Architect Laurence Bourdeau
ActiveArchitect Laurence Bourdeau has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €75k and a net result of €24k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 51% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency90▲+10
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.17 in 2023), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
31 d late
2022
40 d early
2021
46 d late
2020
2 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€75k▲ 34.6%
2023 · €56k
2019: €56k
2020: €58k
2021: €43k
2022: €45k
2023: €56k
2019 → 2024
Total assets
€134k▲ 44.1%
2023 · €93k
2019: €131k
2020: €131k
2021: €96k
2022: €98k
2023: €93k
2019 → 2024
Net result
€24k▲ 101%
2023 · €12k
2019: €45k
2020: €45k
2021: €-15k
2022: €2k
2023: €12k
2019 → 2024
Working capital
€37k▲ 488%
2023 · €6k
2019: €-25k
2020: €-21k
2021: €-22k
2022: €-19k
2023: €6k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€58k-€43k▼ 25.6%€45k▲ 3.6%€56k▲ 25.1%€75k▲ 34.6%
Operating result€64k-€-14k€3k€18k▲ 497%€34k▲ 94.5%
Net result€45k-€-15k€2k€12k▲ 670%€24k▲ 101%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 94% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134k
Fixed assets
€40k▼ 18.5%
Current assets
€94k▲ 115%
Equity and liabilities €134k
Equity
€75k▲ 34.6%
Debt
€59k▲ 58.3%
The debt ratio rises from 40.0% to 44.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€47k▲
2023 · €32k
Cash flow
€37k▲
2023 · €27k
Solvency
56.0%▼
2023 · 60.0%
Current ratio
1.65▲
2023 · 1.17
Quick ratio
1.65▲
2023 · 1.17
Debt / equity
0.79▲
2023 · 0.67
ROE
32.1%▲
2023 · 21.6%
ROA
18.0%▲
2023 · 12.9%
Interest coverage
13.31▼
2023 · 20.80
Debt
€59k▲
2023 · €37k
Debt ≤ 1 year
€57k▲
2023 · €37k
Income taxes
€6k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€93k€134k▲
Fixed assets21/28€50k€40k▼
Intangible fixed assets21€38k€30k▼
Tangible fixed assets22/27€12k€10k▼
Land and buildings22€5k€6k▲
Furniture and vehicles24€7k€4k▼
Current assets29/58€44k€94k▲
Amounts receivable within one year40/41€10k€44k▲
Trade receivables40€8k€34k▲
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€17k€41k▲
Deferred charges and accrued income490/1€16k€9k▼
Equity and liabilities
Total equity and liabilities10/49€93k€134k▲
Equity10/15€56k€75k▲
Contributions10/11€12k€12k=
Reserves13€44k€63k▲
Distributable reserves133€44k€63k▲
Amounts payable17/49€37k€59k▲
Amounts payable within one year42/48€37k€57k▲
Trade debts44€6k€26k▲
Suppliers440/4€6k€26k▲
Taxes, remuneration and social security45€376€3k▲
Taxes450/3€376€3k▲
Other amounts payable47/48€31k€28k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€33k€48k▲
Operating profit (loss)9901€18k€34k▲
Financial income75/76B€6€6▲
Recurring financial income75€6€6▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€16k€31k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€12k€24k▲
Profit (loss) for the period to be appropriated9905€12k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€24k▲
Profit (loss) brought forward from the previous period14P€-13k-
Transfer from equity791/2€2k-
Transfer to equity691/2-€19k
To other reserves6921-€19k
Profit to be distributed694/7€833€5k▲
Return on contributions (dividend)694€833€833=
Directors or managers695-€4k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
31-12
Financial
Weakest financial yearnet €-15k ▼133%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 958800 RoeselareGround area
1,856 m²
Building footprint
182 m²
Volume, LiDAR
1,326 m³
Parcel 36017A0661/00F000, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Architect Laurence Bourdeau
since 20192.285.367.312
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0661/00F000 | Flanders | 1,856 m² | 1 · 182 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 47 EUR awarded · 47 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 47 EUR | 47 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,208 companies in sector 71111 we hold annual accounts for 6,292. 5,444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2019
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.