€147k▲
2024 · €120k
Cash flow
€114k▲
2024 · €86k
Solvency
27.2%▼
2024 · 68.0%
Current ratio
1.22▼
2024 · 2.60
Quick ratio
1.22▼
2024 · 2.60
Debt / equity
2.67▲
2024 · 0.47
ROE
73.8%▲
2024 · 27.6%
ROA
20.1%▲
2024 · 18.8%
Interest coverage
37.29▲
2024 · 18.49
Debt
€344k▲
2024 · €120k
Debt ≤ 1 year
€344k▲
2024 · €120k
Income taxes
€33k▲
2024 · €32k
Staff costs
€359k▼
2024 · €421k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€373k€473k▲
Fixed assets21/28€62k€52k▼
Tangible fixed assets22/27€61k€51k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€45k€38k▼
Other tangible fixed assets26€13k€10k▼
Financial fixed assets28€750€750=
Current assets29/58€311k€421k▲
Amounts receivable within one year40/41€206k€369k▲
Trade receivables40€109k€317k▲
Other amounts receivable41€97k€52k▼
Cash at bank and in hand54/58€103k€48k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€373k€473k▲
Equity10/15€254k€129k▼
Contributions10/11€6k€6k=
Reserves13€248k€123k▼
Non-distributable reserves130/1€354-
Reserves not available under the articles1311€354-
Distributable reserves133€247k€123k▼
Amounts payable17/49€120k€344k▲
Amounts payable within one year42/48€120k€344k▲
Current portion of amounts payable after more than one year42€4k-
Trade debts44€32k€69k▲
Suppliers440/4€32k€69k▲
Taxes, remuneration and social security45€82k€155k▲
Taxes450/3€61k€102k▲
Remuneration and social security454/9€21k€52k▲
Other amounts payable47/48€800€121k▲
Income statement
Code20242025
Remuneration, social security and pensions62€421k€359k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€2k€873▼
Gross operating margin9900€543k€507k▼
Operating profit (loss)9901€104k€128k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€103k€128k▲
Income taxes67/77€32k€33k▲
Profit (loss) for the period9904€70k€95k▲
Profit (loss) for the period to be appropriated9905€70k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€95k▲
Transfer from equity791/2-€125k
Transfer to equity691/2€69k-
To other reserves6921€69k-
Profit to be distributed694/7€800€220k▲
Return on contributions (dividend)694€800€220k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2019net €95k ▲35.5%
Operating result €128k, net result €95k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €254k ▲37.6%
2 profitable years in a row build equity to €254k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Equity above €150kEq €184k ▲49%
Equity rises from €124k to €184k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼112%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €131k ▲92.7%
3 profitable years in a row build equity to €131k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bremdreef 72900 SchotenGround area
1,874 m²
Building footprint
227 m²
Volume, LiDAR
1,530 m³
Parcel 11040D0195/00M007, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Curios bvba
since 20182.274.863.596
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0195/00M007 | Flanders | 1,874 m² | 1 · 227 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 2 entries · 1,403 EUR awarded · 1,403 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 1,403 EUR | 1,403 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,209 companies in sector 47400 we hold annual accounts for 1,793. 1,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2018
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.