Equity
SOFIRI paid out €93,303 in dividends. That is 97% of the 2025 profit.
SOFIRI paid out €93,303 in dividends. That is 97% of the 2025 profit.
Debts rose by €90,060 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
The last five annual accounts were filed 2 to 41 days before the end of the period.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| SOFIRI Torhout | €557,641 | €151,867 | 59.3% | - |
| TRIASS Tessenderlo-Ham | €578,303 | €148,460 | 84.5% | 1 |
| Alverass Malle | €569,320 | €168,230 | 79.4% | - |
| Verzekeringskantoor De Smet Lierde | €609,439 | €173,740 | 56.2% | - |
| VERZEKERINGEN ANN-SOFIE HAECK Merelbeke-Melle | €591,946 | €128,257 | 23.0% | - |
| DE RUYCK ANTOON & EMMANUEL VERZEKERINGEN Ghent | €602,494 | €184,898 | 27.5% | - |
| Zakenkantoor Van Gheluwe - D'huyvetter Oostrozebeke | €712,837 | €139,972 | 98.7% | - |
These companies have the same main activity as SOFIRI: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €569,000 and €713,000, founded between 2009 and 2010.
SOFIRI files the micro format. That format states no turnover. The gross margin rose from €145,456 in 2011 to €151,867 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Higher than 59% of 3,074 companies in 2025.
Higher than 66% of 3,019 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
557,641 | 464,714 | 390,289 | 391,261 | 405,858 | 358,640 | 254,144 | 212,294 | 144,945 | 147,576 | 142,796 | 197,730 | 147,188 | 123,083 | 150,686 | |
20 |
- | - | - | - | - | - | - | - | - | - | - | 99 | 269 | 439 | 609 | |
21/28 |
88,689 | 104,746 | 66,892 | 73,062 | 80,445 | 28,686 | 32,593 | 11,170 | 14,139 | 21,596 | 18,023 | 20,210 | 27,958 | 20,486 | 3,850 | |
21 |
7,500 | 10,000 | 12,500 | 15,000 | 17,500 | 20,000 | 22,500 | - | - | - | - | - | - | - | - | |
22/27 |
81,189 | 94,746 | 54,392 | 58,062 | 62,945 | 8,686 | 10,093 | 11,170 | 14,139 | 21,596 | 18,023 | 20,111 | 27,689 | 20,047 | 3,241 | |
22 |
46,730 | 47,558 | 48,385 | 49,213 | 50,040 | - | - | - | - | - | - | - | - | - | - | |
23 |
1,873 | 2,986 | 784 | - | 430 | 1,286 | 853 | - | 1,038 | 2,186 | 1,060 | 1,993 | 1,331 | 1,989 | 1,353 | |
24 |
32,586 | 44,202 | 5,224 | 8,849 | 12,475 | 7,400 | 9,239 | 11,170 | 13,101 | 19,410 | 16,963 | 18,118 | 26,358 | 18,059 | 1,888 | |
29/58 |
468,952 | 359,968 | 323,396 | 318,199 | 325,413 | 329,954 | 221,551 | 201,123 | 130,805 | 125,980 | 124,773 | 177,519 | 119,230 | 102,597 | 146,835 | |
40/41 |
98,217 | 16,630 | 20,281 | 9,075 | 2,518 | 5,900 | 17,485 | 27,518 | 15,476 | 2,559 | 36,835 | 21,493 | 19,002 | 25,296 | 22,118 | |
40 |
98,217 | 16,630 | 19,712 | 9,075 | - | 5,445 | 16,575 | 27,518 | 15,476 | - | 36,835 | 19,569 | 18,693 | 25,257 | 21,651 | |
41 |
- | - | 569 | - | 2,518 | 455 | 910 | - | - | 2,559 | - | 1,924 | 309 | 40 | 466 | |
50/53 |
- | 150,000 | 100,000 | - | - | - | - | - | - | - | - | - | 9,000 | - | - | |
54/58 |
369,242 | 191,935 | 201,457 | 307,555 | 321,272 | 322,481 | 202,552 | 173,606 | 115,329 | 123,421 | 87,938 | 156,027 | 91,228 | 77,301 | 124,718 | |
490/1 |
1,493 | 1,402 | 1,658 | 1,569 | 1,623 | 1,574 | 1,514 | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
557,641 | 464,714 | 390,289 | 391,261 | 405,858 | 358,640 | 254,144 | 212,294 | 144,945 | 147,576 | 142,796 | 197,730 | 147,188 | 123,083 | 150,686 | |
10/15 |
330,881 | 328,013 | 274,732 | 277,667 | 267,628 | 245,617 | 199,859 | 146,521 | 107,974 | 103,869 | 78,788 | 31,243 | 83,012 | 21,622 | 23,839 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
11 |
- | - | - | - | - | 6,200 | - | - | - | - | - | - | - | - | - | |
1100/10 |
- | - | - | - | - | 6,200 | - | - | - | - | - | - | - | - | - | |
13 |
324,681 | 321,813 | 268,532 | 271,467 | 261,428 | 239,417 | 193,659 | 139,638 | 101,090 | 96,986 | 71,905 | 24,360 | 76,360 | 14,860 | 16,860 | |
130/1 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | |
1319 |
- | - | - | - | - | 1,860 | - | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | - | - | - | - | - | - | 22,500 | - | - | |
133 |
324,681 | 321,813 | 266,672 | 269,607 | 259,568 | 237,557 | 191,799 | 137,778 | 99,230 | 95,126 | 70,045 | 22,500 | 52,000 | 13,000 | 15,000 | |
14 |
- | - | - | - | - | - | - | 683 | 683 | 683 | 683 | 683 | 452 | 562 | 779 | |
16 |
14,423 | 14,423 | 14,423 | 14,423 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 14,423 | |
160/5 |
14,423 | 14,423 | 14,423 | 14,423 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 14,423 | |
160 |
14,423 | 14,423 | 14,423 | 14,423 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | - | - | - | - | - | - | |
17/49 |
212,338 | 122,278 | 101,134 | 99,171 | 121,230 | 96,023 | 37,285 | 48,773 | 19,971 | 26,707 | 47,008 | 149,486 | 47,176 | 84,461 | 112,424 | |
17 |
37,701 | 39,863 | 42,196 | 44,526 | 46,809 | - | - | - | - | - | - | - | - | - | - | |
170/4 |
37,701 | 39,863 | 42,196 | 44,526 | 46,809 | - | - | - | - | - | - | - | - | - | - | |
42/48 |
174,636 | 82,415 | 58,937 | 54,645 | 74,421 | 96,023 | 37,285 | 48,773 | 19,971 | 25,379 | 45,081 | 147,259 | 44,950 | 82,238 | 110,139 | |
42 |
2,357 | 2,333 | 2,308 | 2,283 | 2,258 | - | - | - | - | - | - | - | - | - | - | |
44 |
713 | 500 | 737 | 4,326 | 2,148 | 1,777 | 2,995 | 1,988 | 214 | - | 4,640 | 7,521 | 11,107 | 11,873 | 704 | |
440/4 |
713 | 500 | 737 | 4,326 | 2,148 | 1,777 | 2,995 | 1,988 | 214 | - | 4,640 | 7,521 | 11,107 | 11,873 | 704 | |
45 |
25,299 | 25,429 | 13,240 | 9,635 | 11,581 | 29,712 | 18,012 | 33,691 | 10,034 | 20,499 | 37,545 | 38,903 | 24,832 | 30,022 | 49,406 | |
450/3 |
25,299 | 25,429 | 13,240 | 9,635 | 11,581 | 29,712 | 18,012 | 33,691 | 10,034 | 20,499 | 37,545 | 38,489 | 24,418 | 28,662 | 48,046 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | 414 | 414 | 1,360 | 1,360 | |
47/48 |
146,268 | 54,153 | 42,653 | 38,401 | 58,435 | 64,533 | 16,278 | 13,093 | 9,723 | 4,880 | 2,896 | 100,834 | 9,010 | 40,343 | 60,030 | |
492/3 |
- | - | - | - | - | - | - | - | - | 1,328 | 1,927 | 2,227 | 2,227 | 2,223 | 2,285 | |
| Income statement | ||||||||||||||||
76A |
- | 16,069 | - | - | - | - | - | 14,100 | - | - | - | 7,632 | - | - | - | |
9900 |
151,867 | 154,164 | 68,175 | 22,863 | 115,740 | 145,639 | 118,546 | 72,162 | 16,751 | 63,562 | 84,200 | 90,217 | 86,820 | 63,647 | 145,456 | |
630 |
16,056 | 9,934 | 7,180 | 7,383 | 14,432 | 5,196 | 4,858 | 2,969 | 7,456 | 8,297 | 3,293 | 2,157 | 5,859 | 3,466 | 1,438 | |
631/4 |
- | - | - | - | - | - | 32,483 | - | - | 10,070 | - | - | - | - | - | |
635/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,577 | 14,423 | |
640/8 |
1,006 | 2,484 | 1,762 | 1,727 | 5,203 | 2,024 | 5,070 | 4,521 | 1,595 | 2,418 | 1,828 | 2,660 | 1,807 | 2,279 | 3,668 | |
9901 |
134,804 | 141,747 | 59,233 | 13,753 | 96,105 | 138,419 | 76,135 | 64,671 | 7,700 | 42,777 | 79,079 | 85,400 | 79,154 | 55,325 | 125,927 | |
75/76B |
1,495 | 3,735 | 109 | 0 | - | - | 1,515 | - | 109 | 655 | 425 | 792 | 1,195 | 1,589 | 382 | |
75 |
1,495 | 3,735 | 109 | 0 | - | - | 1,515 | - | 109 | 655 | 425 | 792 | 1,195 | 1,589 | 382 | |
65/66B |
555 | 612 | 615 | 654 | 1,192 | 1,791 | 1,802 | 1,164 | 704 | 363 | 891 | 7,801 | 451 | 1,136 | 2,206 | |
65 |
555 | 612 | 615 | 654 | 1,192 | 1,791 | 1,802 | 1,164 | 704 | 363 | 891 | 7,801 | 451 | 1,136 | 2,206 | |
9903 |
135,744 | 144,871 | 58,727 | 13,099 | 94,914 | 136,628 | 75,848 | 63,507 | 7,105 | 43,069 | 78,613 | 86,023 | 79,897 | 55,778 | 124,103 | |
67/77 |
39,573 | 38,252 | 19,009 | 5,637 | 27,368 | 43,325 | 22,511 | 24,960 | 3,000 | 17,988 | 31,068 | 37,791 | 18,508 | 17,994 | 46,465 | |
9904 |
96,171 | 106,619 | 39,718 | 7,462 | 67,546 | 93,303 | 53,338 | 38,547 | 4,105 | 25,081 | 47,545 | 48,232 | 61,389 | 37,784 | 77,639 | |
689 |
- | - | - | - | - | - | - | - | - | - | - | - | 22,500 | - | - | |
9905 |
96,171 | 106,619 | 39,718 | 7,462 | 67,546 | 93,303 | 53,338 | 38,547 | 4,105 | 25,081 | 47,545 | 48,232 | 38,889 | 37,784 | 77,639 | |
| Appropriation of the result | ||||||||||||||||
9906 |
96,171 | 106,619 | 39,718 | 7,462 | 67,546 | 93,303 | 54,021 | 39,231 | 4,789 | 25,764 | 48,228 | 48,683 | 39,452 | 38,562 | 77,639 | |
791/2 |
93,303 | 53,338 | 42,653 | - | 45,535 | 47,545 | - | - | - | - | - | 52,000 | - | 2,000 | - | |
691/2 |
96,171 | 106,619 | 39,718 | 7,462 | 67,546 | 93,303 | 54,021 | 38,547 | 4,105 | 25,081 | 47,545 | - | 39,000 | - | 16,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
96,171 | 106,619 | 39,718 | 7,462 | 67,546 | 93,303 | 54,021 | 38,547 | 4,105 | 25,081 | 47,545 | - | 39,000 | - | 15,000 | |
694/7 |
93,303 | 53,338 | 42,653 | - | 45,535 | 47,545 | - | - | - | - | - | 100,000 | - | 40,000 | 60,000 | |
694 |
93,303 | 53,338 | 42,653 | - | 45,535 | 47,545 | - | - | - | - | - | 100,000 | - | 40,000 | 60,000 | |
| Document | ||||||||||||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 22-12-2025.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 22-12-2025 | 2025-00588287 | |
| 30-06-2024 | micro format | 02-01-2025 | 2025-00629922 | |
| 30-06-2023 | micro format | 21-12-2023 | 2023-00536611 | |
| 30-06-2022 | micro format | 26-12-2022 | 2022-20547429 | |
| 30-06-2021 | micro format | 29-01-2022 | 2022-03700293 | |
| 30-06-2020 | micro format | 18-12-2020 | 2020-76200172 | |
| 30-06-2019 | micro format | 08-01-2020 | 2020-00700030 | |
| 30-06-2018 | micro format | 03-01-2019 | 2019-00200408 | |
| 30-06-2017 | micro format | 02-01-2018 | 2018-00100399 | |
| 30-06-2016 | abbreviated format | 18-01-2017 | 2017-01700337 | |
| 30-06-2015 | abbreviated format | 15-01-2016 | 2016-02000141 | |
| 30-06-2014 | abbreviated format | 30-01-2015 | 2015-03200548 | |
| 30-06-2013 | abbreviated format | 13-02-2014 | 2014-03700437 | |
| 30-06-2012 | abbreviated format | 01-02-2013 | 2013-02500351 | |
| 30-06-2011 | abbreviated format | 24-02-2012 | 2012-04600457 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 48,827 | 1,011 | 0 | 66,191 | 1,288 | 26,280 | 0 | -0 | 11,869 | 1,106 | 8,362 | 13,330 | 20,102 | 4,438 | ||
| 177,306 | -9,522 | -106,098 | -13,717 | -1,209 | 119,929 | 28,946 | 58,276 | -8,092 | 35,483 | -68,089 | 64,799 | 13,927 | -47,417 | - | ||
| 59.3% | 70.6% | 70.4% | 71.0% | 65.9% | 68.5% | 78.6% | 69.0% | 74.5% | 70.4% | 55.2% | 15.8% | 56.4% | 17.6% | 15.8% | ||
| 29.1% | 32.5% | 14.5% | 2.7% | 25.2% | 38.0% | 26.7% | 26.3% | 3.8% | 24.1% | 60.3% | 154.4% | 74.0% | 174.7% | 325.7% | ||
| 17.2% | 22.9% | 10.2% | 1.9% | 16.6% | 26.0% | 21.0% | 18.2% | 2.8% | 17.0% | 33.3% | 24.4% | 41.7% | 30.7% | 51.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | €48,827 | €1,011 | - |
| €16,056 | €9,934 | €7,180 | €7,383 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 5% lower than in 2024.
Debt's share of the balance-sheet total rises from 26.3% to 38.1%. Equity and debt are higher.
SOFIRI has no parent and no holdings in its annual accounts. RIGAUT Christophe is the only director. SOFIRI shares no director with another company.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Driekoningenstraat 27 registered office 8820 Torhout | 19-02-2010 | 2.185.849.567 |
| 22-07-2021 | Discontinued | Bouwen of herbouwen; Nieuwbouw van bijgebouwen en niet overdekte lage constructie; Verwijderen van vrijstaande gebouwen submitted 28-06-2021 · project 2021104593 | Torhout |
Source: Omgevingsloket Vlaanderen.
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31522B0084/00A002 | 682 m² | 1 · 207 m² | 7.9 m · 2 |
If something looks wrong or is missing, please tell us.