SOFT OFFICE
ActiveSummary
SOFT OFFICE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,611 and a net result of €9,492. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 15% of 2778 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Computer programming
NACE 62100NACE 62010IT consultancy NACE 62020
#2 oldest company in Vorst, Telecoms and IT sector1 site
How big
€82,073total assets 2025
- Equity
- €1,611
- Profit
- €9,492
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 1 deed read
Why 64- Higher-failure-rate region- Weak solvency vs sector+ Lower-failure-rate sector+ Long track recordFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-2
Solvency27▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2778 sector peers (2025).
NBB · sector comparisonPosition among 2778 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €10,024
Financials
Fiscal year 2025Total assets €82,073Profit €9,492Solvency 2.0%Liquidity 0.97
Total assets
€82,073▲ 6.4%
2018 - 2025
Net result
€9,492▼ 5.3%
2018 - 2025
Equity
€1,611
2018 - 2025
Solvency
2.0%▲ 12.2pp
2018 - 2025
Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 oldest company in Vorst, Telecoms and IT sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21,633▲ 385%-€5,795-€5,756▲ 0.7%€11,059€10,054▼ 9.1%
Net result€19,975within the sector's middle half▲ 934%-€6,581below the sector's middle half-€6,954below the sector's middle half▼ 5.7%€10,024within the sector's middle half€9,492within the sector's middle half▼ 5.3%
Equity-€4,370below the sector's middle half▲ 82.1%-€10,951below the sector's middle half▼ 151%-€17,905below the sector's middle half▼ 63.5%-€7,881below the sector's middle half▲ 56.0%€1,611below the sector's middle half
Total assets€96,234within the sector's middle half▲ 29.2%€90,653within the sector's middle half▼ 5.8%€82,258within the sector's middle half▼ 9.3%€77,166within the sector's middle half▼ 6.2%€82,073below the sector's middle half▲ 6.4%
Debt€100,604▲ 1.8%€101,604▲ 1.0%€100,164▼ 1.4%€85,047▼ 15.1%€80,461▼ 5.4%
Working capital-€35,136below the sector's middle half▲ 17.7%-€33,717below the sector's middle half▲ 4.0%-€32,671below the sector's middle half▲ 3.1%-€19,309below the sector's middle half▲ 40.9%-€2,196below the sector's middle half▲ 88.6%
Solvency-4.5%below the sector's middle half▲ 28.1pp-12.1%below the sector's middle half▼ 7.5pp-21.8%below the sector's middle half▼ 9.7pp-10.2%below the sector's middle half▲ 11.6pp2.0%below the sector's middle half▲ 12.2pp
Current ratio0.65below the sector's middle half▲ 0.080.67below the sector's middle half▲ 0.020.67below the sector's middle half▲ 0.010.77below the sector's middle half▲ 0.100.97below the sector's middle half▲ 0.20
Return on assets (ROA)20.8%within the sector's middle half▲ 18.2pp-7.3%below the sector's middle half▼ 28.0pp-8.5%below the sector's middle half▼ 1.2pp13.0%within the sector's middle half▲ 21.4pp11.6%within the sector's middle half▼ 1.4pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82,073
Fixed assets
€3,808 ▼ 66.7%
Current assets
€78,265 ▲ 19.1%
Equity and liabilities €82,073
Equity
€1,611
Debt
€80,461
Debt finances 98.0% of the balance-sheet total.
Key figures and ratios
Key figures and ratios
EBITDA
€17,674▼
2024 · €18,058
Cash flow
€17,113▲
2024 · €17,023
Quick ratio
0.38▲
2024 · 0.26
Debt to equity
49.94
ROE
589.1%
Interest coverage
59.10▲
2024 · 24.67
Debt ≤ 1 year
€80,461▼
2024 · €85,047
Income taxes
€311▲
2024 · €310
Staff costs
€2,297
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 931 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.9%
went bankrupt
4.6%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 931 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €12,400 | - | €14 | €1 | €0 | ▼ 81.8% |
| Remuneration, social security and pensions62 | €515 | - | - | - | €2,297 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €8,000 | €8,000 | €6,999 | €7,620 | ▲ 8.9% |
| Other operating charges640/8 | €2,711 | €2,581 | €2,447 | €2,710 | €1,850 | ▼ 31.7% |
| Non-recurring operating charges66A | €171 | €1,064 | €0 | €38 | €120 | ▲ 217% |
| Gross operating margin9900 | €25,030 | €5,849 | €4,691 | €20,806 | €21,942 | ▲ 5.5% |
| Operating profit (loss)9901 | €21,633 | -€5,795 | -€5,756 | €11,059 | €10,054 | ▼ 9.1% |
| Financial income75/76B | €2 | €18 | €12 | €7 | €49 | ▲ 599% |
| Recurring financial income75 | €2 | €18 | €12 | €7 | €49 | ▲ 599% |
| Financial charges65/66B | €974 | €804 | €669 | €732 | €299 | ▼ 59.1% |
| Recurring financial charges65 | €974 | €804 | €669 | €732 | €299 | ▼ 59.1% |
| Profit (loss) for the period before taxes9903 | €20,661 | -€6,581 | -€6,413 | €10,334 | €9,804 | ▼ 5.1% |
| Income taxes67/77 | €685 | - | €540 | €310 | €311 | ▲ 0.5% |
| Profit (loss) for the period9904 | €19,975 | -€6,581 | -€6,954 | €10,024 | €9,492 | ▼ 5.3% |
| Profit (loss) for the period to be appropriated9905 | €19,975 | -€6,581 | -€6,954 | €10,024 | €9,492 | ▼ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,234 | €90,653 | €82,258 | €77,166 | €82,073 | ▲ 6.4% |
| Fixed assets21/28 | €30,766 | €22,766 | €14,766 | €11,428 | €3,808 | ▼ 66.7% |
| Intangible fixed assets21 | €28,800 | €20,800 | €12,800 | €6,400 | - | - |
| Tangible fixed assets22/27 | - | - | - | €3,062 | €1,842 | ▼ 39.9% |
| Furniture and vehicles24 | - | - | - | €3,062 | €1,842 | ▼ 39.9% |
| Financial fixed assets28 | €1,966 | €1,966 | €1,966 | €1,966 | €1,966 | = |
| Current assets29/58 | €65,468 | €67,887 | €67,493 | €65,738 | €78,265 | ▲ 19.1% |
| Stocks and contracts in progress3 | €43,430 | €44,500 | €44,000 | €43,750 | €47,700 | ▲ 9.0% |
| Stocks30/36 | €20,930 | €19,500 | €19,500 | €19,250 | €23,200 | ▲ 20.5% |
| Contracts in progress37 | €22,500 | €25,000 | €24,500 | €24,500 | €24,500 | = |
| Amounts receivable within one year40/41 | €19,349 | €21,947 | €20,457 | €20,909 | €16,376 | ▼ 21.7% |
| Trade receivables40 | €16,391 | €17,699 | €16,849 | €16,504 | €13,080 | ▼ 20.7% |
| Other amounts receivable41 | €2,958 | €4,248 | €3,608 | €4,405 | €3,296 | ▼ 25.2% |
| Cash at bank and in hand54/58 | €2,689 | €1,440 | €3,035 | €1,078 | €14,189 | ▲ 1,216% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,234 | €90,653 | €82,258 | €77,166 | €82,073 | ▲ 6.4% |
| Equity10/15 | -€4,370 | -€10,951 | -€17,905 | -€7,881 | €1,611 | ▲ 120% |
| Contributions10/11 | €29,747 | €29,747 | €29,747 | €32,722 | €32,722 | = |
| Capital10 | €29,747 | €29,747 | €29,747 | - | - | - |
| Issued capital100 | €29,747 | €29,747 | €29,747 | - | - | - |
| Outside capital11 | - | - | - | €32,722 | €32,722 | = |
| Share premium1100/10 | - | - | - | €32,722 | €32,722 | = |
| Reserves13 | €4,883 | €4,883 | €4,883 | €1,908 | €1,908 | = |
| Non-distributable reserves130/1 | €2,975 | €2,975 | €2,975 | - | - | - |
| Legal reserve130 | €2,975 | €2,975 | €2,975 | - | - | - |
| Distributable reserves133 | €1,908 | €1,908 | €1,908 | €1,908 | €1,908 | = |
| Profit (loss) carried forward14 | -€39,000 | -€45,581 | -€52,535 | -€42,511 | -€33,019 | ▲ 22.3% |
| Amounts payable17/49 | €100,604 | €101,604 | €100,164 | €85,047 | €80,461 | ▼ 5.4% |
| Amounts payable within one year42/48 | €100,604 | €101,604 | €100,164 | €85,047 | €80,461 | ▼ 5.4% |
| Current portion of amounts payable after more than one year42 | €636 | - | - | - | - | - |
| Financial debts43 | €3,493 | - | €6,342 | - | - | - |
| Credit institutions430/8 | €3,493 | - | €6,342 | - | - | - |
| Trade debts44 | €9,353 | €11,029 | €5,514 | €6,622 | €4,110 | ▼ 37.9% |
| Suppliers440/4 | €9,353 | €11,029 | €5,514 | €6,622 | €4,110 | ▼ 37.9% |
| Taxes, remuneration and social security45 | €27,771 | €27,771 | - | - | - | - |
| Remuneration and social security454/9 | €27,771 | €27,771 | - | - | - | - |
| Other amounts payable47/48 | €59,351 | €62,805 | €88,307 | €78,425 | €76,351 | ▼ 2.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,975 | -€6,581 | -€6,954 | €10,024 | €9,492 | ▼ 5.3% |
| + Depreciation and write-downs630 | - | €8,000 | €8,000 | €6,999 | €7,620 | ▲ 8.9% |
| Operating cash flow (approximation) | €19,975 | €1,419 | €1,046 | €17,023 | €17,113 | ▲ 0.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3,661 | €0 | ▲ 100% |
| Change in cash | - | -€1,249 | €1,596 | -€1,957 | €13,111 | ▲ 770% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 16,913 companies in this sector we hold annual accounts for 8,787. 1,338 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
13 eventsLatest 31-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €10,024
Net result €10,024 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €19,975 ▲934%
Operating result €21,633, net result €19,975, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €1,858
Net result €1,858 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 135 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 06-02-1986Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded06-02-1986
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428457215
Also
9925:BE0428457215
Registered
03-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1986
Ground area
225 m²
Building footprint
215 m²
Volume, LiDAR
1,655 m³
Parcel 21007A0069/00B071, Brussels · tallest building 17.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bondgenotenstraat 160, 1190 Vorst
since 1986unit no. 2.029.020.858
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0069/00B071 | Brussels | 225 m² | 1 · 214 m² | 17.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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