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SOFINGES

Active Public limited companyfounded 1992active for 34 yearsChaussée de Marche 796, 5100 NamurKBO/BCE: BE 0446.032.526
SOFINGES
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Overview

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1992
peak €847,581 (2023)
€666,554▲ 3.8%
lowest -€24,739 (2016)
€1,938▲ €2,718
peak €252,002 (2025)
€252,002▲ 0.8%
€1.3m▼ 8.4%
peak 7.8 FTE (2021)
6.9 FTE▼ 1.4%
Board4 names since 2015
3 directorsPaul RIBANT and 2 others
Owners4 names in the annual accounts
47%Paul RIBANT and 2 others
Documentsfilings and deeds
25-06-202636 days before the deadline
2025financial year
Back to profit: €1,938

Key points

from the 2025 annual accounts

Turnover

≈ €3.4m estimated

The accounts state no turnover.

Debts

€1.3m 84% of the balance sheet
Financial debts 43%Suppliers 30%Taxes and wages 4%Other 23%

Of this, €913,740 falls due within a year.

Investments

€45,180 0.3 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Staff

6 employees on 31-12-2025
202021012022112023012025

In 2025, nobody joined and 1 person left.

Filings

34 annual accounts since 1992
AprilJune31 JulyOctober200020102020

Two of the last ten came late. The 2019 accounts came latest: 42 days after the end of the period.

Position in the sector

16.0%

Lower solvency than 82% of companies in wholesale trade. Sector median 45.2% · 6,191 companies.

Checked score

69
Healthy
Financially stronger than 35% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▼ -0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.8%▼ -0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.8 percentage points vs 07-2026 09-2026: 2.2%▲ +0.5 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -1.6 percentage points vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value

Financial strength
Weak

41+1equity 16.0% of total assets
28+1short-term debt 57.9% · cash 6.1%
57+5return on assets 0.1%

Score breakdown

raises risk
Equity €252,002 (16.0% of total assets)
Size: 6.9 FTE, total assets €1.6m
lowers risk
Founded in 1992
Figures for financial year 2025 (filed on 25-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 28% of them on solvency, 25% on liquidity, 42% on profitability and 44% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,984 companies had the same profile as SOFINGES has now. Each dot stands for 10 companies, two years later.

96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SOFINGES itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,984 companies, not a prediction for SOFINGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.09 (1.01 in 2024), below the usual 1.5. Short-term debt is 57.9% and cash 6.1% of total assets. 84% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €252,002 (16.0% of total assets)
NBB · annual accounts
raises risk · Size: 6.9 FTE, total assets €1.6m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 25-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6191 sector peers (2025).
NBB · sector comparison
Position among 6191 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
30 days early
2023
30 days early
2022
35 days early
2021
30 days early
2020
37 days early
2019
42 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PR
Paul RIBANT
Chair
SR
Stéphanie RIBANT
Managing director
PC
Philippe COLONVAL
Director, since 07-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0446032526
1 director appointed, 1 resignation, 2 reappointments Change of role: Paul RIBANT, from director to chair · Resignation: Stéphanie RIBANT · Reappointments: Paul RIBANT (director) and Stéphanie RIBANT (director) · General meeting of 26-10-2023 · Gazette deed
1 director resigning, 3 reappointments Reappointments: Paul Ribant (managing director), Stéphanie RIBANT (managing director) and Etienne WARNIER · Resignation: Etienne WARNIER · General meeting of 17-06-2022 · Gazette deed
First establishment NAMUR CARRELAGES, Chaussée de Marche 796, Namur
All 49 events

Comparable companies

same main activity, similar in size and age
Company
SOFINGES Namur €1.6m €666,554 16.0% 6.9
BECHET CERAMIC Arlon €1.8m €864,949 68.2% 7.2
ECOMAT Zandhoven €1.4m €573,191 71.0% 5.5
ETABLISSEMENTS LAURENT Florennes €2.2m €590,962 1.3% 9.1
A.P.C. VERSCHAEREN Sint-Katelijne-Waver €2.3m €600,849 22.5% 6
BRUMAR Beerse €1.5m €488,410 42.2% 5.2
CARRELAGES DISCOUNT Seraing €2.0m €586,087 53.4% 5.8

These companies have the same main activity as SOFINGES: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €1.4m and €2.3m, founded between 1987 and 1997.

Official details

Source: KBO
Status
Active since 07-01-1992Normal situation
Activity
Wholesale of construction materials, general rangeNACE 46831and 1 other
Joint committee
101Mining · annual accounts 2022
Establishment unit
2.055.719.5155100 Namur, since 25-02-1992
Financial year end
31 December
Peppol
Reachable since 10-09-2025
Company details

Annual accounts 2025

€666,554▲ 3.8%
€1,938
€252,002▲ 0.8%
€1.6m▼ 7.0%
Employeeson 31-12-2025
6▼ 14.3%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on SOFINGES

SOFINGES has existed since 1992. The gross margin grew from €271,306 in 2006 to €666,554 in 2025 and staff from 2.8 to 6.9 full-time equivalents.

In July 2022, the Official Gazette published the appointment of Paul RIBANT as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

full format, filed on 25-06-2026, 36 days before the deadline
€666,554
▲ 3.8%
€51,107
▲ 24.6%
€1,938
▲ €2,718
€77,910
▲ 13×
16.0%
▲ 1.2 percentage points
1.09
▲ 0.08

The turnover shown is an estimate from the gross margin.

Turnover ≈ €3.4m. Estimated: probably between €2.1m and €5.7m.

Balance sheet

balance sheet total €1.6m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

16.0%

Higher than 18% of 6,191 companies in 2025.

1.09

Higher than 19% of 6,111 companies in 2025.

0.1%

Higher than 25% of 6,175 companies in 2025.

SOFINGES Middle half of the sector 80% of the sector Full accounts in wholesale trade (NACE 46)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter · Staff: middle half

Staff

€62,054

Staff costs divided by the average number of full-time equivalents.

-1 person

people who joined people who left

In 2025, nobody joined and 1 person left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 1.6m1.7m1.8m1.9m1.8m1.8m1.7m1.6m1.6m1.6m1.6m1.5m1.6m1.5m1.5m1.0m830,684902,9371.0m1.0m
21/28 586,269691,054792,260762,314858,474981,585841,780785,947781,941836,594838,662811,880832,873844,527852,946395,677316,383380,350407,000460,083
21 ----------------2,8145,627--
22/27 585,925690,710792,116762,170858,474981,585841,780785,947781,941835,987838,055811,272832,266843,920852,339395,070312,961374,115406,393459,476
22 521,671600,253678,176713,288815,340923,426780,828741,537714,534785,929799,595806,467822,347829,357209,686231,644275,525321,886382,788420,206
23 ----------------1,3202,640--
24 62,87889,619110,54844,16842,00755,76959,05741,80863,50344,85337,0034,8059,91914,56219,60940,36236,11649,58923,60539,270
25 1,3758373,3924,7141,126---------------
27 --------------623,045123,064----
28 344344144144-----607607607607607607607607607607607
29/58 991,6501.0m1.1m1.2m978,138841,026882,481825,715867,676728,388725,484728,818776,956658,007628,660647,684514,302522,588599,478549,215
3 713,661828,122751,529818,447724,004594,973534,511485,918417,052430,752387,756394,309379,194315,553345,616316,802326,417362,531427,357382,063
30/36 713,661828,122751,529818,447724,004594,973534,511485,918417,052430,752387,756394,309379,194315,553345,616316,802326,417362,531427,357382,063
40/41 176,41970,962284,085285,716214,994178,623309,047294,079408,560248,449194,697248,797370,422313,341259,341272,419160,543152,276141,750163,560
40 175,42235,820280,791265,524205,765164,668282,820288,610408,560239,484194,261237,525362,232305,151258,705271,738160,543150,726141,244161,763
41 99735,1423,29420,1919,22813,95526,2275,469-8,96543611,2728,1908,190637681-1,5505051,797
54/58 96,789102,1008,83669,15335,93764,39536,47137,81339,01346,914143,03184,88625,31227,41923,70240,44926,9587,78130,3701,530
490/1 4,7814,5777,3813,0453,2033,0342,4527,9053,0502,272-8262,0281,694-18,014384--2,062
Balance sheet: equity and liabilities
10/49 1.6m1.7m1.8m1.9m1.8m1.8m1.7m1.6m1.6m1.6m1.6m1.5m1.6m1.5m1.5m1.0m830,684902,9371.0m1.0m
10/15 252,002250,063250,843249,926233,880221,715190,675190,131187,495175,594200,333188,696192,654180,182104,17497,97221,8654,23824,17023,370
10/11 174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,99074,36874,36874,36874,368
10 174,990174,990174,990174,990174,990---------------
100 174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,990174,99074,36874,36874,36874,368
13 17,49917,49917,49917,49917,49917,49915,31212,6129,6126,1126,1125,5305,5304,9002,9112,9112,9112,9112,9112,911
130/1 17,49917,49917,49917,49917,49917,499--------------
130 17,49917,49917,49917,49917,49917,49915,31212,6129,6126,1126,1125,5305,5304,9002,9112,9112,9112,9112,9112,911
14 59,51357,57458,35457,43741,39129,2263742,5292,893-5,50719,2318,17612,135292-73,727-79,929-55,414-73,041-53,109-53,909
17/49 1.3m1.4m1.6m1.7m1.6m1.6m1.5m1.4m1.5m1.4m1.4m1.4m1.4m1.3m1.4m945,389808,820898,699982,308985,928
17 411,077446,503463,427420,540487,294581,602503,261481,251500,684456,368511,571486,102479,290455,754526,968175,243170,102217,262243,346316,298
170/4 169,979210,132268,691266,622359,666481,882415,841360,990406,076363,615420,636399,084396,019376,069450,643102,20435,90988,847122,941203,241
178/9 241,098236,371194,736153,918127,62999,72087,421120,26194,60892,75390,93587,01983,27279,68676,32573,038134,193128,415120,406113,057
42/48 913,740999,7581.1m1.3m1.1m1.0m1.0m940,250935,369933,020850,824865,899936,463866,598850,464766,805635,347677,802737,681667,458
42 62,50081,15799,171158,570153,486256,252162,602187,590181,472163,695140,753117,93795,82271,47946,36984,88879,63178,370102,897126,079
43 400,000400,000400,000400,000400,000400,000400,000400,000400,000550,000550,000501,946350,000300,000300,000300,000220,69645,262--
430/8 400,000400,000400,000400,000400,000400,000400,000400,000400,000550,000550,000501,946350,000300,000300,000300,000220,69645,262--
44 402,527462,178412,259507,190362,002225,488362,466234,301226,171158,991113,178209,843425,665391,301465,533352,067306,866514,671597,744515,743
440/4 402,527462,178412,259507,190362,002225,488362,466234,301226,171158,991113,178209,843425,665391,301465,533352,067306,866514,671597,744515,743
45 47,21356,42398,53978,61080,09947,31452,25661,95964,27560,33346,89330,46744,26972,18338,56229,85028,15439,49937,04025,636
450/3 8,3297,43240,31631,52426,62914,3226,94226,30727,26220,49021,98915,28625,65256,32519,0913,6798,47813,8575,1283,815
454/9 38,88448,99258,22447,08653,47132,99245,31435,65237,01439,84324,90415,18118,61715,85819,47026,17019,67525,64331,91221,821
47/48 1,500-119,850119,850119,85090,24053,00056,40063,450--5,70620,70631,636------
492/3 1,100490-3,988---3226,06901,418-1,422--3,3413,3713,6361,2802,172
Income statement
76A --19,6245,372----6,911-3,000--8,514---10,7892,82515,862
9900 666,554641,850847,581831,914788,899650,215568,375582,346576,080420,538348,281312,044302,029406,675291,369223,441256,541257,324253,631271,306
62 428,176436,955465,358421,458379,136261,399266,557266,815248,203250,246135,558116,160113,001107,526142,429123,670119,717129,648129,745112,767
630 149,965161,659154,558164,735175,046173,637165,998176,566164,440150,972131,540120,757124,663111,06572,00880,78679,23079,90580,16176,030
631/4 -747-3,211-19,4955,0555,5464,098-1,208-7,0361610,169-17,837-2,81015,2792004,56529,138-12,11114,600
635/8 21,841-16,947-6,206--66316,2958,2681,930------------
640/8 15,46518,40612,90313,38038,96711,74914,32212,83613,88110,03611,84929,32012,93311,28519,95811,35312,0398,55315,3527,295
66A --100-7,8191,116-----2,5791,978----985--
9901 51,10741,030220,867229,129208,089180,964107,685120,101150,76316,32069,31835,63869,268179,61041,6957,43240,99010,07940,48460,614
75/76B 3,44915,44314,5518,7765,4414,0305,5172,6707,9154,5842,4125,5412,5772,70014,1983,4037,3921,3313,1328,148
75 3,44915,44314,5518,7765,4414,0305,5172,6707,9154,5842,4125,5412,5772,70014,1983,4037,3921,3313,1328,148
65/66B 44,49150,73248,89337,74935,45133,48443,00644,20440,57445,12252,33042,48741,95346,52449,69135,34930,75541,14645,64047,230
65 44,49150,73248,89337,74935,45133,48443,00644,20440,57445,12252,33042,48741,95346,52449,69135,34930,75541,14645,64047,230
9903 10,0655,742186,526200,155178,080151,51070,19678,566118,105-24,21822,400-3,88627,914144,3016,202-24,51417,627-19,93280037,394
67/77 8,1276,52165,75964,26046,06430,23116,65119,53142,75452010,7637215,44230,793------
9904 1,938-780120,767135,896132,015121,28053,54559,03675,351-24,73911,637-3,95812,472113,5086,202-24,51417,627-19,93280037,394
9905 1,938-780120,767135,896132,015121,28053,54559,03675,351-24,73911,637-3,95812,472113,5086,202-24,51417,627-19,93280037,394
Appropriation of the result
9906 59,51357,574178,204177,287161,241121,65356,07461,92969,843-5,50719,8138,17612,76539,781-73,727-79,929-55,414-73,041-53,109-53,909
14P 57,57458,35457,43741,39129,226---------------
691/2 -----2,1872,7003,0003,500-582-6301,989------
6920 -----2,1872,7003,0003,500-582-6301,989------
694/7 --119,850119,850119,85090,24053,00056,40063,450----37,500------
694 --119,850119,850119,85090,24053,00056,40063,450----37,500------
Social balance sheet
9087 6.977.277.866664.92.82.42.22.23.12.82.83.33.22.8
Hours worked1013 11,86211,81211,57811,57811,2418,5008,50012,23012,3728,2674,9824,2914,0454,2105,5074,8744,9364,9235,8035,182
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 14 older financial years (1992-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 25-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 25-06-2026 2026-00214785 PDF
31-12-2024 full format 01-07-2025 2025-00210520 PDF
31-12-2023 full format 01-07-2024 2024-00187396 PDF
31-12-2022 full format 26-06-2023 2023-00156442 PDF
31-12-2021 full format 01-07-2022 2022-20138986 PDF
31-12-2020 full format 24-06-2021 2021-24600582 PDF
31-12-2019 full format 11-09-2020 2020-52500290 PDF
31-12-2018 full format 08-08-2019 2019-44800567 PDF
31-12-2017 full format 02-07-2018 2018-27300169 PDF
31-12-2016 full format 05-07-2017 2017-28200143 PDF
31-12-2015 full format 30-08-2016 2016-53100242 PDF
31-12-2014 full format 16-07-2015 2015-31400552 PDF
31-12-2013 full format 27-08-2014 2014-49000520 PDF
31-12-2012 full format 19-08-2013 2013-43500032 PDF
31-12-2011 full format 14-08-2012 2012-40900306 PDF
31-12-2010 full format 15-06-2011 2011-15900209 PDF
31-12-2009 full format 27-08-2010 2010-49300263 PDF
31-12-2008 full format 19-08-2009 2009-58600070 PDF
31-12-2007 full format 26-07-2008 2008-46300253 PDF
31-12-2006 full format 20-06-2007 2007-24300034 PDF
31-12-2005 full format 03-08-2006 2006-60505048 PDF
31-12-2004 full format 29-06-2005 2005-37500836 PDF
31-12-2003 full format 17-06-2004 2004-26703270 PDF
31-12-2002 full format 03-06-2003 2003-18804364 PDF
31-12-2001 full format 30-04-2003 2003-12602168 PDF
31-12-2000 full format 02-11-2001 2001-68002174 PDF
31-12-1999 full format 07-03-2001 2001-06000125 PDF
31-12-1998 full format 30-06-1999 1999-28803770 PDF
31-12-1997 full format 20-07-1998 1998-34701105 PDF
31-12-1996 full format 23-10-1997 1997-50204705 PDF
31-12-1995 full format 27-06-1996 1996-25403496 PDF
31-12-1994 full format 04-08-1995 1995-44605017 PDF
31-12-1993 full format 09-08-1994 1994-35400079 PDF
31-12-1992 full format 09-12-1993 1993-45404454 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
201,072202,689375,426393,864383,135354,601273,683296,667315,204167,292200,858156,395193,931290,675113,70388,218120,22089,984120,645136,644
151,904160,879275,325300,631307,061294,916219,543235,602239,791126,234143,177116,798137,135224,57378,20956,27296,85759,97380,961113,424
45,18060,453189,88668,57551,934313,442221,830180,572110,394150,253158,32399,763113,009102,646545,865160,08115,26358,47627,07915,871
-5,31193,264-60,31733,216-28,45827,924-1,342-1,200-7,901-96,11758,14559,573-2,1073,717-16,74613,49019,177-22,59028,840-
77,9106,002-77,989-87,860-137,299-178,268-147,843-114,535-67,693-204,632-125,340-137,081-159,507-208,591-221,804-119,121-121,045-155,214-138,203-118,243
16.0%14.7%13.6%12.9%12.7%12.2%11.1%11.8%11.4%11.2%12.8%12.2%12.0%12.0%7.0%9.4%2.6%0.5%2.4%2.3%
1.091.010.930.930.880.830.860.880.930.780.850.840.830.760.740.840.810.770.810.82
0.300.180.270.280.230.240.340.360.480.320.400.390.420.400.330.430.300.240.230.25
5.265.796.356.766.857.228.047.487.807.916.817.167.367.3413.229.6536.99-40.6442.19
0.8%-0.3%48.1%54.4%56.4%54.7%28.1%31.1%40.2%-14.1%5.8%-2.1%6.5%63.0%6.0%-25.0%80.6%-470.3%3.3%160.0%
0.1%0.0%6.5%7.0%7.2%6.7%3.1%3.7%4.6%-1.6%0.7%-0.3%0.8%7.6%0.4%-2.3%2.1%-2.2%0.1%3.7%
4.524.007.6810.4310.81---------------

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date67878
full-time67778
part-time--1--
in full-time equivalents677.278
6.977.277.8
On a permanent contract67878
Joined0-102
Left1-110

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€45,180€60,253€189,886€68,431€51,934
Financial fixed assets-€200-€144-
€149,965€161,659€154,558€164,735€175,046

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on SOFINGES

The operating result for 2025 is 25% higher than in 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 85.3% to 84.0%. Equity is higher and debt is lower.

Board & ownership

Board

3 directors, 2 in day-to-day management, last change in 2023
Paul RIBANT
Chair, director (not named in the articles) and managing director
chair appointed by deed of 09-11-2023 director (not named in the articles) since 22-05-2015 managing director in office according to the deed of 08-07-2022 6-year term from 2023
listed in the 2025 annual accounts, filed on 25-06-2026
Stéphanie RIBANT
Director (not named in the articles) and managing director
director (not named in the articles) since 22-05-2021 managing director in office according to the deed of 08-07-2022 6-year term from 2023
listed in the 2025 annual accounts, filed on 25-06-2026
Philippe COLONVAL
Director (not named in the articles)
since 07-11-2023 6-year term from 2023
listed in the 2025 annual accounts, filed on 25-06-2026
Paul RIBANT, Stéphanie RIBANT

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today
Paul RIBANT
Board, Managing director, Chair
Stéphanie RIBANT
Board, Managing director
Philippe COLONVAL
Director (not named in the articles)
Etienne WARNIER
Director
LeadershipBoardEarlierRest of the termmandate already running before its first mention
Mandates as a list
  • Paul RIBANT
    • Board, from 22-05-2015 to date
    • Managing director, since before 28-05-2021
    • Chair, appointed by deed of 09-11-2023, still in office
  • Stéphanie RIBANT
    • Board, from 22-05-2021 to date
    • Managing director, since before 28-05-2021
  • Philippe COLONVAL
    • Director (not named in the articles), from 07-11-2023 to date
  • Etienne WARNIER
    • Director, from before 28-05-2021 to 08-07-2022

See the board, name and registered office on a given date →

Control

Shareholder
Paul RIBANT
333 voting rights
47%
This company
SOFINGES
Equity €252,002
Profit €1,938 in 2025

and 2 other shareholders

Capital

Capital
€174,990
Shares
705
Contribution per share
€248
Equity per share
€357 in 2025
Source
deed of 09-11-2023

Owners through the years

as the annual accounts name them
Paul RIBANT
natural person
47%
47%
LA GOETTE DEVELOPMENTS
21%31%
31%
Carimar
21%
21%
ORIEL
33.33%15.6%16.5%
16.5% until 2021
Owners as a list

Source: shareholder structure in its own accounts, lists of holdings in the owners' accounts

Articles of association

deed of 09-11-2023 (in French)
Board ruleThese rules set how the board is made up, meets and takes decisions.
At most 5 directors
Term of at most 6 years
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of June

Shareholders

3 owners

Owners 3

Network & group

No group

SOFINGES has no parent and no holdings in its annual accounts.

Connections & network

3 current directors
Depth

The network starts from the directors of SOFINGES. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

49 events since 1992

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBfull format · 36 days before the deadline
2025
Back to profit net €1,938 The net result is €1,938, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0446032526
Annual accounts 2024 filed PDFfull format · 30 days before the deadline
2024
Annual accounts 2023 filed PDFfull format · 30 days before the deadline
2023
1 director appointed, 1 resignation, 2 reappointmentsChange of role: Paul RIBANT, from director to chair · Resignation: Stéphanie RIBANT · Reappointments: Paul RIBANT (director) and Stéphanie RIBANT (director) · General meeting of 26-10-202313 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFfull format · 35 days before the deadline
2022
Highest result from 2006 to 2025 net €135,896 ▲2.9% The operating result of €229,129 and the net result of €135,896 are both a record.
1 director resigning, 3 reappointmentsReappointments: Paul Ribant (managing director), Stéphanie RIBANT (managing director) and Etienne WARNIER · Resignation: Etienne WARNIER · General meeting of 17-06-20226 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFfull format · 30 days before the deadline
2021
Annual accounts 2020 filed PDFfull format · 37 days before the deadline
2020
Annual accounts 2019 filed PDFfull format · 42 days late
2019
Annual accounts 2018 filed PDFfull format · 8 days late
2018
Annual accounts 2017 filed PDFfull format · 29 days before the deadline
2017
Back to profit net €75,351 The net result is €75,351, after one loss-making year.
Annual accounts 2016 filed PDFfull format · 26 days before the deadline
2016
Weakest financial year net -€24,739 The net result drops to -€24,739, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2015 filed PDFfull format · 30 days late
2015
Back to profit net €11,637 The net result is €11,637, after one loss-making year.
Equity above €200,000 equity €200,333 ▲6.2% Equity rises from €188,696 to €200,333.
Annual accounts 2014 filed PDFfull format · 15 days before the deadline
2014
Annual accounts 2013 filed PDFfull format · 27 days late
2013
Annual accounts 2012 filed PDFfull format · 19 days late
2012
Equity above €150,000 equity €180,182 ▲73% After 2 profitable years in a row, equity reaches €180,182.
Annual accounts 2011 filed PDFfull format · 14 days late
2011
Back to profit net €6,202 The net result is €6,202, after one loss-making year.
Equity above €100,000 equity €104,174 ▲6.3% Equity rises from €97,972 to €104,174.
Annual accounts 2010 filed PDFfull format · 46 days before the deadline
2010
Annual accounts 2009 filed PDFfull format · 27 days late
2009
Back to profit net €17,627 The net result is €17,627, after one loss-making year.
Annual accounts 2008 filed PDFfull format · 19 days late
2008
Annual accounts 2007 filed PDFfull format · 5 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 41 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
1996
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1994
Annual accounts 1993 filed PDFfull format
1993
Annual accounts 1992 filed PDFfull format
1992
First establishment NAMUR CARRELAGES, Chaussée de Marche 796, Namur
Incorporation published on 31-01-1992

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 7 January 1992, SOFINGES was incorporated.1 Total assets went from €1.6m in 2018 to €1.6m in 2025 and headcount from 6 to 6.9 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0446.032.526
VAT number
BE 0446.032.526
Peppol ID
0208:0446032526
Other Peppol ID
9925:BE0446032526
Legal form
Public limited company
Status
Active, normal situation
Founded
07-01-1992
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Friday of June
deed of 09-11-2023 (in French)
Peppol
Reachable since 10-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SOFINGES in French
Name in the Peppol Directory
NAMUR CARRELAGES
Entity type
Legal entity

Activities

NACEBEL 2025
VAT activities
46831 Wholesale of construction materials, general range main activity
47521 Retail sale of hardware, building materials, paint and glass (general range)
Social security (RSZ) activities
46831 Wholesale of construction materials, general range main activity
Joint committees annual accounts 2022
JC 101 Mining
Codes under NACEBEL 2008
VAT activities
46731 Wholesale trade main activity
47521 Retail trade
Social security (RSZ) activities
46731 Wholesale trade main activity
Codes under NACEBEL 2003
VAT activities
51532 main activity
52461
Social security (RSZ) activities
51532 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’achat, la vente et le placement de carrelages, cuisines équipées, meubles de salle de bains, et sanitaires; L’achat, la vente, l’échange…”
4 activities
  1. L’achat, la vente et le placement de carrelages, cuisines équipées, meubles de salle de bains, et sanitaires
  2. L’achat, la vente, l’échange, la construction, la reconstruction, la démolition, la transformation, l’exploitation, la location et la gérance de tous immeubles bâtis, meublés ou non
  3. L’achat, la vente, l’échange, la mise en valeur, le lotissement, l’exploitation, la location et l’affermage de tous immeubles non bâtis
  4. La réalisation de toutes opérations relatives à l’activité d’agence immobilière, d’administrateur de biens, de marchand de biens et la prise et remise de fonds de commerce
deed of 09-11-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Chaussée de Marche 796 registered office 5100 Namur
NAMUR CARRELAGES Chaussée de Marche 796, 5100 Namur 25-02-1992 2.055.719.515

Buildings and parcels at the address

Ground area
4,349 m²
Buildings
533 m²
Volume, LiDAR
1,910 m³
Tallest building
5.3 m
Buildings to scale, each on its own parcel
533 m², 5.3 m 533 m², 5.3 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92095B0020/00H0024,349 m² 1 · 533 m² 5.3 m · 1

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