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Soft DecoTec

Active
Private limited companyfounded 20206 yrs activeOdiel Spruyttestraat 22, 8870 Izegem, BelgiumKBO/BCE: BE 0746.682.541
Summary

Soft DecoTec has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201,863 and a net result of €53,332. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Soft DecoTecActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010
#8 company by equity in Izegem, Telecoms and IT sector1 site
Size
€254,920total assets 2025
Equity
€201,863
Profit
€53,332
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 14 d early0 of 1 deed read
Why 96+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 4.51, cash €101,103+ Equity €201,863 (79.2% of total assets)+ Size: total assets €254,920Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 79.2% of total assets
Liquidity 93+15
short-term debt 20.8% · cash 39.7%
Profitability 95-4
return on assets 20.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
Last 20 months 03-2025: 0.3% 04-2025: 0.3%▲ +10.3% vs 03-2025 05-2025: 0.3%▲ +4.3% vs 04-2025 06-2025: 0.3%▲ +3.4% vs 05-2025highest value 07-2025: 0.3%▼ -0.3% vs 06-2025 08-2025: < 0.1%▼ -89.7% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▼ -3.2% vs 10-2025lowest value 12-2025: < 0.1%▲ +3.3% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +6.5% vs 03-2026 05-2026: < 0.1%▲ +3.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +8.8% vs 06-2026 08-2026: < 0.1%▼ -16.2% vs 07-2026 09-2026: < 0.1%▼ -3.2% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 4.51, cash €101,103 lowers the probability
  • Equity €201,863 (79.2% of total assets) lowers the probability
  • Size: total assets €254,920 lowers the probability for this profile
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 4.51 against 4.58 in 2024; short-term debt: 20.8% and cash: 39.7% of total assets), and 20.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 81%, profitability 60%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 4.51, cash €101,103
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €201,863 (79.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €254,920
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
14 d early
2024
17 d early
2023
12 d early
2022
24 d early
2021
16 d early
2020
26 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2020net €53,332 ▲1.6%
  3. Equity above €200,000Eq €201,863 ▲16.3%

Key points

  • Positive: Company by equity in Izegem, Telecoms and IT…in the Checked rankings #8 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €53,332 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€254,920
Profit
€53,332
Solvency
79.2%
Total assets▲ 17.4%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 17-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2020
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
05-05-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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