ECOMAT
ActiveECOMAT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.02M and a net result of €232k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-5
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 3.89 in 2024; short-term debt: 28.9% and cash: 32.7% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
23 d early
2023
48 d early
2022
31 d early
2021
4 d early
2020
18 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.02M▲ 3.2%
2024 · €992k
2018: €69k
2019: €69k
2020: €271k
2021: €442k
2022: €690k
2023: €826k
2024: €992k
2018 → 2025
Total assets
€1.44M▲ 10.2%
2024 · €1.31M
2018: €736k
2019: €623k
2020: €983k
2021: €1.08M
2022: €1.31M
2023: €1.24M
2024: €1.31M
2018 → 2025
Net result
€232k▼ 12.7%
2024 · €266k
2018: €54k
2019: €80k
2020: €357k
2021: €272k
2022: €348k
2023: €236k
2024: €266k
2018 → 2025
Working capital
€960k▲ 5.3%
2024 · €912k
2018: €-98k
2019: €-40k
2020: €201k
2021: €317k
2022: €580k
2023: €743k
2024: €912k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€442k-€690k▲ 56.0%€826k▲ 19.7%€992k▲ 20.1%€1.02M▲ 3.2%
Operating result€266k-€390k▲ 46.6%€226k▼ 42.1%€248k▲ 9.8%€201k▼ 18.7%
Net result€272k-€348k▲ 28.0%€236k▼ 32.1%€266k▲ 12.5%€232k▼ 12.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€64k▼ 20.9%
Current assets
€1.38M▲ 12.2%
Equity and liabilities €1.44M
Equity
€1.02M▲ 3.2%
Debt
€417k▲ 32.1%
The debt ratio rises from 24.2% to 29.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€227k▼
2024 · €270k
Cash flow
€257k▼
2024 · €288k
Solvency
71.0%▼
2024 · 75.8%
Current ratio
3.30▼
2024 · 3.89
Quick ratio
2.03▼
2024 · 2.32
Debt / equity
0.41▲
2024 · 0.32
ROE
22.7%▼
2024 · 26.8%
ROA
16.1%▼
2024 · 20.3%
Interest coverage
16.49▼
2024 · 27.68
Debt
€417k▲
2024 · €316k
Debt ≤ 1 year
€417k▲
2024 · €315k
Income taxes
€13k▼
2024 · €57k
Staff costs
€340k▲
2024 · €309k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.44M▲
Fixed assets21/28€81k€64k▼
Intangible fixed assets21€13k€10k▼
Tangible fixed assets22/27€68k€54k▼
Land and buildings22€43k€33k▼
Plant, machinery and equipment23€16k€10k▼
Furniture and vehicles24€9k€10k▲
Current assets29/58€1.23M€1.38M▲
Stocks and contracts in progress3€496k€532k▲
Stocks30/36€496k€532k▲
Amounts receivable within one year40/41€369k€364k▼
Trade receivables40€108k€77k▼
Other amounts receivable41€261k€288k▲
Current investments50/53€0-
Cash at bank and in hand54/58€361k€471k▲
Deferred charges and accrued income490/1€0€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.44M▲
Equity10/15€992k€1.02M▲
Contributions10/11€62k€62k=
Reserves13€930k€962k▲
Distributable reserves133€930k€962k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€316k€417k▲
Amounts payable within one year42/48€315k€417k▲
Trade debts44€159k€153k▼
Suppliers440/4€159k€153k▼
Taxes, remuneration and social security45€51k€58k▲
Taxes450/3€23k€27k▲
Remuneration and social security454/9€28k€31k▲
Other amounts payable47/48€106k€206k▲
Accrued charges and deferred income492/3€807€439▼
Income statement
Code20242025
Remuneration, social security and pensions62€309k€340k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-776€-158▲
Other operating charges640/8€7k€7k▼
Non-recurring operating charges66A€152€0▼
Gross operating margin9900€585k€573k▼
Operating profit (loss)9901€248k€201k▼
Financial income75/76B€84k€57k▼
Recurring financial income75€84k€57k▼
Financial charges65/66B€10k€14k▲
Recurring financial charges65€10k€14k▲
Profit (loss) for the period before taxes9903€322k€244k▼
Income taxes67/77€57k€13k▼
Profit (loss) for the period9904€266k€232k▼
Profit (loss) for the period to be appropriated9905€266k€232k▼
Appropriation of the result
Profit (loss) to be appropriated9906€266k€232k▼
Transfer to equity691/2€166k€32k▼
To other reserves6921€166k€32k▼
Profit to be distributed694/7€100k€200k▲
Directors or managers695€100k€200k▲
Social balance
Average headcount (FTE)90875.15.5▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.02M ▲3.2%
8 profitable years in a row build equity to €1.02M.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €690k ▲56%
5 profitable years in a row build equity to €690k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
31-12
Financial
Highest result since 2018net €357k ▲344%
Net result €357k, the highest in the series.
31-12
Financial
Equity above €200kEq €271k ▲293%
3 profitable years in a row build equity to €271k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 422240 ZandhovenGround area
3,770 m²
Building footprint
1,343 m²
Volume, LiDAR
7,480 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ECOMAT
since 19892.045.556.091
Engelselei 256, 2140 Antwerpen
since 20252.377.155.244
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054C0250/00R000 | Flanders | 3,718 m² | 1 · 1,298 m² | 7.5 m · 2 fl. |
| 11006A0260/12_000 | Flanders | 51 m² | 1 · 45 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRICO SAINT-ELOI
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IJZERWAREN VAN EYCK
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ANTONIO LUPI DISTRIBUTION
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FORET MATERIEL
BE 0439.483.343
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ELLI-BOUWMARKT
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Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-1989
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.