Summary
Sofin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €9,681 and a net result of €4,681. Its solvency ranks better than 10% of 3319 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 3319 sector peers (2024).
NBB · sector comparisonPosition among 3319 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 32 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€9,681
Net result
€4,681
Total assets
€361,480
Solvency
2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €360,494
Fixed assets
€329,721
Current assets
€30,773
Equity and liabilities €361,480
Equity
€9,681
Debt
€351,799
Debt finances 97.3% of the balance-sheet total.
Key figures and ratios
ROE
48.4%
ROA
1.3%
Debt ≤ 1 year
€35,848
Debt > 1 year
€313,101
Income taxes
€2,163
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,888 |
| Other operating charges640/8 | €6,037 |
| Gross operating margin9900 | €38,034 |
| Operating profit (loss)9901 | €18,109 |
| Financial charges65/66B | €11,265 |
| Recurring financial charges65 | €11,265 |
| Profit (loss) for the period before taxes9903 | €6,844 |
| Income taxes67/77 | €2,163 |
| Profit (loss) for the period9904 | €4,681 |
| Profit (loss) for the period to be appropriated9905 | €4,681 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €361,480 | |
| Formation expenses20 | €986 | |
| Fixed assets21/28 | €329,721 | |
| Intangible fixed assets21 | €3,817 | |
| Tangible fixed assets22/27 | €325,905 | |
| Land and buildings22 | €299,803 | |
| Furniture and vehicles24 | €3,899 | |
| Assets under construction and advance payments27 | €22,203 | |
| Current assets29/58 | €30,773 | |
| Amounts receivable within one year40/41 | €16,438 | |
| Trade receivables40 | €16,438 | |
| Cash at bank and in hand54/58 | €10,642 | |
| Deferred charges and accrued income490/1 | €3,693 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €361,480 | |
| Equity10/15 | €9,681 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €4,681 | |
| Amounts payable17/49 | €351,799 | |
| Amounts payable after more than one year17 | €313,101 | |
| Financial debts170/4 | €213,101 | |
| Other amounts payable178/9 | €100,000 | |
| Amounts payable within one year42/48 | €35,848 | |
| Current portion of amounts payable after more than one year42 | €7,942 | |
| Trade debts44 | €4,425 | |
| Suppliers440/4 | €4,425 | |
| Taxes, remuneration and social security45 | €2,163 | |
| Taxes450/3 | €2,163 | |
| Other amounts payable47/48 | €21,318 | |
| Accrued charges and deferred income492/3 | €2,850 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €4,681 |
| + Depreciation and write-downs630 | €13,888 |
| Operating cash flow (approximation) | €18,568 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2023
Ground area
1,943 m²
Building footprint
513 m²
Parcel 53044B5665/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SOFIN
since 20232.351.353.739
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53044B5665/00C000 | Wallonia | 1,943 m² | 1 · 513 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Waremme Synergie Assurfinance
BE 0844.622.253
Waremme · Eq €9,622
ZAKENKANTOOR VERCAMMEN FRANK
BE 0632.536.604
Gent · Eq €9,901
LAROMA FINANCE
BE 1016.227.527
Marche-en-Famenne · Eq €9,445
Jochen Scheys
BE 0789.515.860
Tielt-Winge · Eq €10,000
Hane Gjoni
BE 0794.316.964
Beersel · Eq €10,000
Of 1,682 companies in sector 66191 we hold annual accounts for 1,230. 348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
66220Insurance agents and brokers
64210Activities of holding companies
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66290Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.