Skip to content

SOFIRI

Active Risk: not assessed Private limited companyfounded 2010active for 16 yearsDriekoningenstraat 27, 8820 TorhoutKBO/BCE: BE 0823.278.590

Overview

Lifetime

15 annual accounts with figures on one time axis
peak €154,164 (2024)
€151,867▼ 1.5%
peak €106,619 (2024)
€96,171▼ 9.8%
peak €330,881 (2025)
€330,881▲ 0.9%
€212,338▲ 73.7%
Board1 name since 2022
Documentsfilings and deeds
22-12-202540 days before the deadline
2025micro format
Dividend €93,303Debts from €122,278 to €212,338Cash from €191,935 to €369,242

Key points

from the 2025 annual accounts

Equity

€330,881 ▲ 0.9%
328,0132024+96,171Profit-93,303Dividend330,8812025

SOFIRI paid out €93,303 in dividends. That is 97% of the 2025 profit.

Debts

€212,338 ▲ 73.7%
Other debts
+92,115
Suppliers
+213
The rest
-2,267

Debts rose by €90,060 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Filings

15 annual accounts since 2011
deadline201520202025

The last five annual accounts were filed 2 to 41 days before the end of the period.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 days early
2024
29 days early
2023
41 days early
2022
36 days early
2021
2 days early
2020
44 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RC
Director
  • RIGAUT Christophe enige aandeelhouderdeed of 16-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0823278590
New statutory director RIGAUT Christophe appointed, RIGAUT Christophe resigned · Director discharge: RIGAUT Christophe · RIGAUT Christophe holds all the shares · General meeting of 10-11-2023 · Gazette deed
First establishment Driekoningenstraat 27, Torhout
Incorporation published on 03-03-2010 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
SOFIRI Torhout €557,641 €151,867 59.3% -
TRIASS Tessenderlo-Ham €578,303 €148,460 84.5% 1
Alverass Malle €569,320 €168,230 79.4% -
Verzekeringskantoor De Smet Lierde €609,439 €173,740 56.2% -
VERZEKERINGEN ANN-SOFIE HAECK Merelbeke-Melle €591,946 €128,257 23.0% -
DE RUYCK ANTOON & EMMANUEL VERZEKERINGEN Ghent €602,494 €184,898 27.5% -
Zakenkantoor Van Gheluwe - D'huyvetter Oostrozebeke €712,837 €139,972 98.7% -

These companies have the same main activity as SOFIRI: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €569,000 and €713,000, founded between 2009 and 2010.

Official details

Source: KBO
Status
Active since 16-02-2010Normal situation
Activity
Insurance agents and brokersNACE 66220and 3 others
Establishment unit
2.185.849.5678820 Torhout, since 19-02-2010
Financial year end
30 June
Peppol
Reachable since 13-10-2025
Company details

Annual accounts to 30-06-2025

€96,171▼ 9.8%
€330,881▲ 0.9%
€557,641▲ 20.0%
Filing
Filed on 22-12-2025, 40 days before the end of the filing period
Financials

Insights on SOFIRI

SOFIRI files the micro format. That format states no turnover. The gross margin rose from €145,456 in 2011 to €151,867 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 22-12-2025, 40 days before the deadline
€330,881
▲ 0.9%
€557,641
▲ 20.0%
€96,171
▼ 9.8%
59.3%
▼ 11.2 percentage points
29.1%
▼ 3.4 percentage points
17.2%
▼ 5.7 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €557,641 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

59.3%

Higher than 59% of 3,074 companies in 2025.

17.2%

Higher than 66% of 3,019 companies in 2025.

SOFIRI Middle half of the sector 80% of the sector Micro accounts in auxiliary financial services (NACE 66)

Net result: top quarter · Equity: top quarter · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011
Balance sheet: assets
20/58 557,641464,714390,289391,261405,858358,640254,144212,294144,945147,576142,796197,730147,188123,083150,686
20 -----------99269439609
21/28 88,689104,74666,89273,06280,44528,68632,59311,17014,13921,59618,02320,21027,95820,4863,850
21 7,50010,00012,50015,00017,50020,00022,500--------
22/27 81,18994,74654,39258,06262,9458,68610,09311,17014,13921,59618,02320,11127,68920,0473,241
22 46,73047,55848,38549,21350,040----------
23 1,8732,986784-4301,286853-1,0382,1861,0601,9931,3311,9891,353
24 32,58644,2025,2248,84912,4757,4009,23911,17013,10119,41016,96318,11826,35818,0591,888
29/58 468,952359,968323,396318,199325,413329,954221,551201,123130,805125,980124,773177,519119,230102,597146,835
40/41 98,21716,63020,2819,0752,5185,90017,48527,51815,4762,55936,83521,49319,00225,29622,118
40 98,21716,63019,7129,075-5,44516,57527,51815,476-36,83519,56918,69325,25721,651
41 --569-2,518455910--2,559-1,92430940466
50/53 -150,000100,000---------9,000--
54/58 369,242191,935201,457307,555321,272322,481202,552173,606115,329123,42187,938156,02791,22877,301124,718
490/1 1,4931,4021,6581,5691,6231,5741,514--------
Balance sheet: equity and liabilities
10/49 557,641464,714390,289391,261405,858358,640254,144212,294144,945147,576142,796197,730147,188123,083150,686
10/15 330,881328,013274,732277,667267,628245,617199,859146,521107,974103,86978,78831,24383,01221,62223,839
10/11 6,2006,2006,2006,2006,200-6,2006,2006,2006,2006,2006,2006,2006,2006,200
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------12,40012,40012,40012,40012,40012,40012,40012,40012,400
11 -----6,200---------
1100/10 -----6,200---------
13 324,681321,813268,532271,467261,428239,417193,659139,638101,09096,98671,90524,36076,36014,86016,860
130/1 --1,8601,8601,8601,860---------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 --1,8601,8601,860----------
1319 -----1,860---------
132 ------------22,500--
133 324,681321,813266,672269,607259,568237,557191,799137,77899,23095,12670,04522,50052,00013,00015,000
14 -------683683683683683452562779
16 14,42314,42314,42314,42317,00017,00017,00017,00017,00017,00017,00017,00017,00017,00014,423
160/5 14,42314,42314,42314,42317,00017,00017,00017,00017,00017,00017,00017,00017,00017,00014,423
160 14,42314,42314,42314,42317,00017,00017,00017,00017,000------
17/49 212,338122,278101,13499,171121,23096,02337,28548,77319,97126,70747,008149,48647,17684,461112,424
17 37,70139,86342,19644,52646,809----------
170/4 37,70139,86342,19644,52646,809----------
42/48 174,63682,41558,93754,64574,42196,02337,28548,77319,97125,37945,081147,25944,95082,238110,139
42 2,3572,3332,3082,2832,258----------
44 7135007374,3262,1481,7772,9951,988214-4,6407,52111,10711,873704
440/4 7135007374,3262,1481,7772,9951,988214-4,6407,52111,10711,873704
45 25,29925,42913,2409,63511,58129,71218,01233,69110,03420,49937,54538,90324,83230,02249,406
450/3 25,29925,42913,2409,63511,58129,71218,01233,69110,03420,49937,54538,48924,41828,66248,046
454/9 -----------4144141,3601,360
47/48 146,26854,15342,65338,40158,43564,53316,27813,0939,7234,8802,896100,8349,01040,34360,030
492/3 ---------1,3281,9272,2272,2272,2232,285
Income statement
76A -16,069-----14,100---7,632---
9900 151,867154,16468,17522,863115,740145,639118,54672,16216,75163,56284,20090,21786,82063,647145,456
630 16,0569,9347,1807,38314,4325,1964,8582,9697,4568,2973,2932,1575,8593,4661,438
631/4 ------32,483--10,070-----
635/8 -------------2,57714,423
640/8 1,0062,4841,7621,7275,2032,0245,0704,5211,5952,4181,8282,6601,8072,2793,668
9901 134,804141,74759,23313,75396,105138,41976,13564,6717,70042,77779,07985,40079,15455,325125,927
75/76B 1,4953,7351090--1,515-1096554257921,1951,589382
75 1,4953,7351090--1,515-1096554257921,1951,589382
65/66B 5556126156541,1921,7911,8021,1647043638917,8014511,1362,206
65 5556126156541,1921,7911,8021,1647043638917,8014511,1362,206
9903 135,744144,87158,72713,09994,914136,62875,84863,5077,10543,06978,61386,02379,89755,778124,103
67/77 39,57338,25219,0095,63727,36843,32522,51124,9603,00017,98831,06837,79118,50817,99446,465
9904 96,171106,61939,7187,46267,54693,30353,33838,5474,10525,08147,54548,23261,38937,78477,639
689 ------------22,500--
9905 96,171106,61939,7187,46267,54693,30353,33838,5474,10525,08147,54548,23238,88937,78477,639
Appropriation of the result
9906 96,171106,61939,7187,46267,54693,30354,02139,2314,78925,76448,22848,68339,45238,56277,639
791/2 93,30353,33842,653-45,53547,545-----52,000-2,000-
691/2 96,171106,61939,7187,46267,54693,30354,02138,5474,10525,08147,545-39,000-16,860
6920 --------------1,860
6921 96,171106,61939,7187,46267,54693,30354,02138,5474,10525,08147,545-39,000-15,000
694/7 93,30353,33842,653-45,53547,545-----100,000-40,00060,000
694 93,30353,33842,653-45,53547,545-----100,000-40,00060,000
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 22-12-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 22-12-2025 2025-00588287 PDF
30-06-2024 micro format 02-01-2025 2025-00629922 PDF
30-06-2023 micro format 21-12-2023 2023-00536611 PDF
30-06-2022 micro format 26-12-2022 2022-20547429 PDF
30-06-2021 micro format 29-01-2022 2022-03700293 PDF
30-06-2020 micro format 18-12-2020 2020-76200172 PDF
30-06-2019 micro format 08-01-2020 2020-00700030 PDF
30-06-2018 micro format 03-01-2019 2019-00200408 PDF
30-06-2017 micro format 02-01-2018 2018-00100399 PDF
30-06-2016 abbreviated format 18-01-2017 2017-01700337 PDF
30-06-2015 abbreviated format 15-01-2016 2016-02000141 PDF
30-06-2014 abbreviated format 30-01-2015 2015-03200548 PDF
30-06-2013 abbreviated format 13-02-2014 2014-03700437 PDF
30-06-2012 abbreviated format 01-02-2013 2013-02500351 PDF
30-06-2011 abbreviated format 24-02-2012 2012-04600457 PDF

Subsidies and aid

Flemish government 2022, 1 entry, €141 awarded, €141 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011
048,8271,011066,1911,28826,2800-011,8691,1068,36213,33020,1024,438
177,306-9,522-106,098-13,717-1,209119,92928,94658,276-8,09235,483-68,08964,79913,927-47,417-
59.3%70.6%70.4%71.0%65.9%68.5%78.6%69.0%74.5%70.4%55.2%15.8%56.4%17.6%15.8%
29.1%32.5%14.5%2.7%25.2%38.0%26.7%26.3%3.8%24.1%60.3%154.4%74.0%174.7%325.7%
17.2%22.9%10.2%1.9%16.6%26.0%21.0%18.2%2.8%17.0%33.3%24.4%41.7%30.7%51.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets-€48,827€1,011-
€16,056€9,934€7,180€7,383

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on SOFIRI

The operating result for 2025 is 5% lower than in 2024.

Debt's share of the balance-sheet total rises from 26.3% to 38.1%. Equity and debt are higher.

Board & ownership

Board

1 director, last change in 2023
Statutory director
appointed by deed of 16-11-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 22-12-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13. Externe vertegenwoordiging van de vennootschap Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”
deed of 16-11-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
RIGAUT Christophe
Statutory director
Boardmandate already running before its first mention
Mandates as a list
  • RIGAUT Christophe
    • Statutory director, since before 30-06-2022

See the board, name and registered office on a given date →

Control

Shareholder
This company
SOFIRI
Equity €330,881
Profit €96,171 in 2025

Capital

Contribution
€6,200
Shares
100
Contribution per share
€62
Equity per share
€3,309 in 2025
Source
2025 annual accounts

Articles of association

deed of 16-11-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of December

Shareholders

Stated in the deed deed of 16-11-2023 ↗

Network & group

No group

SOFIRI has no parent and no holdings in its annual accounts. RIGAUT Christophe is the only director. SOFIRI shares no director with another company.

Timeline

Timeline

26 events since 2010

Deadline for the 2026 accounts: 31-01-2027

2025
Annual accounts 2025 filed PDFmicro format · 40 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0823278590
Annual accounts 2024 filed PDFmicro format · 29 days before the deadline
2024
Highest result from 2011 to 2025 net €106,619 ▲168% The operating result of €141,747 and the net result of €106,619 are both a record.
2023
Annual accounts 2023 filed PDFmicro format · 41 days before the deadline
New statutory directorRIGAUT Christophe appointed, RIGAUT Christophe resigned · Director discharge: RIGAUT Christophe · RIGAUT Christophe holds all the shares · General meeting of 10-11-20237 points ▸
  • General meeting, 10-11-2023
  • Director resignation, RIGAUT Christophe (statutory director)
  • Director appointment, RIGAUT Christophe (statutory director), mentioned twice in the deed
  • Director discharge, RIGAUT Christophe
  • RIGAUT Christophe holds all the shares
  • 100 shares
  • Registered office clause, Driekoningenstraat 27, 8820 Torhout
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

2022
Annual accounts 2022 filed PDFmicro format · 36 days before the deadline
Annual accounts 2021 filed PDFmicro format · 2 days before the deadline
2020
Annual accounts 2020 filed PDFmicro format · 44 days before the deadline
Equity above €200,000 equity €245,617 ▲22.9% Equity rises from €199,859 to €245,617.
Annual accounts 2019 filed PDFmicro format · 23 days before the deadline
2019
Equity above €150,000 equity €199,859 ▲36.4% Equity rises from €146,521 to €199,859.
Annual accounts 2018 filed PDFmicro format · 28 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 29 days before the deadline
2017
Weakest financial year net €4,105 ▼83.6% The net result drops to €4,105, the lowest from 2011 to 2025. It recovers the following year.
Annual accounts 2016 filed PDFabbreviated format · 13 days before the deadline
2016
Equity above €100,000 equity €103,869 ▲31.8% Equity rises from €78,788 to €103,869.
Annual accounts 2015 filed PDFabbreviated format · 16 days before the deadline
2015
Liquidity more than doubled current ratio 2.77 The current ratio rises from 1.21 to 2.77. Short-term debt falls from €147,259 to €45,081.
Annual accounts 2014 filed PDFabbreviated format · 1 day before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 13 days late
2013
Liquidity more than doubled current ratio 2.65 The current ratio rises from 1.25 to 2.65. Short-term debt falls from €82,238 to €44,950.
Annual accounts 2012 filed PDFabbreviated format · 1 day late
2012
Annual accounts 2011 filed PDFabbreviated format · 24 days late
2010
First establishment Driekoningenstraat 27, Torhout
Incorporation PDFpublished on 03-03-2010

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 16 February 2010, SOFIRI was incorporated.1 Total assets went from €254,144 in 2019 to €557,641 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0823.278.590
VAT number
BE 0823.278.590
Peppol ID
0208:0823278590
Legal form
Private limited company
Status
Active, normal situation
Founded
16-02-2010
Financial year
ends on 30 June
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of December
deed of 16-11-2023 (in Dutch)
Peppol
Reachable since 13-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SOFIRI in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 16-11-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 16-11-2023 (in Dutch)

Activities

NACEBEL 2025
66220 Insurance agents and brokers main activity
Codes under NACEBEL 2008
66220 Activities auxiliary to financial services and insurance activities main activity
46180 Wholesale trade
46190 Wholesale trade
68311 Real estate activities

Registered office and establishments

1 establishment
Establishment Since Unit number
Driekoningenstraat 27 registered office 8820 Torhout 19-02-2010 2.185.849.567

Buildings and parcels at the address

Ground area
682 m²
Buildings
207 m²
Volume, LiDAR
897 m³
Tallest building
7.9 m
Buildings to scale, each on its own parcel
207 m², 7.9 m 207 m², 7.9 m

Environmental permits

1 application in Flanders since 2021
22-07-2021 Discontinued Bouwen of herbouwen; Nieuwbouw van bijgebouwen en niet overdekte lage constructie; Verwijderen van vrijstaande gebouwen submitted 28-06-2021 · project 2021104593 Torhout

Source: Omgevingsloket Vlaanderen.

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
31522B0084/00A002682 m² 1 · 207 m² 7.9 m · 2

Contact

E-mail christophe.rigaut@gmail.com establishment in Torhout
Phone +32 494 36 35 19 establishment in Torhout