Software and Engineering in Construction
ActiveSoftware and Engineering in Construction has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €95k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 39% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▼-17
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.18 in 2024), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
53.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
35 d early
2023
17 d early
2022
37 d early
2021
31 d early
2020
35 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€67k▼ 5.8%
2024 · €71k
2018: €63k
2019: €64k
2020: €65k
2021: €67k
2022: €66k
2023: €70k
2024: €71k
2018 → 2025
Total assets
€178k▲ 23.3%
2024 · €144k
2018: €156k
2019: €162k
2020: €132k
2021: €139k
2022: €114k
2023: €149k
2024: €144k
2018 → 2025
Net result
€95k▲ 53.9%
2024 · €62k
2018: €34k
2019: €63k
2020: €34k
2021: €39k
2022: €19k
2023: €44k
2024: €62k
2018 → 2025
Working capital
€79k▲ 2.9%
2024 · €77k
2018: €54k
2019: €64k
2020: €67k
2021: €69k
2022: €71k
2023: €74k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€66k▼ 0.7%€70k▲ 4.6%€71k▲ 1.6%€67k▼ 5.8%
Operating result€41k-€21k▼ 50.3%€46k▲ 122%€62k▲ 35.9%€96k▲ 55.7%
Net result€39k-€19k▼ 52.2%€44k▲ 138%€62k▲ 39.7%€95k▲ 53.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 56% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€2k▼ 31.3%
Current assets
€176k▲ 24.5%
Equity and liabilities €178k
Equity
€67k▼ 5.8%
Provisions
€14k▲ 55.6%
Debt
€98k▲ 50.5%
The debt ratio rises from 44.9% to 54.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€97k▲
2024 · €63k
Cash flow
€96k▲
2024 · €63k
Solvency
37.4%▼
2024 · 48.9%
Current ratio
1.81▼
2024 · 2.18
Quick ratio
1.81▼
2024 · 2.18
Debt / equity
1.47▲
2024 · 0.92
ROE
142.3%▲
2024 · 87.1%
ROA
53.2%▲
2024 · 42.6%
Interest coverage
2312.93▲
2024 · 1593.30
Debt
€98k▲
2024 · €65k
Debt ≤ 1 year
€97k▲
2024 · €65k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€178k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€490€363▼
Current assets29/58€141k€176k▲
Amounts receivable within one year40/41€2k-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€138k€176k▲
Deferred charges and accrued income490/1€1k€347▼
Equity and liabilities
Total equity and liabilities10/49€144k€178k▲
Equity10/15€71k€67k▼
Contributions10/11€25k€25k=
Reserves13€46k€42k▼
Tax-exempt reserves132€264€264=
Distributable reserves133€45k€41k▼
Provisions and deferred taxes16€9k€14k▲
Provisions for liabilities and charges160/5€9k€14k▲
Other liabilities and charges164/5€9k€14k▲
Amounts payable17/49€65k€98k▲
Amounts payable within one year42/48€65k€97k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€60k€92k▲
Accrued charges and deferred income492/3-€356
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€941▼
Other operating charges640/8€143€144▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€63k€103k▲
Operating profit (loss)9901€62k€96k▲
Financial income75/76B€2k€545▼
Recurring financial income75€2k€545▼
Financial charges65/66B€40€42▲
Recurring financial charges65€40€42▲
Profit (loss) for the period before taxes9903€64k€97k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€62k€95k▲
Profit (loss) for the period to be appropriated9905€62k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€95k▲
Transfer from equity791/2€3k€9k▲
Transfer to equity691/2€5k€5k▲
To other reserves6921€5k€5k▲
Profit to be distributed694/7€60k€99k▲
Return on contributions (dividend)694€3k€9k▲
Directors or managers695€57k€90k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €95k ▲53.9%
Operating result €96k, net result €95k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €19k ▼52.2%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Bosse 1069800 DeinzeGround area
959 m²
Building footprint
179 m²
Volume, LiDAR
911 m³
Parcel 44011A0848/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.E.C.
since 19912.054.752.978
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011A0848/00G000 | Flanders | 959 m² | 1 · 179 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Studio Buelens
BE 0773.806.513
Antwerpen · Eq €67k
BUREAU BRAS
BE 0803.954.113
Roeselare · Eq €66k
America Architects
BE 0867.117.741
Heusden-Zolder · Eq €67k
TALLIER ARCHITECTE
BE 0647.860.030
Profondeville · Eq €67k
Cabinet d'Architecture et d'Expertise STRICKLESSE SPRL
BE 0873.931.495
Elsene · Eq €67k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,292. 5,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-1991
Fiscal year end31-12
Abbreviation NL
S.E.C.
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.