Softsuit
ActiveSummary
Softsuit has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €17k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+14
Solvency59▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.17 in 2024; short-term debt: 19.3% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
25 d late
2023
34 d early
2022
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 13.5%
2024 · €123k
2022: €83k
2023: €118k
2024: €123k
2022 → 2025
Total assets
€405k▲ 0.2%
2024 · €404k
2022: €107k
2023: €338k
2024: €404k
2022 → 2025
Net result
€17k▲ 233%
2024 · €5k
2022: €68k
2023: €35k
2024: €5k
2022 → 2025
Working capital
€-10k
2024 · €11k
2022: €64k
2023: €36k
2024: €11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€83k-€118k▲ 42.0%€123k▲ 4.2%€139k▲ 13.5%
Operating result€86k-€51k▼ 40.8%€19k▼ 63.0%€35k▲ 84.8%
Net result€68k-€35k▼ 48.7%€5k▼ 85.8%€17k▲ 233%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405k
Fixed assets
€337k ▲ 2.2%
Current assets
€68k ▼ 8.8%
Equity and liabilities €405k
Equity
€139k ▲ 13.5%
Debt
€266k ▼ 5.6%
Debt's share of the balance-sheet total falls from 69.6% to 65.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €32k
Cash flow
€33k▲
2024 · €18k
Current ratio
0.87▼
2024 · 1.17
Debt to equity
1.91▼
2024 · 2.29
ROE
11.9%▲
2024 · 4.0%
ROA
4.1%▲
2024 · 1.2%
Interest coverage
3.70▲
2024 · 2.54
Debt ≤ 1 year
€78k▲
2024 · €64k
Debt > 1 year
€188k▼
2024 · €218k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€404k€405k▲
Fixed assets21/28€329k€337k▲
Tangible fixed assets22/27€329k€337k▲
Land and buildings22€329k€337k▲
Current assets29/58€75k€68k▼
Amounts receivable after more than one year29€49k€43k▼
Other amounts receivable291€49k€43k▼
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€14k€10k▼
Other amounts receivable41€990€2k▲
Current investments50/53€10k€13k▲
Equity and liabilities
Total equity and liabilities10/49€404k€405k▲
Equity10/15€123k€139k▲
Contributions10/11€15k€15k=
Reserves13€108k€124k▲
Distributable reserves133€108k€124k▲
Amounts payable17/49€281k€266k▼
Amounts payable after more than one year17€218k€188k▼
Financial debts170/4€218k€188k▼
Amounts payable within one year42/48€64k€78k▲
Current portion of amounts payable after more than one year42€30k€40k▲
Financial debts43€4k€13k▲
Credit institutions430/8€4k€13k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€25k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€570€760▲
Gross operating margin9900€32k€53k▲
Operating profit (loss)9901€19k€35k▲
Financial income75/76B€183€381▲
Recurring financial income75€183€381▲
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€7k€21k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€5k€17k▲
Profit (loss) for the period to be appropriated9905€5k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€17k▲
Transfer to equity691/2€5k€17k▲
To other reserves6921€5k€17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼85.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €118k ▲42%
2 profitable years in a row build equity to €118k.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spiere-Helkijn · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elleboogstraat 208587 Spiere-HelkijnGround area
278 m²
Building footprint
73 m²
Parcel 34015B0556/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Softsuit
since 20212.321.214.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34015B0556/00P000 | Flanders | 277 m² | 1 · 73 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDCL
BE 0791.771.408
Leuven · Eq €139,188
NOELIS
BE 0837.466.227
Temse · Eq €139,150
TIBALISE
BE 0758.382.721
Hasselt · Eq €139,111
BUYTAERT
BE 0459.401.995
Keerbergen · Eq €139,261
ALTERATIO
BE 0745.680.669
Aiseau-Presles · Eq €139,084
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.